plans to deposit $2‚000 per year in her account for each of the next 4 years. After that she expects to deposit $4‚000 per year for another 6 years. All deposits are made at the beginning of the year. Interest rates are expected to be 4% for the first 3 years‚ and 5% thereafter. Interest is compounded annually. a. What will Melissa’s balance be at the beginning of year 10 before her last deposit is made? b. What will Melissa’s balance be at the end of year 10? c. How much would Melissa have to
Premium Bond Compound interest
CHAPTER 3 Matching Quiz E 1. Employee’s FICA Tax Rates D 2. Form SS-4 H 3. Semi Weekly Depositor J 4. Taxable for FICA A 5. Non Taxable for FICA I 6. Self-Employed’s FICA Tax Rates C 7. Form 941 B 8. Monthly Depositor G 9. Taxable Wage Base F 10. Form SS-5 CHAPTER 3 Review Questions 1. If the person employs 1 or more individuals for performances of services in the US unless such services or employment are specifically exempt by law. 2. Defined by the common-law
Premium Tax Taxation in the United States Employment
Independent sample T-test: * unknown variances * expected normal distribution * comparing means * (Als variantie bekend is dan z-test) * Analyse-compare means-independent sample t-test‚ define groups * H0: RateMen=RateWoman (do not differ) * Ha: Ratemen≠RateWoman (RateMen differs from RateWoman) * H0: u1 = u2 vs. HA: u1 ≠ u2 (this is two tailed ) also possible: * H0:uWomen≥ uMen vs. HA: uWomen0 OR d 6000 → Ha: p > 0‚5 of Ha≠0‚5 indien dubbelzijdig wilt
Premium Regression analysis Statistics Normal distribution
mk This page intentionally left blank Actuarial Mathematics for Life Contingent Risks How can actuaries best equip themselves for the products and risk structures of the future? In this new textbook‚ three leaders in actuarial science give a modern perspective on life contingencies. The book begins traditionally‚ covering actuarial models and theory‚ and emphasizing practical applications using computational techniques. The authors then develop a more contemporary outlook‚ introducing multiple
Premium Insurance Life insurance Actuarial science
This file of HRM 300 Week 3 Employee Rights Review shows the solutions to the following problems: Refer to the University of Phoenix Material: Equal Employment Opportunity and Employee Rights Review located on the student website‚ for List A and List B. Use the lists to complete the assignment. Select two laws from List A and one law or issue from List B. Write a 1‚050- to 1‚400-word paper addressing the following: Business - General Business 1. Learning Team Assignment:
Premium Equal Employment Opportunity Commission Law Civil and political rights
Practice Question #1: A gambler claims he can predict the roll of a die more often than chance would predict. To test this‚ a die is rolled 100 times and the gambler guesses the number that comes up twenty times and guesses incorrectly the other eighty times. Is this strong evidence that the gambler’s claim is true? a. Specify the null and alternative hypothesis for this problem. p = probability gambler guess correctly for an individual roll null (Ho): p = 1/6 alternative (Ha): p > 1/6 b
Premium Normal distribution Statistical hypothesis testing Statistics
rectangles‚ and relationships are shown by lines between the rectangles. Attributes are generally listed within the rectangle. The many side of many relationships is represented by a crows footentity-relationship (E-R) modelA set of constructs and conventions used to create data models. The things in the users world are represented by entities‚ and the associations among those things are represented by relationships. The results are usually documented in an entity-relationship (E-R) diagramID-dependent
Premium Entity-relationship model
* Display of goods- Invitation to Treat. Pharmaceutical Society v Boots Cash Chemists. * Request for info does not create offer- Harvey v Facey [1893] 2. Offers must be communicated to the person or persons for whom it was intended. 3. Offer can be made to particular person‚ persons or whole world. – smoke balls case. 4. Offers may terminate- Revocation- Dickinson v Dodds Revocation must be communicated. * Rejection: Offeree says no. * Counter-offer: offeree makes counter
Premium Contract Contract law
Case Study: Anxiety Answer Sheet Diagnosing Tina Student Name: Rachel Sopok Diagnosing Generalized Anxiety Disorder: 1a. Refer to the DSM-IV checklist for generalized anxiety disorder. Which of Tina’s symptoms meet any of the criteria? (Be sure to match specific symptoms with specific criteria.) Tina expressed that she has dealt with constant negative thoughts and worry for one year (since the loss of her husband). Tina is extremely nervous about driving‚ bridges and of something traumatic happening
Premium Panic disorder Generalized anxiety disorder Fear
error and MAD Time Series Forecasting Naïve (Just move the At value over 1 and down 1 to the Ft column) Moving Average Weighted Moving Average Exponential Smoothing Trend Adjusted Forecasting Moving Average N=3 (493+498+492)/3=494.33 Weighted Moving Average .2‚ .3‚.5 (.2*493)+(.3*498)+(.5*492)=494 Exponential Smoothing
Premium Time series analysis Forecasting Moving average