because banks were reluctant to lend money to certain individuals or groups. Those underserved consumers pooled their resources and formed cooperatives which are owned by their members. This afforded cooperatives better known as credit unions‚ to be classified as not-for-profit‚ which means that they are not subject to corporate income taxes. Cooperatives were formed to give the working class affordable access to credit. One of the most notable characteristics of credit unions is that they
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E-R Diagram Introduction:- In 1976 ‚Chen developed the Entity-Relationship Diagrams ‚a high-level data model that is useful in developing a conceptual design for database . An ER diagram is a diagram containing entities or “items”‚ relationships among them‚ and attributes of the entities . The E-R model is one of the best known tools for logical database design. Within the database community‚ it is considered a natural and easy-to-understand way of conceptualizing the structure of database.
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AN OVERVIEW OF COOPERATIVE LEARNING Roger T. and David W. Johnson Originally published in: J. Thousand‚ A. Villa and A. Nevin (Eds)‚ Creativity and Collaborative Learning; Brookes Press‚ Baltimore‚ 1994. Without the cooperation of its members society cannot survive‚ and the society of man has survived because the cooperativeness of its members made survival possible.... It was not an advantageous individual here and there who did so‚ but the group. In human societies the individuals who are
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Topology Diagram Topology Name Logical Characteristics Physical Characteristics Star Data passes through the hub to reach other devices on the network. Several devices having its own cable that connects to a central hub‚ or sometimes a switch‚ or even a Multi-station Access Unit (MAU). Data passes through the hub to reach other devices on the network. Ring Information is passed from one computer to another in either clock-wise direction or counter clock-wise direction and
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Title of the Report: Case Analysis of ‘The Cooperative Bank’ The Purpose: The purpose of the report is to submit the analysis of The Cooperative Bank based on the Activity Based Costing methodology To whom it is submitted (Name of the instructor): Prof. Sandhya Bhatia‚ Professor‚ Managerial Accounting‚ Indian Institute of Management‚ Udaipur Name of the Author: Abhishek Sengupta Anubhav Nigam Ravindran Damodaran Saurabh Srivastava Date of Submission: 24 February 2013
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organised the first multifacet cooperative enterprise of the country "The Cuttack Cooperative Store" as early as 1898. 2. The Cuttack Co-operative Store came into existence on 11th June‚ 1898 with Madhusudan Das as the honorary secretary and Jankinath Bose‚ the father of Netajee Subash Chandra Bose as the treasurer. 3. To save the poor cultivators from the exploitation of the money-lenders‚ the Co-operative Movement started in Orissa as early as in 1903. By the Cooperative Credit Societies Act‚ 1904
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What is Morphology? LING 201 §Definition: the study of the construction of words out of morphemes Morphology Janice Fon The Ohio State University 1 Morphemes (I) 2 Morphemes (II) §Definition: smallest linguistic unit that has a meaning or grammatical function l l free morpheme: morphemes that can stand alone as words (ex) clock‚ sick bound morpheme: morphemes that always attach to other morphemes‚ never existing as words themselves (ex) -ly‚ non- Morpheme (according
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Component Diagram Notations The component diagram’s main purpose is to show the structural relationships between the components of a system. In addition‚ component diagrams are useful communication tools for various groups. In creating a component diagram‚ there are different notations that can be used to show the different relationship of each component within the system. The component diagram notation set now makes it one of the easiest UML diagrams to draw: * COMPONENT A component can
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Fishbone Diagram J. Reszka Saint Mary ’s University of Minnesota Schools of Graduate & Professional Programs Project Integration and Quality – PRM613R Michael Brown‚ M.A.‚ M.S.‚ Adjunct Instructor April 4th‚ 2013 Fishbone Diagram (Cause/Effect Diagram or Ishikawa Diagram) Introduction Fishbone Diagrams also known as Cause and Effect Diagrams or Ishikawa Diagrams are a quality tool that illustrates how various factors may be linked to potential problems or effects (Project Management
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Jose Alejandro Gomez History of Finance The history of the financial cooperative: The German credit union as a quintessential social innovation and the origin of modern collaborative consumption. In light of the prolonged malaise of the global market driven capitalist system there appears to be a rising intellectual interest‚ public concern or in some cases political push for a more ethical economic order that prizes greater levels of equity‚ equality and social purpose to be incorporated into the
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