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    Chapter 1: Introduction 1 Origin of the report This report is a requirement of the Internship program of BBA curriculum at the Khulna University This report is made under the supervision of Feroz Ahmed‚ Dean‚ Management and Business Administration School‚ Khulna University. The primary goal of the internship is to provide a realistic exposure to job and organizational conditions. It is called an “earn while you learn’ program of training which prepares students for corporate life

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    Grameen Bank? Microfinance can be defined as small loans for low-income earners in order to encourage them to be independent financially (Schreiner‚ 2003:357). The idea of microfinance originated from the Grameen Bank which was established by Muhammad Yunus in Bangladesh. “Grameen” means village in Beng language (Schicks‚ 2007). Usually‚ commercial banks require physical collateral for loans‚ such as houses or land‚ in order to avoid the risk of repayment. Since the poor do not possess these assets

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    |Headquarters |Dhaka‚ Bangladesh | |Area served |Bangladesh | |Key people |Muhammad Yunus‚ founder | | |Mohammad Shahjahan‚ Acting Managing Director (CEO) | |Products |Financial services

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    Bangladeshi Takka Non-Governmental Organizations 3 1. INTRODUCTION The concept of micro finance was first introduced in Bangladesh by Nobel Peace Prize Winner Muhammed Yunus. Professor Yunus started Grameen Bank or Village Bank more than 30 years ago with the aim of reducing poverty by providing small loans to the country’s rural poor. (Yunus 1999) Micro finance has evolved over the years and does not only provide credit to the poor but also now widen services including savings insurance remittances or

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    Singer Argument Essay The average American is richer than more than 90 percent of the world’s population. Shocking‚ isn’t it? Because of this‚ wouldn’t the right thing to do be sharing our prosperity with our brethren? Peter Singer‚ a professor of bioethics‚ calls attention to the need of food and medicine in many parts of the world in his article “The Singer Solution to World Poverty”. He claims the formula to ending poverty is simple; “whatever money you’re spending on luxuries‚ not necessities

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    really impact the environment if it is not used effectively. Microfinancing has been around since before the mid 1970 ’s and has taken off in popularity around the world. In the 1980 ’s Muhammad Yunus and the Grameen Bank in Bangladesh really put microfinancing on the map with the work that they did. In 2006 Mr. Yunus actually won a Nobel Peace prize for his outstanding work with microfinance. (NYTimes). Microfinancing helps out a lot of people in developing countries and that will help them get out

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    HABIB BANK LIMITED PAKISTAN Introduction Habib Bank Limited (commonly referred to as "HBL") (Arabic: حَبيب بينك) is the largest bank in Pakistan and a thoroughly established banking chain throughout the world. An extensive network of 1425 branches in Pakistan and 55 international branches makes it one of the largest banks in Pakistan today. Habib Bank Plaza located in Karachi‚ Sindh is the formal headquarters of the bank. The bank has a network outside Pakistan including USA‚ UK‚ Middle East

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    BACKGROUND NOTE In the mid-1970s‚ Professor Muhammad Yunus (Yunus)‚ then Head of the Rural Economics Program at the University of Chittagong‚ observed that banks did not extend their credit schemes to the rural poor as they were not considered creditworthy. In this situation‚ the rural poor were forced to approach moneylenders who charged exorbitant rates of interest. In 1976‚ Yunus launched The Grameen Bank Project‚ on an experimental basis to study the framework of banking services for the rural

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    Question 2 In 2006‚ Muhammad Yunus and Grameen Bank received the Nobel Peace Prize for their work in Microfinance. Muhammad Yunus was cited for developing “micro-credit into an even more important instrument in the struggle against poverty”. What is micro-credit? Why do poorer people need micro-credit? Discuss how the availability of credit might be able to help someone move out of poverty. Make sure to discuss empirical evidence as well. Having ‘about one billion people globally live in households

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    Micro credit in Bangladesh Micro credit is a small size of loans that is given to the poor for self-employment. Today Bangladesh is called the land of micro credit revolution. The poverty of the world can be rooted out through effective micro credit program that was originated in a poor country like Bangladesh. Definition of Micro Credit: Conceptually‚ micro credit can be described as collateral free small loan offered to the poor to create self-employment in income generating activities based

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