No. 3. May 2013 Issue. Pp. 71 – 88 Performance Appraisal of Indian Public Sector Banks Parvesh Kumar Aspal * and Naresh Malhotra** The strength of economy of any country basically hinges on the strength and efficiency of financial system‚ which‚ in turn‚ depends upon a sound banking system. The regulators have recommended bank’s supervision through CAMEL rating model to assess the performance of banks‚ which is better than the earlier systems. The prime objective of CAMEL model of rating
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confinement in a jail or prison. In 1969‚ Travis Hirschi developed the Social Control Theory. Hirschi attempted to answer the questions surrounding human behavior‚ why people make decisions that clash with societal norms‚ and how society can better control and prevent crimes from being committed. Hirschi’s theory is still relevant and still being discussed and researched almost 50 years later. The idea behind the Social Control Theory is that an individual breaks the law because of a breakdown with their
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The novel’s narrator‚ Nick is a young man from Minnesota who‚ after being educated at Yale and fighting in World War I‚ goes to New York City to learn the bond business. Honest‚ tolerant‚ and inclined to reserve judgment‚ Nick often serves as a confidant for those with troubling secrets. After moving to West Egg‚ a fictional area of Long Island that is home to the newly rich‚ Nick quicklymakes friends with his next-door neighbor‚ the mysterious Jay Gatsby. As Daisy Buchanan’s cousin‚ he facilitates
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2 The author 2.1 Curriculum vitae Nick Hornby was born on 17th April 1957. Today he lives and works in Highbury‚ north London. So far he has published six novels‚ three works of non-fiction and he has written the screenplay for two films. According to different sources on the internet his books have sold more than 5 million copies worldwide. His work frequently touches music and sport and he often integrates autobiographic elements in his stories. He is brilliant in describing (sometimes almost
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The Madness of King LearBy Nick Summers - December 08‚ 2002 It is odd to think that true madness can ever be totally understood. Shakespeare’s masterful depiction of the route to insanity‚ though‚ is one of the stronger elements of King Lear. The early to middle stages of Lear’s deterioration (occurring in Acts I through III) form a highly rational pattern of irrationality: Lear’s condition degenerates only when he is injured or when some piece of the bedrock upon which his old‚ stable world rested
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«ПЯТИГОРСКИЙ ГОСУДАРСТВЕННЫЙ ЛИНГВИСТИЧЕСКИЙ УНИВЕРСИТЕТ» Институт лингвистики‚ коммуникационного менеджмента и инновационных технологий Кафедра английской филологии Загородникова Алена Иванова Екатерина Казаков Михаил Черткова Виктория Banks (Мини - проект по дисциплине «Практикум по МКК» (5 курс)) Специальность: 031203.65 «Теория и практика межкультурной коммуникации» Научный руководитель: ст. преп. Ковшикова Наталья Викторовна Пятигорск 2013 План мини - проекта
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technology to improve internal audit communications in the Banking Sector Background Internal auditing has come a long way over the last two or three decades. In the past‚ internal auditing was seen as a mechanism to double-check the thousands of financial transactions that were posted to the accounts each week. Today an internal auditor facilitates the development of suitable controls as part of a wider risk strategy‚ and provides assurances on the reliability of these controls with the use of effective
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small in size but not in all cases. Local law enforcement is trusted by the people of a community to protect them and enforce all laws. These laws also include traffic laws as well as criminal laws. The function of local police include to prevent and control widely recognized as threatening‚ aid individuals in danger of physical harm‚ facilitate the movement of people and vehicles‚ assistance to those who cannot care for themselves‚ resolve conflict‚ and create and maintain the feeling of security in
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Journal of International Development: Vol. 4‚ No. 6‚ 567-581 (1992) THE APPROPRIATE ROLE OF AGRICULTURAL INSURANCE IN DEVELOPING COUNTRIES PETER B. R.HAZELL* Agriculture and Rural Development Department‚ The World Bank Abstract: Multiple-risk crop insurance programmes have proven expensive to governments but have not lived up to their expectations. Many agricultural risks cannot be insured on a financially sound basis‚ but there is scope for increased insurance of farm assets‚ of the
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MINISTRY OF EDUCATION AND SCIENCE OF THE REPUBLIC OF KAZAKHSTAN Financial intermediaries Done by Mirmanova S.‚ 303 gr. Almaty 2014 A financial intermediary is a financial institution that connects surplus and deficit agents. The classic example of a financial intermediary is a bank that consolidates deposits and uses the funds to transform them into loans. Through the process of financial intermediation‚ certain assets or liabilities are transformed into
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