SHAH & ANCHOR KUTCHHI ENGINEERING COLLEGE DEPARTMENT OF MANAGEMENT STUDIES PROJECT SUBMITTED ON: 25/05/2013 PROJECT SUBMITTED BY: AKSHAYA.U.BHADALKAR ROLL NO: 1 COMPANY NAME: BANK OF INDIA PROJECT REPORT ON: CREDIT APPRAISALS 1 GENERAL INFORMATION ABOUT THE BANK Bank of India was founded on 7th September‚ 1906 by a group of eminent businessmen from Mumbai. The Bank was under private ownership and control till July 1969 when it was nationalised along with 13 other banks
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Chapter 1 1.1 Background of the study: Credit Risk Grading is an important tool for credit risk management as it helps a Bank to understand various dimensions of risk involved in different credit transactions. Credit Risk Grading Manual of Bangladesh Bank was circulated by Bangladesh Bank vide BRPD Circular No. 18 dated December 11‚ 2005 on Implementation of Credit Risk Grading Manual which is primarily in use for assessing the credit risk grading before a bank lend to its borrowing clients.
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Introduction Definition of ’Letter Of Credit’ A letter from a bank guaranteeing that a buyer’s payment to a seller will be received on time and for the correct amount. In the event that the buyer is unable to make payment on the purchase‚ the bank will be required to cover the full or remaining amount of the purchase. Letters of credit are often used in international transactions to ensure that payment will be received. Due to the nature of international dealings including factors such as distance
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Assignment #4: R. Williams Construction Co. v. OSHRC May 27‚ 2012 HRM 510 Employment Law For Human Resource Practice What was the legal issue in this case? This case is followed by the laws and regulations of OSHA. OSHA (Occupational Safety and Health Act) is an organization that has been put into place to ensure the safety of employees while on their jobs. These regulations are put into place to help reduce the number of on the job injuries and deaths. In this case with Williams Construction
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I. DEFINITION A LETTER OF CREDIT (Documentary Credit) is a letter from a bank guaranteeing that a buyer’s payment to a seller will be received on time and for the correct amount. In the event that the buyer is unable to make payment on the purchase‚ the bank will be required to cover the full or remaining amount of the purchase. • A letter of credit is often abbreviated as LOC or LC‚ and is also referred to as a documentary credit. The parties to this document are usually an applicant who
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1) Citation Palsgraf v. Long Island R. Co 248 N.Y. 339‚ 162 N.E. 99 (1928) Court of Appeals of New York 2) Key facts a. The plaintiff‚ Helen Palsgraf‚ was waiting for a train on a station platform. b. A man carrying a package was rushing to catch a train that was moving away from a platform across the tracks from Palsgraf. c. As the man attempted to jump aboard the moving train‚ he seemed unsteady and about to fall. d. A railroad guard on the car reached forward to grab him and another guard
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Credit Approval Process: Credit approval process starts with receiving prescribed completed credit application from the customer and ends with issuance of a written “Sanction Advice” by the Bank. Credit approval process in the bank shall be guided by some basic principles. These are as follows: Credit Proposal: Purpose: A Credit Proposal is prepared by the Relationship Management Team either at Branch or Corporate Division based at Head Office to present a concise and objective assessment
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“CREDIT RISK” STUDENTS * LUQUE CHUQUIMBALQUI‚ ALEXANDRA * ALARCON CASTAÑEDA‚ KRISLEY LIMA 2013 Index Introduction……………………………………………………………….………………..4 Executive summary…………………………………………………………………………5 1.-Management of credit risk……………………………………………………………….6 1.1.-Definition of credit risk………………………………………………………...6 1.2.-Elements of credit risk………………………………………………………….7 1.3.- Importance of credit risk………………………………………….……………9 1.4.- Credit Risk Committe……………………………………………………...…10 1.5. -
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critical currents Dag Hammarskjöld Foundation Occasional Paper Series Carbon Trading How it works and why it fails no.7 November 2009 critical currents no.7 November 2009 Carbon Trading How it works and why it fails Tamra Gilbertson and Oscar Reyes Dag Hammarskjöld Foundation Uppsala 2009 The Dag Hammarskjöld Foundation pays tribute to the memory of the second Secretary General of the UN by searching for and examining workable alternatives for a socially and economically
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PART B: Historically‚ owning a piece of land meant that you would own everything above and below the soil‚ reaching from the ‘heavens’ themselves down to the deepest core of the Earth. The popular maxim "Cuius est solum‚ eius est usque ad coelum et ad inferos” which translates to “the person who owns the land owns it from the heavens above to the centre of the earth below. This has been considered within the legal world as a traditional starting point of property law and shapes what is understood
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