The 5C’s Capacity to repay is the most critical of the five factors‚ it is the primary source of repayment - cash. The prospective lender will want to know exactly how you intend to repay the loan. The lender will consider the cash flow from the business‚ the timing of the repayment‚ and the probability of successful repayment of the loan. Payment history on existing credit relationships - personal or commercial- is considered an indicator of future payment performance. Potential lenders also will
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Problem in Ethiopia Ethiopia is located in the horn of Africa with 72.4 million populations which over 50% of whom are under 20 year-old. Its GDP per capital is 470.22 USD ranked as the 11 bottom in the world. Malnutrition is a major public health problem in many developing countries‚ and it is one of the main health problems facing women and children in Ethiopia. The country has the second highest rate of malnutrition in Sub-Saharan Africa. The 4 major forms of malnutrition in Ethiopia are acute
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any other supermarket. Throughout the Stakeholders Report‚ phrases like “our emphasis on the highest quality perishable items” and “we adhere to the highest quality standards” reinforce that concept of product leadership. Perishable product sales account for about 67% of total retail sales. Customers choose Whole Foods Market primarily because they are able to buy better natural and organic foods and higher-quality perishable products than in conventional supermarkets. Further evidence of the product
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From 1983 to 1985‚ a famine in Ethiopia had disastrous consequences. The death toll was much higher than previous famines‚ as over a million had died. Many people blamed this famine on droughts that had been taking place all over Ethiopia’s provinces. This was not the case. The drought did‚ of course‚ contribute but the main reason for the severity of the famine was the government. The government worsened the famine in three ways: promoting Communism and its policies‚ blocking aid‚ and annexing
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The Role of Multi-party System in Ethiopia SUBMITTED BY - GROUP (I) MEMBERS: Alembante Lealem Liya Lugaine Maithri Obsa Matewos Temesgen Getaneh Selam Araya Tsega Yohannes SUBMITTED TO ― MICHEAL SISAYE November‚ 2013 Addis Ababa Table of Contents Introduction This paper basically attempts to identify and critically examine the role of a multi-party system in Ethiopia. Besides laying emphasis on the role of multi-party system in Ethiopia‚ it discusses the notion of what
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An account of Library and Information Science Education at National and International levels By Keshav R. Dhuri Goa University INTRODUCTION: Among the countries imparting library and information science (LIS) education‚ India would rank within five nations chronologically‚ in output and contribution to the development of thought content. If it was Melvil Dewey who made an auspicious beginning in the west‚ then much more notable contributions came from Dr Ranganathan in the east in all domains
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_ Tran Nam Quan: Blue Bui Minh Tri Quy : Task 1: Which of the following items are income: Rent from a residential rental property rented by a young family? yes‚ ordinary income under sec. 6-5 A birthday gift ? No A dividend from BP? Yes‚ Statutory income under sec.44(1) ITAA 1936 Wages and Salaries from your employer? Yes. Ordinary income under sec 6-5 Bank Interest Received? Yes‚ Ordinary income under sec 6-5(2) Your boss takes you out to dinner? No An allowance paid for your
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CHAPTER ONE 1. INTRODUCTION 1.1 BACKGROUND The problem of price escalation‚ especially in the construction industry‚ is a worldwide phenomenon‚ and its ripple is normally a source of friction between clients and contractors on the issue of price escalations. If this friction is not properly handled‚ this could stall the progress of work and may subsequently lead to project abandonment and the actual project will suffer with universal inflations of costs. [5]Although the causes of project
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AEREN FOUNDATION’S Maharashtra Govt. Reg. No.: F-11724 AN ISO 9001 : 2000 CERTIFIED INTERNATIONAL B-SCHOOL SUBJECT: ACCOUNTING Total Marks: 80 N.B. : 1) All questions are compulsory Q1) ABC Ltd. Produces room coolers. The company is considering whether it should continue to manufacture air circulating fans itself or purchase them from outside. Its annual requirement is 25000 units. An outsider vendor is prepared to supply fans for Rs 285 each. In addition‚ ABC Ltd will have to
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and to achieve developmental goals. Likewise‚ Ethiopia is using resettlement program as a mechanism of poverty reduction and means of development. Moreover‚ Ethiopia is utilizing resettlement program as a component of destitution diminishment and implies of advancement. Be that as it may‚ the ways and techniques utilized change diverse time based on its objective. According to Asrate Taddesse‚ three stages resettlement program has taken put in Ethiopia. In the to begin with‚ the policy of empowering
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