I. Data II. Descriptive statistics Table 1: General statistics TSYCVSPD OAS COUPON PRICE Mean 109.4131 112.0281 4.424037 109.3066 Median 100.05 103 4.5 105.936 Maximum 1104.5 1108 12.75 173.5 Minimum -84.5 -127 0 40.98 Standard Deviation 74.90148 79.00204 1.973621 11.29507 In this table we can see that there is a little bit difference when compare the treasury security yield curve spread and option adjusted spread. Figure 1: Industry Distribution According to the chart we can see that the
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Birth of America Over the years a lot of things have shaped the colonies. We call this the Birth of America. More than 200 years ago there were British‚ Dutch‚ French and Spanish colonies in North America. They were the first 13 states. When people came from Europe to America they noticed it was very different from their previous life. In the colonies land was cheap unlike Europe‚ and people looked forward to owning their own land. In Europe only the rich could own land. With the benefits in
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The birth of Musa Prophet Musa was born at the time when phiroun was ruling. Phiroun hated the Bani Israel the descendants of Prophet Ya’qoub or Jacob. Phiroun hated and disrespected the Bani Israel. They were kept in places where they keep slaves‚ and forced to work for him for small wages or nothing. The pharaoh wanted the people to obey him only‚ and to believe in the gods of his invention. One day he was told that a child from the tribe of Bani Israel would be born and overthrow him. He then
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1.0 ASSIGNMENT 1 1.1 Automobile Industry History The birth of the car as we know it today took several years and the works and developments of many people. It was not until 1885 that the first car rolled down the streets‚ however‚ earlier attempts at steam powered road vehicles were successful‚ giving people the idea that cars as we know them today have existed for a lot longer than they have. In the year 1769‚ a French engineer by namely Nicolas J. Cugnot invented the first automobile to
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scared to ask their parents to take them to the doctor to get birth control pills to protect them selves for getting pregnant and have a little mistake that could of been prevented. Student most of the time when there minors have unprotected sex rather than asking their parents to get birth control pills because they are so scared from what their parents may say‚ and in realty if girls didn’t have to ask their parents about birth control pills their could be less pregnancy because girls now and days
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Alexis Shipley History 201 Dr. Giffin September 19‚ 2014 Birth of the Republic During the Seven Year War against France‚ England encountered many expenses which lead to the nation falling into a great debt. This debt created many issues between the British government and its people. England’s people felt as if the King was trying to rule over them and not take their own personal beliefs into consideration. The government tried to resolve the issues of their debt by creating new acts that would
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consortium of 34 hardware‚ software and telecom companies devoted to advancing open standards for mobile devices. When released in 2008‚ most of the Android platform will be made available under the Apache free-software and open-source license. 1. THE BIRTH OF ANDROID 1 Google Acquires Android Inc. In July 2005‚ Google acquired Android Inc.‚ a small startup company based in Palo Alto‚ CA. Android’s co-founders who went to work at Google included Andy Rubin (co-founder of Danger)‚ Rich Miner (co-founder
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About Minor Subject Studies for Students in Teacher Education The choice of minor subjects defines how students qualify as teachers. To obtain a post in basic education and general upper secondary education‚ the ability to teach a second subject if often required (for example mathematics)‚ while in vocational education and adult education as well as in corporate training‚ a minor subject is considered as a means to complete and expand the teacher’s knowledge of the major subject. The first minor
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Sonia Coreas date: January 5 2013 Should teenage girls be allowed to get birth control without parents’ consent? Many opinions have surged from the public after‚ many teen girls have become mothers at a young age due to lack of information and resources available. Even though we count with many prevention options not all of them are at reach of young girls hands. We have a lot of known resources for example
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The Birth of EPA The EPA is an organization whose purpose is to preserve and protect the environment that we live in. EPA stands for Environmental Protection Agency and it is one of the main reasons that our planet has survived thus far. EPA was primarily created due to many Americans concerns about the deterioration conditions of the water‚ air‚ and land. EPA has done a lot for this planet‚ but one of the main concerns that it still has to deal with is our air pollution. For many years‚ raw
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