The Castillo Products Company was started in 2008. The company manufactures components for personal digital assistant (PDA) products and for other handheld electronic products. A difficult operating year‚ 2009‚ was followed by a profitable 2010. The founders (Cindy and Rob Castillo) are interested in estimating their cost of financial capital because they are expecting to secure additional external financing to support planned growth. Short-term bank loans are available at an 8 percent interest
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1. Emergencies Funds One of my main obligations for short term is to always have emergency funds I know the book says til least keep 3 to 6 months but I would like to established at least least a year. I do still have two residents and the restaurant and I never want to lose them so I always want to have the ability to pay my mortgage is. I would like to have the emergency funds with 10‚000 bet at least 5 thousand . but unfortunately at this point I only have three due to the obligation I had
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1. Costing out these packages has resulted in option 1 being the biggest cost saver. It cuts more benefit costs than option 2. However‚ seeing the benefit preference‚ option 2 seems more likely to be accepted by employees. In option 1‚ the total cost savings from adding copay‚ benefit reductions‚ and the Lightning Industries pension plan comes to an estimate of $1‚173 in savings. Option 2 has improved claims processing for unemployment compensation‚ workers’ compensation‚ and long-term disability
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Week 4 Discussion Questions • What are main elements in calculating the cost of capital? How does an increase in debt affect it? How do you identify an organization’s optimal cost of capital? • The main elements in calculating the cost of capital are cost of debt‚ cost of equity‚ preferred stock and common stock. • An increase in debt indicates a higher risk which can increase the required rate of return which raises the cost of capital. Higher debt can also accrue additional costs. • By mixing
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which organisations reach their target audiences or it is an “audience-centred activity” (Fill‚ 2005‚ p.9). This report aims to analyse the current marketing communication activities for one of the most recognised brands in the UK and the world‚ MINI Cooper. The first part includes some background information and after that the report follows the planning framework provided by Fill (2005) including: context analysis for the brand; objectives; communications strategy; communications mix; scheduling
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Mini-Ethnography The chosen group for my mini-ethnography has been on football fans behaviour before‚ during and after two afternoon Barnsley FC games (one against Blackburn on 26/12/2016 and the other against Birmingham on 31/12/2016) both held at home in Oakwell Stadium. Each observation period was of an approximate 2.75 hour time span and followed the same route. Before and after the game this includes walking down surrounding streets accompanied by a mixture of home and away fans and then -
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HRM Midterm Study Guide Evidence Based Management Article Understand the general message/point the author is making The author is basically saying that most of our knowledge in all industries is not based on evidence (as logic would suggest be the basis of our work)‚ but rather on dogmatic assertions from the past. We choose to do things because they are the way things have always been done‚ not because they are the most efficient. The author suggests moving to a more evidence based management
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characteristics and luster of the metal for his rocking sculpture designs. His early pieces were constructed of copper and brass that would attract the admiration and interest of buyers at local art fairs. He has an affinity for motion.” Bruce went on to study in northern Illinois University to then return to full time studio work in Minnesota. Although light and shadow‚ negative and positive space‚ depth and perspective‚ texture and form are important‚ Stillman considers motion a prime element to his sculptures
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Mini Ecosystems Essay Ecology is the scientific study of all the interrelationships between organisms and their environment. An ecosystem is a biological community and all the non-living factors that affect it. Previously‚ in ---- biology class we created our own mini ecosystem terrariums. Lots of changes go on in ecosystems‚ and we got to record them. A terrarium is a self- contained terrestrial ecosystem that includes several species of plant‚ and sometimes animals too. What we had planned
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The revolutionary trends of computerization have reached the peaks achieving global goals in all fields and sectors. The HRMS systems getting computerized are leading to a new and innovative way to approach to above said. With the major organizations hosting services of HRMS our project specifically aims to the total computerization of the HRMS. With the total automation of HRMS‚ the manual dependency is minimized to a large extent. It inherits all the properties of computerizing a system which includes
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