Anwar‚ who is old acquaintance and distantly related to Santhanam is well disposed at a personal level‚ but is also keen that no norms are flouted‚ especially because‚ just a month ago‚ there was a circular from the Zonal office that no deviations in Housing Loan guidelines would be permitted. C. The Loan Request – Customer Interview As a conscientious bank officer‚ Mr Anwar‚ diligently proceeds to elicit the following information from Mr Santhanam Expected monthly income of Mr Santhanam post retirement
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Supervisor: Professor Shi Tongyun June 21‚ 2014 Tel: 18603550789 Pursuing Her Democracy‚ Leaving the Poor Behind ---On Thatcher’s Privatization of Council Housing: Right to Buy Abstract Thatcher’s policies revolving around privatization are a controversial gift to British people‚ among which the RTB policy‚ whose ultimate goal is to privatize council housing‚ has continuously been held in debate about its effect on British society. This paper explores the relationship between the ideology Mrs. Thatcher
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Simply stated‚ interest subvention is a subsidy provided on interest rates. This particular write up is about interest subvention on housing loan rates. Affordable Housing- Explained in relation to Interest Subvention: Affordable housing has a skewed definition. Depending on which tier the city falls into or based on rural and urban areas‚ the range of any affordable housing property that lies anywhere from Rs.30-70 Lac. Now keeping in mind the lower income groups or even the emerging middleclass‚ the
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new student housing property that is at the designing stage‚ better appeal to Harvard students‚ and help attain the goal of obtaining their residency. For this purpose a marketing research was conducted with the objective made more specific to which characteristics are the most important in obtaining students to choose residency from Harvard rather than private housing‚ so as to decide how to design the housing‚ which attributes students care about most‚ and if designing the housing in some specific
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- All firms are price takers - All firms have a relatively small market share - Buyers know the nature of the product being sold and the prices charged by each firm. - The industry is characterised by freedom of entry and exit. Perfect competition is a theoretical market structure. It is primarily used as a benchmark against which other market structures are compared. The industry that best reflects perfect competition in real life is the
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The Biggest Challenges Young Adults Face Today General purpose The objective of the speech is to dissect the inherent problems confronting the young adults in the contemporary society. These pose a major threat to the lives and wellbeing of the individuals‚ and are therefore important to understand to enhance personal and societal development. Specific purpose The specific purpose for the speech is to contribute to an overall understanding of the environment that circumstances
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any market. In an imperfectly competitive market structure‚ however‚ efficiency is lost. The Economist’s article “Let Mexico’s Moguls Battle”‚ describes the lack of competition in the fixed and mobile phone markets in Mexico‚ shows its effects on consumers‚ and outlines the measures taken to promote competition. Figure 1 Figure 1 Telmex and Telcel abuse the lack of competition in the Mexican fixed and mobile phone markets respectively. These “two near-monopolies” control most of the market shares
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Externality: the uncompensated impact of one person’s actions on the well-being of a bystander Externalities and Market Inefficiency Negative Externalities Ex: aluminum factories emit pollution: for each unit of aluminum produced‚ certain amount of smoke enters atmosphere Cost to society of producing aluminum larger than cost to aluminum producers Social cost includes private costs of aluminum producers plus costs to those bystanders affected adversely by the pollution How can social planner
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U.S. housing market experienced a tremendous boom‚ which ultimately ended up a disastrous bubble. A major change in how lenders provided mortgages led to more money available to non-prime borrowers. Many of these mortgages had unfavorable terms for the borrowers including high interest rates and unaffordable monthly payments. Soon‚ borrowers were unable to pay their mortgages and were forced to foreclose on their homes. A rise in foreclosures caused a ripple effect through financial markets supported
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ECON 545 Microeconomic analysis KELLER GRADUATE SCHOOL OF MANAGEMENT Project 1 Situation A My situation has to do with my niece Jenny. Jenny is a super intelligent high-school student who wants to make intelligent choices about her future so she’s decided to call upon me for advice in regard to possibly pursuing a career as a doctor and on the best location to practice medicine. She got wind that I am currently taking a business course in economics and decided
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