to apply for credit each time new credit is desired. Common examples of open-end credit are credit cards‚ both general purpose cards (e.g.‚ Visa‚ MasterCard‚ Discover and American Express) and retail store credit cards. II. WHAT IS A CREDIT CARD A credit card is pre-approved credit which can be used for the purchase of goods and services now and payment of them later. In the case of credit cards‚ individuals may continue to borrow as long as they do not exceed the credit limit‚ which is the maximum
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Why Your Employees Are Not Happy and Engaged; Personal Balanced Scorecard as Roadmap for Employees Happiness and Engagement Dr. Hubert Rampersad Lack of engagement is endemic‚ and is causing large and small organizations all over the world to incur excess costs‚ under perform on critical tasks‚ and create widespread customer dissatisfaction. The annual financial loss in the US due to disengagement of managers and employees is about $300B US (Gallup Poll‚ 2005). Improving organizational
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Altman’s Z Score: The Z score‚ developed by Professor Edward I. Altman‚ is perhaps the most widely recognized and applied model for predicting financial distress (Bemmann‚ 2005). Altman developed this intuitively appealing scoring method at a time when traditional ratio analysis was losing favor with academics (Altman‚ 1968). In his seminal paper‚ Altman evaluated 22 potentially significant variables of the 66 firms by using multiple discriminant analysis to build the discriminant function with five
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Brief Assignment: Motivation Potential Score I worked for one year as the English department supervisor at the largest chained English Center in Taiwan. My main tasks are to recruit new teachers‚ to arrange class schedules for them‚ and to provide them with life supports. Some other minor tasks are coordinating class schedule for each branch‚ textbook translating‚ TOEFL/GRE tests proctoring‚ and handling students’ complaints. Skill Variety (5 points): Since this position is mainly
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great consequence of telecommunication on the economy and the society as new ways of increasing‚ changing and inventing technological know how according to the environment. Different mobile phones have a number of features in common like battery‚ SIM cards‚ MMS‚ SMS etc. but competition exists among the companies to attract more and more customers. The social network is on a rise inevitably due to mobiles. Mobile phones are thought to be indispensable for the survival in the environment where there is
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BALANCED RING MODULATOR Nur Amirah binti Kamaruzaman#1‚ Nurasmira Wanie binti Abd Wahab#2‚ Nurul Liana binti Mansor#3‚ Bachelor of Electronic Engineering and Computer Engineering (BENE) 1B021110140 2B021110237 3B021110216 Abstract— balanced ring modulator is a type of modulator that the diodes are arranged like a ring. In balanced ring modulator‚ there are also transformers and the carrier. This type of modulator is like bridge modulator. However‚ the arrangement of the diodes are different from
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Case Study: Hyundai Cards Marketing Strategy By: Innestasia Tjahyadi I. Introduction Hyundai Cards‚ sponsored by Hyundai Kia Automotive Group‚ was established in 1999. They joined in as the market follower‚ challenging the highly competitive credit card industry in Korea. In 2005‚ HyundaiCard formed a strategic alliance with GECF (part of GE)‚ which invested 678.3 billion won in the firm and became the largest shareholder. Through its corporation with GECF‚ HyundaiCard made effort to become
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------------------------------------------------- ------------------------------------------------- ------------------------------------------------- Balanced scorecard for the automotive industry ------------------------------------------------- ------------------------------------------------- TABLE OF CONTENT 1. Introduction 2. Balanced Score Card development 3. Balanced Score Card in the automotive industry 4.1. Learning and growth perspective 4.2. Financial perspective 4.3. Customer
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The Net Promoter Score or NPS‚ which is derived from this question‚ employs three factors for measuring this metric: • Promoters: people who love your company or product and will recommend to others • Passives: people who are ok with your company or product but aren’t over enthusiastic • Detractors: do not like the company or product; will not do business with you To measure NPS‚ you simply subtract the detractors from the promoters. Companies can take their NPS score and try to grow
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PARTS CATALOG REVISION 0 CARD READER-C1 F25-9401-000 XEW00001- CARD READER-D1 F25-9411-000 JAN. 2001 FY8-31F6-000 COPYRIGHT C 2001 CANON INC. CANON CARD READER-C1/D1 REV.0 JAN. 2001 PRINTED IN JAPAN [IMPRIME AU JAPON] I-1 PREFACE This Parts Catalog contains listings of parts used in the Canon CARD READERC1/D1. Diagrams are provided with the listings to aid the service technician in identifying clearly‚ the item to be orderd. Whenever ordering parts‚ consult this Parts
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