Activity-Based Costing in the Service Sector: The East Penn Bank ABSTRACT: This case illustrates why a major segment of the service sector banks - needs accurate cost information to make strategic decisions‚ and how more refined accounting systems help fulfill this need. East Penn Bank is a hypothetical bank that has suffered falling profits despite a shift in customer base toward retail customers‚ which the current information system reports are more profitable than business customers. Following
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Global expansion Thesis Statement ¹ In a reversal of the actual trends of the global exchange starting from 1200 until at least the late 1700s‚ ideas inventions‚ and trade goods were seen to be diffused from Europe to the rest of the world. Europe had become the dynamic engine of the interregional interaction and cross cultural encounters that were increasingly viewed as definitive for early modern and modern world history European view on religion‚ political and on military expansion and cultural
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The Sioux tribe was impacted by Westward Expansion in many ways. The U.S. army tried to gain control of the Sioux ‚ many of whom entered and left reservations at will. The U.S. army then attempted to force the remaining Sioux tribe of the land by sending more forces under Colonel George Cluster into the hills of South Dakota. The Westward Expansion was also detrimental to the needs of not only the Sioux tribe but all Native American tribes. Most tribes depended solemnly on buffalo for food as well
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MINI CASE a. Why is corporate finance important to all managers? Corporate finance is important to all managers because it provides managers the skills needed to identify and select the corporate strategies and individual projects that add value to their firm and forecast the funding requirements of their company and devise strategies for acquiring those funds. b. Describe the organizational forms a company might have as it evolves from a start-up to a major corporation. List the advantages
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INTERFET in East Timor East Timor (1999-2000) The deployment of the Australian-led INTERFET to East Timor in September 1999 was seen as a necessary step to establish the political stability the UNTAET administration needed to fulfil its tasks. The operation was prompted by the wave of Indonesian-backed violence that followed the East Timorese decision to opt for independence in a referendum. East Timor’s misery began in 1974-5 when Indonesia used the turmoil that accompanied the withdrawal of Portuguese
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Case Study: Coastal Erosion: Holderness Location | * Holderness is an area of the East Riding of Yorkshire‚ on the east coast of England. * Sub-cell that stretches from Flanborough Head to Spurn Head. | Erosion | * Fastest eroding coastline in the UK. * Rapidly retreating coastline. * At Flanborough Head‚ the average erosion is greater than 10cm a year. * By Mappleton‚ the average erosion is greater than 200cm a year. * At Spurn Head‚ 500000 tonnes of sand is moved by the sea
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Motivation for the expansion west had great impact on the United States. American settlers and business were attracted to western expansion as opportunity came up. Cattlemen‚ miners‚ and railroads had all greatly impacted the United States‚ but of the groups railroads held the most significant impact on the United States and the growth of the nation. For years wild cattle had wandered the western open range until protein-rich beef was in demand to feed city dwellers in the east and miners as well
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of digital marketing and the relevant benefits 12 Part C 16 Definition of brand 16 How to create the strong brand value 16 Part D 19 Introduction of ethics 19 The ethical marketing of Mini 20 Conclusion 21 Reference 22 Introduction This report will talk about the MINI brand and the way that it becomes to a successful brand depends on its marketing strategy. There are four parts in this report. First part is about the total analysis of MINI’s current marketing
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“Health care financing is an overriding issue; others include overcoming disparities in access to care‚ improving health literacy‚ meeting the needs of a burgeoning population of older Americans and of the increasing numbers of people living with chronic conditions‚ improving patient safety‚ overcoming workforce shortages‚ and ensuring the appropriate use of technology”(Johnson et al.‚ 2008). In order to achieve the best outcomes‚ patients and families need to be involved in their health care decision
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disadvantages of CAT bonds compared to (re)insurance from the perspective of the party seeking protection. The first main advantage of CAT bond compared to reinsurance‚ in terms of the party seeking protection‚ the Sponsor‚Munich Re in our case‚ is that CAT bond ‚which is Queen Street II Captial Ltd in our case ‚allows the Munich Re to transfer the catastrophe risks (North Atlantic U.S.hurricane and European windstorms) to the CAT bond investors via SPRV‚ Queen Street II Capital Ltd in our case. Specifically
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