MOTOR TEMPERATURE RATINGS A frequently misunderstood subject related to electric motors is insulation class and temperature ratings. This paper tries to describe‚ in basic terms‚ the temperature relationships that are meaningful in standard AC induction motors. Some of the same information can be applied to DC motors but DC motors are more specialized and some of the ratings are slightly different. Perhaps the best way to start is to define the commonly used terms. MOTOR SURFACE TEMPERATURES
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CREDIT RISK MANAGEMENT PRACTICES IN VIJAYA BANK Afsha Naheed(1301004) Divya Janaswamy(1301019) Lahari Vasala(1301034) Nikhitha(1301049) INTRODUCTION Indian economy today is in the process of becoming a world class economy. The Indian banking industry is making great advancement in terms of quality‚ quantity‚ expansion and diversification and is keeping up with the updated technology‚ ability; stability and thrust of a financial system‚ where the commercial banks play a very important
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IN CLASS EXERCISE RATIO ANALYSIS PETRONAS METHANOL Statements of Financial Position December 31‚ Assets 2013 2012 Cash RM 25‚000 RM 40‚000 Short-term investments 15‚000 60‚000 Accounts receivable 50‚000 30‚000 Inventory 150‚000 170‚000 Property‚ plant and equipment (net) 160‚000 200‚000 Total assets RM400‚000 RM500‚000 Liabilities and Stockholders’ Equity Accounts payable RM 20‚000 RM 30‚000 Short-term
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3. Depreciation percentage=$1‚640‚200/$15‚411‚620 = 10.64% New Fixed Assets=$15‚411‚620 + $30‚000‚000 = $45‚411‚620 $45‚411‚620*.1064 = $4‚831‚796 new depreciation Pro forma Income Statement Sales ($36‚599‚300*1.12) $40‚991‚216 Cost of Goods Sold ($26‚669‚496*1.12) 29‚869‚836 Other Expenses ($4‚641‚000*1.12) 5‚197‚920 Depreciation 4‚831‚796 EBIT 1‚091‚664 Interest 573‚200 Taxable Income 518‚464 Taxes
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Bond Ratings and Cost of Debt This table summarizes the latest bond ratings and appropriate default spreads for different countries. While you can use these numbers as rough estimates of country risk premiums‚ you may want to modify the premia to reflect the additional risk of equity markets. To estimate the long term country risk premium‚ I start with the country rating (from Moody’s: www.moodys.com) and estimate the default spread for that rating (US corporate and country bonds) over the treasury
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The 1950’s-60’s70’s-80’s Miranda Moultrie Nixon Back Again The United States presidential election of 1968 was the 46th quadrennial presidential election‚ held on Tuesday‚ November 5‚ 1968. Moon Shot On July 21‚ 1969‚ President Nixon spoke from the Oval Office to Apollo 11 astronauts Neil Armstrong and Edwin Aldrin at the Sea of Tranquility on the Moon. Apollo 11 was the spaceflight that landed the first humans on the Moon‚ Americans Neil Armstrong and Woodstock A village in New York state
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About the Benefits of a Performance Appraisal System There are a number of benefits to be received from a performance appraisal system. However‚ you have to determine your goals. A system should be in place that helps employees understand their jobs a little better. Typically‚ a performance appraisal is given every six months or once a year. A performance appraisal helps give an employee some direction and education regarding his current position and future growth and development. Goals and Objectives
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1.0 Introduction The Hong Kong Shanghai Banking Corporation (HSBC) stands for trust and prestige. It is one of the most efficient‚ best performing banks in the worldwide banking sector. The HSBC Group‚ one of the world ’s largest banking and financial services organizations‚ had its beginnings in Asia more than 130 years ago. The Group has some 9‚500 offices in 79 countries and territories in Europe‚ the Asia-Pacific region‚ the Americas‚ the Middle East and Africa. HSBC started its operation
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9/21/2013 Modeling Credit Value Adjustment FX Forwards and Currency Swaps Alexi Carlos and Zedrick Torres Introduction This paper is concerned with the generalization of the Credit Value Adjustment (CVA) equation for FX Forwards and Currency Swaps. In addition‚ a model for CVA using Visual Basic for Applications (VBA) in Microsoft Excel will be presented. Counterparty credit risk (CCR) is the risk that the counterparty to a financial contract will default prior to the expiration
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| Contents TOPIC : “STUDY OF HDFC BANK CREDIT CARDS TOWARDS CUSTOMER” 1 1.Context /Background 3 2.Summary and literature review 4 3.Questions and hypotheses and justification 6 4.Summary of method 7 4.1:Research instruments 7 5.Ethics and Safety Requirements 8 6.Limitations 9 7.Implications 10 8.Research Timetable 11 9.References 12 STUDY OF HDFC BANK CREDIT CARDS TOWARDS CUSTOMER 1.Context /Background Housing Development Finance Corporation Bank of
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