from financing by conventional banks‚ provide employment‚ engender rural development and reduce poverty. This paper theoretically examines the challenges these banks have had to grapple with from their inception. Furthermore‚ it scans the business environment to assess the prospects of microfinance banks in Nigeria. The paper shows that microfinance banking in Nigeria faces enormous challenges in infrastructural inadequacies‚ social misconception‚ poor legal and regulatory framework‚ unbridled competition
Premium Bank Microfinance Poverty
exploitation of natural resources. In turn‚ the conventional sources of energy we use today cause pollution‚ so economic growth is almost inevitably associated with environmental damage. One of the aspects of economic growth which affects the environment most of all is that‚ in order to produce more goods and products‚ at a faster rate‚ the construction of large industrial plants is required. These enterprises generate a lot of waste in the form of liquid waste and gaseous fumes. The liquid waste
Premium World energy resources and consumption Wind power Energy development
concerns and conflicts have surfaced throughout human history‚ from the earliest settlements to the latest headlines. This comes as a surprise to many people because our emphasis in history has all too often been on war and politics‚ rather than environment‚ culture and development. The evidence for a longstanding concern for environmental issues has been readily available in manuscripts‚ publications and historical archives. It can be found under labels like conservation‚ public health‚ preservation
Premium Air pollution United States Environmental Protection Agency Environmentalism
too many fatalities on our roads and highways. The Dangerous State of Micro-Sleep Is it possible to force yourself to stay awake by continually drinking coffee‚ playing loud music‚ and using truck driver tricks such as chewing gum? While you may succeed at sitting in an upright position and doing some amount of driving this way‚ parts of your brain will start taking short naps lasting a few seconds. Scientists call this micro-sleep. When this
Premium Automobile Sleep Traffic
Today‚ as working environment has been changing a lot‚ more people are taking different jobs in a period of time to finance their life. This essay shall discuss numerous reasons for these differences and suggest what a person needs for his career in the future. The first cause is the development of technology. For example‚ the Internet established creates a more convenient working environment for employees. It helps them to complete the assignment in flexible places‚ instead of staying at the
Premium Time Employment Leonard Cohen
MARKETING ENVIRONMENT The aim of this lecture is: • To describe important role of Marketing Environment. • To differentiate between Macro and Micro Environments. • To assess the impact of Marketing Environment on Marketing Practices. • To describe various method/Model of Marketing Environment Scanning. Background Information Marketing cannot be practiced in a vacuum; as a business function is affected by various factors or elements within the business environments. According to Lancaster
Premium Marketing
commonly used de-icing agent (Road salting). Sometimes‚ it can be used along with some anti-caking agents like sodium hexacyanoferrate (II) or sand and grits. These elements like sodium‚ chloride‚ ferrocyanide and other impurities seep into our environment when the snow or ice melts‚ and poses a threat to water bodies‚ soil‚ vegetation and large number of species sustaining on them (Environmental‚ Health and Economic Impacts of Road Salt). De-icing of the roads is‚ beyond a doubt‚ very essential‚
Premium Water Sodium chloride Salt
‘Business’ and Its ‘Environment’ Introduction Every business organization has to interact and transact with its „environment‟. The effectiveness of interaction of an enterprise with its environment primarily determines the success or failure of a business. The environment imposes several „constraints‟ on an enterprise and has a considerable impact and influence on the scope and direction of its activities. The enterprise‚ on the other hand‚ has very little control over its environment. The business
Premium Economics Private sector Environment
minority‚ shifted the emphasis from skilful work to credit-worthy consumption. The work is now done by automated processes at home in the domestic market and elsewhere in the global free-market via the intensified exploitation of people and their environment. Capitalists need consumers to buy products. To ensure that this facet of capitalism exists‚ social structures and processes have evolved which support and stimulate acquisitiveness in a specific social culture called the "consumer society" (Jones
Premium Consumerism Capitalism Consumption
The environment is something you are very familiar with. It’s everything that makes up our surroundings and affects our ability to live on the earth—the air we breathe‚ the water that covers most of the earth’s surface‚ the plants and animals around us‚ and much more. In recent years‚ scientists have been carefully examining the ways that people affect the environment. They have found that we are causing air pollution‚ deforestation‚ acid rain‚ and other problems that are dangerous both to the
Premium Life Earth Biology