The merger of U.S. Citizen Bank and Louisiana Purchase Bank (LPB) in 1998 resulted in a formation of a financial powerhouse possessing core competencies in commercial lending and innovation. Upon recognizing the much needed annuity-driven market potential existing within the U.S. college population‚ the LPB pioneered the student credit card program in 1989. Indeed‚ the student credit card program proved to be more profitable with net income margin around 6 percent compared to that of 4 percent for
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at great length about isolationism in his farewell address‚ specifically citing that America should avoid foreign entanglements in Europe. The Louisiana Purchase was an unconstitutional act committed by Thomas Jefferson. The land was purchased from France was sold by Napoleon Bonaparte who needed the money to fund his European wars The purchase more than doubled the amount of land owned by the United States and was largely explored by the Lewis and Clark Expedition. The
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research on impulsive purchase There are many researches have examined the impulsive purchase. Extensive research on impulsive purchase began in the early 1950s and pursued to study consumers’ purchase decision that are made after consumers enter a retailing environment (Rook 1987). The DuPont Consumer Buying Habits Studies (1948-1965) and studies sponsored by the Point-of-Purchase Advertising Institute (e.g. Patterson 1963) boosted the research of impulsive purchase during this period. Subsequently
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successful real estate purchases in United States history. This land purchase with France became known as the Louisiana Purchase‚ and is acknowledged as an enormous accomplishment for President Jefferson. The Louisiana Purchase is a significant event in United States history‚ not only by doubling the size of the United States‚ but by having a considerable effect on the young nation’s foreign and domestic affairs. First‚ to understand the effects of the Louisiana Purchase
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The Louisiana Purchase was an arrangement between the United States and France‚ in which the U.S. acquired approximately 827 thousand square miles of land west of the Mississippi River for $15 million. In 1801‚ Spain and France signed a secret treaty surrendering Louisiana to France. Thomas Jefferson realized that with this treaty‚ France suddenly posed a potential threat to America. If America did not purchase New Orleans from France‚ and with the change of ownership from Spain to France it could
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Identify and elaborate the three phases of purchase process model. Explain what happens during each stage. Consumer behaviour as individual‚ group‚ and organizational decisions as well as activities affected by intra and interpersonal variables that are involved in evaluating‚ acquiring‚ using and disposing of products‚ services‚ experiences‚ or ideas and the impact these processes have on consumer and society. There are three stages of model service consumption or also known as the consumer decision
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the disengagement of the United States in foreign affairs which was an highly persuasive ideology for presidents after him and the treaties they made with other nations to negotiate specific issues. For instance‚ the Louisiana Purchase was notably: “One of the greatest purchases of land acquisition in the United States”. After the Louisiana territory was seized by Napoleon Bonaparte and his military‚ the American colonists wanted to acquire the port of New Orleans as they sought lucrative economic success
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Justification for an Internal Control System ACC/544 December 2‚ 2013 Justification for an Internal Control System The internal control system has been used since the company was in need of the system and until this day it has been working to its fullest potential. Internal control plays an important key in making sure that the accounting information‚ financial data‚ meeting the targets‚ and ensuring that the management policies are getting followed. There are two elements in making an
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Moral literacy depends on disputability‚ fairness of application‚ derivability‚ prescriptiveness‚ and justification. Focusing on disputability‚ fairness of application‚ prescriptiveness‚ and justification‚ Kant’s ethical system‚ deontological ethics‚ has a strong sense of disputability because it relies solely on the person’s ability to reason out any moral claim to decide whether it is ethical. Kant believed that only through people’s reasoning and sense of duty and not through their emotions‚ which
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HUMAN AND SOCIAL CAPITAL BY: JOSEPH KIOKO REG. NO: D80/61281/2011 DATE: 05/06/2013 LECTURER: PROF. P. O. K’OBONYO Introduction and Definitions: Human capital is defined by the OECD (1998‚ p9) as “the knowledge‚ skills and competences and other attributes embodied in individuals that are relevant to economic activity.” While Duration of schooling and levels of qualification are the standard measures used to measure human capital the OECD itself
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