Guild Mortgage Company (“Guild”) is in receipt of your correspondence dated August 10‚ 2016 from the Consumer Financial Protection Bureau (“CFPB”). Guild appreciates the opportunity to review and respond to your concerns. Your correspondence indicates your dissatisfaction with the lack of communication you received form you loan representative and with the delays you experienced throughout the closing process. You also expressed concern as it relates to obtaining the Mortgage Credit Certificate
Premium Credit score Delays Credit
option3‚ net income will increase to a benefit amount. However‚ if the promotion expense is equal to or less than 1548.72‚ this option should be taken consideration. 6. Based on my analysis above‚ Salem Data Services is a problem to Salem Telephone Company. Firstly‚ Flores should consider the promotion can be the turning point or not. Then decide if he will abort this service. For my consideration‚ I will recommend Flores to abort this unprofitable
Premium Variable cost Income statement Costs
responsibility for his employee’s actions that he ordered. Ever since Abby Scuito successfully sued a member of the paparazzi for the tort of intrusion upon seclusion after he broke into her hospital room‚ Oklahoma has recognized this tort. Scuito v. National Tattler‚ Inc.‚ 246 P.2d 357‚ 358. Intrusion upon seclusion is an intentional tort that requires an unauthorized and unreasonable intrusion into another party’s privacy. McGee v. Gemcity Publishers‚ Inc.‚ 2010
Premium Supreme Court of the United States United States Watergate scandal
Determinig Motivation level of Bank Employees:A study of selected commercial Banks in Bangladesh QUESTIONNAIRE Name of the Respondent:Name of the Bank:Designation:Desk:Gender:Age: Please put tick mark how much you agree each of the following statements‚ where 1=Fully satis fied‚ 2=Satisfied‚ 3=Moderately Satisfied‚ 4=Dissatisfied‚ 5=Strongly dissatisfied. | Internal Environment S | Q. | 1 | 2 | 3 | 4 | 5 | 1 | What you feel about present Physical
Premium Employment Interpersonal relationship
Royal Dutch Shell Oil Company involving their monumental proposed investment into their Nigerian operations. When global companies experience extreme criticism such as Shell‚ they are usually tasked with identifying optimum solutions to reverse the negativity. In addition to assessing the challenges‚ this analysis provides some potential strategies that can be implemented to resolve the issues within this case. Problem Statement Royal Dutch Shell Oil Company proposed to execute the
Premium Royal Dutch Shell Petroleum Nigeria
Bicycle Background Bicycles are one of the world’s most popular modes of transportation‚ with some 800 million bicycles outnumbering cars by two to one. Bicycles are also the most energy-efficient vehicle—a cyclist burns about 35 calories per mile (22 calories per km)‚ while an automobile burns 1‚860 calories per mile (1‚156 calories per km). Bicycles are used not only for transportation‚ but for fitness‚ competition‚ and touring as well. They come in myriad shapes and styles‚ including racing
Premium Bicycle
In 1966‚ the National Historic Preservation Act was passed and this act established the National Register and the process for adding properties to it. The purpose of the National Register is to help property owners and other interested groups to coordinate‚ identify and to preserve historic sites in the United States. In order to perform their duties‚ the National Register has the ability to offer benefits that help to preserve historic sites. These benefits include: recognition of the property’s
Premium Sociology United States Culture
Inventory Costing Methods Simplified Cost of Goods Sold Formula Cost of goods sold: Beginning inventory + Net Purchases = Cost of goods available for sale - Ending inventory = Cost of goods sold $ 20 100 120 (30) $ 90 What Value Do You Assign Inventory & COGS If You Bought Inventory at Different Prices? Beg. Inventory Purchase #1 Purchase #2 Goods Available Cost of Goods Sold Ending Inventory 10 units 20 units 24 units 54 units 50 units 4 units @ $10 /unit @ $13 /unit @
Premium Marketing Inventory Revenue
Decent Work and Industrial Relations in Gurgaon: For this study a total of 8 representatives from the below Organizations were interviewed: 1. Provisional Working Committee – Maruti Suzuki Workers Union 2. Mazdoor Ekta Manch 3. Garment and Allied Workers Union 4. Automobile Industry Contract Workers Union 5. Hind Mazdoor Sabha The primary data was collected through semi structured interviews oriented towards the Decent Work agenda and its application in their appropriate industry. Secondary data
Premium Management Employment Human resource management
The benefit of riding a bicycle There are many advantages to riding a bicycle. Firstly‚ as we all known‚ riding a bicycle is good for our health. It is really a kind of good exercise to strengthen our muscles and to decrease the chance to get disease. Almost all muscles will take movement when you are taking a bike. When you keep on riding‚ it can keep your body fit and strong. Besides‚ riding a bike is the cheapest way of travelling apart from walking. You don’t need to buy petrol or bus tickets
Premium Automobile Environment