FIN 101 Exam 1 Chapter 1 Commerce Bank Credit What does your credit card really cost you? APR- Annual Percentage Rate Prime 3.25% Amount: $51‚649 Rate: 4% Years: 4 = $60‚422.02 Time Value of Money- TVM Future Value FV=PV*(1+i)^n FV= future value PV= present value i= interest rate n= time The Rule of 72 If at 10%‚ it will take 7.2 to double (just divide 72 by 10) 72 DIVIDED BY ANY NUMBER is how long it will take to double Present value PV=FV/(1+i)^n
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Socio-technical systems theory: an intervention strategy for organizational development Steven H. Appelbaum Professor of Management‚ Faculty of Commerce & Administration‚ Concordia University‚ Montreal‚ Quebec‚ Canada Integrating organizational development (OD) and technological intervention into a total system is one of the more difficult tasks for an executive or consultant to execute. Organizations are profoundly affected by technological advancements and require a flexible customized change
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Christine Winter‚ Professor of Sociology awinter@swccd.edu Office Hours: I will be available to meet with students before class‚ after class or by appointment. Please try to let me know in advance if you would like to meet with me so that I can schedule accordingly In this course‚ we will look at human behavior through the lens of sociology. Humans are social animals and are profoundly influenced by the social groups to which they belong. These groups include the family one is born into‚ one’s
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WHAT IS COMPUTER? The word “Computer” is derived from the word “compute” which means to calculate. In the past‚ the computer was normally considered to be a calculating device which used to calculate arithmetic operations. But today‚ computer is used in every field of daily life to solve problems of different kinds. Therefore‚ a computer can be defined as: Definition: Computer is an electronic device that is used to solve different kinds of problems depending on a set of instructions given
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Unit 101 – health and safety in a business environment 1.1 state health and safety responsibilities of employers and 1.2 state their own responsibilities for health and safety in the business environment Everybody is entitled to a work environment that are safe for them to do so‚ and that customers‚ visitors and contractors can be protected from any risk to health and safety whilst they are on the premises. Your employer’s basic responsibility is to provide safe and healthy conditions and processes
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User Manual Critique Ken Brown ENG/221 TECHNICAL WRITING FUNDAMENTALS User Manual Critique The iJoy-175 Massage Chair is manufactured by Interactive Health and is a leader in innovative massage products that utilize the latest in technology and embrace the art of healing through massage therapy. I will evaluate the user manual provided by safemanuals.com based on the following criteria: audience‚ authority‚ accuracy‚ objective and coverage and provide a detailed
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Art Timeline Alicia Hansen Art/101 2/13/2011 Art Timeline As curator of the museum I have been asked to develop an interactive timeline based on one art medium to improve the content of the museum website. I have chosen to do a time line based on paintings from the Chinese. I chose to do nature and landscape art work. The first art piece is known as Chinese landscape artist from the 11th century developed the Old Tree‚ Level Distance hand scroll using ink and color on silk
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The 2013 SONA Technical Report Prepared by: The Office of the President of the Philippines TABLE OF CONTENTS I. CONSOLIDATING THE GAINS OF GOOD GOVERNANCE A. Institutionalized and Sustained Good Governance Reforms 1. 2. 3. 4. 5. Promoted Public Accountability .................................................................. 1 Promoted Transparency .............................................................................. 6 Enhanced Citizens’ Participation in Governance ...........
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solid hit. His name was Preston Clark; Gretchen felt that he was extremely smart and very applicable for the job. She commented that Preston “knows more hospitality terminology then I do.” He is also perusing a career in hospitality at a community college near by. Preston’s professors gave him wonderful recommendations. He however had no previous job experience as a server; only as a movie theater clerk. The second applicant that Gretchen interviewed with was Gwen Farrell‚ Gwen had been out of the
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Philosophy 101 Ivan Karamazov and “The Grand Inquisitor” Introduction In understanding “The Grand Inquisitor” and chapters taken from The Brothers Karamazov‚ the heart of Ivan’s search is a philosophical question: if God is almighty‚ why would God allow people to suffer? While this line of questioning can be seen as attacking faith by asking why God punishes people‚ it opens the door to understanding that faith requires willingness. Ivan Karamazov’s rejection of secular and Westernized faith
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