Annual Report 2011 An overview Operating result (EBIT) Figures in EUR million 1‚142.5 1‚177.9 928.0 841.4 819.9 732.1 1‚200 800 600 538.8 470.9 1‚000 400 148.1 91.6 200 0 20021 20031 20041 2005 2006 2007 2008 2009 20102 Group net income (loss) 2011 Figures in EUR million 733.7 721.7 800 748.9 606.0 514.4 354.8 267.2 700 600 500 400 279.9 300 200 49.3 20021 20031 20041 2005 100 (127.0) 2006 2009 2007 2010 2011 0 2008 Policyholders’ surplus Figures
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EXC3613 Risk Management with derivatives Geir Høidal Bjønnes geir.bjonnes@bi.no 1 Introduction • Learning objectives: 1. 2. 3. 4. What is a derivative? What is the role of Derivatives and Derivatives Markets Firms’ risk exposures Hedging price risk with derivatives • McDonald: Chapter 1 2 Example • Consider a farmer that grows wheat and is expecting to yield 10‚000 bushels of crop in 3 months. He is afraid that the price of wheat might drop at the period
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Michael Nhan SE578-Practices for Administration of Physical & Operations Security Prof: Rodney Smith How do Administrative‚ Technical‚ and Physical Controls introduce a false sense of security? According to research and studies‚ the leading broadband providers have accumulated a total of over 17.4 million high-speed Internet subscribers in the US” This means that in the United States alone there are more than 17 million computers with fast connections most of which are connected to the Internet
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CHAPTER I 1.1 INTRODUCTION: Employee welfare is an important facet of industrial relations‚ the extra dimension‚ giving satisfaction to the worker in a way which even s a good wage cannot. With the growth of industrialization and mechanization‚ it has acquired added importance. The workers in the industry cannot cope with the pace of modern life with minimum sustenance amenities. He needs an added stimulus to keep body and soul together. Employees have also realized the importance of their role
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How To Measure Grips and Wrist Supports Palm Guard Grips Measure the right hand from the base of the palm (where palm meets the wrist) to the base of the middle finger (where middle finger and palm meet.) Measurements Size Up - 2.5" XXS 2.5" - 3" XS 3" - 3.5" S 3.5" - 4" M 4" & Up L US Glove and Nastia Soft Beginner Velcro and Buckle Grips US Glove and Nastia sizing is different from grip to grip. Please make sure you’re ordering the correct size for your grip!
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Isaiah Munch Elizabeth & Ken Health 2 6/26/13 Risks and Benefits of Being a High School Football Player When most people think about American football they think about big hits‚ breaking bones‚ and touchdowns; but there is a lot more to it. For most high school football teams the season starts in the beginning of June and goes until October or November. The first game is in the beginning of September. But the training starts way before that! In the first week of June the players start spring
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loved ones‚ having to accept work at poor working conditions‚ low wages‚ etc. The present scenario in India‚ is that the employers are becoming aware of their workers needs and are taking effective measures to improve their morale and self worth by the various Labour Welfare measures both the statutory and voluntary. The reason being the increasing awareness created globally‚ by the initiative of ILO‚ and other organizations‚ the charismatic leadership of some Indian and international labour
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Risk assessment and risk management Introduction There are many hazards associated in an industrial workplace. With new technologies‚ new machinery and constant updates with regulations it is more important now than ever before to produce efficient risk assessments. Good risk assessments reduce hazards and fatalities in dangerous areas in the workplace. A good risk assessment will make workers feel safer and therefore happier and promotes a good business structure within the company. A good risk
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Community Acquired Pneumonia Core Measure Core Measure Community Acquired Pneumonia Today hospitals as businesses‚ as well as health care institutions‚ face many obstacles while caring‚ treating‚ and rehabilitating patients during their hospital stay. The community as a whole tends to follow a pattern of trends that include specific health conditions including Acute Myocardial Infarction (AMI)‚ Congestive Heart Failure (CHF)‚ and Community Acquired Pneumonia (CAP). These three conditions are
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mobile phones‚ GPS and computers can be secured at the touch of a fingerprint. Designing in security at the start of a new product development process is more effective than adding it on later. Unlocking your mobile phone by scanning your fingerprint is not a thing of science fiction. It’s an everyday reality for millions of mobile phone users‚ the greatest proportion of who live in Asia. But designing-in security to mobile phones can be difficult. PIN codes and passwords take too long to enter and users
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