MUSHARAKAH FINANCING MODEL By: Dr Saad Al-Harran Introduction In the contemporary world there is always a dilemma for the entrepreneur who has a promising idea for a new venture. How is he to raise the capital necessary to launch the venture? Borrowing the money is probably out of question. If the normal interest rate is 6% but the venture has a 10% chance of failing within a year‚ the lender will probably charge interest at a rate of 16%. High interest‚ plus amortization‚ will impose heavy
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Conclusion 1: In this first lab we attempted to discover which of the materials given to us were hydrates by heating them and then dissolving them in water. Our results showed that all of our substances were hydrates besides the sucrose‚ sucrose if the only one which did not both bring condensation when heated and dissolve in water‚ which agreed with our hypothesis because we also thought that sucrose was going to be the only one that wasn’t a hydrate. The only error that we may have encountered
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Ever heard of Sugar with nutritional properties? It is known as Sugar in the Raw or Turbinado Sugar. Many people think negative things when they here sugar‚ but Turbinado isn’t all that bad. Turbinado sugar is a natural sweetener that contains all of the nutrients found in sugar cane. This sugar has been in the works by the founder Marvin Eisenstadt‚ since 1956. Turbinado Sugar has many uses; it being a sweetener its main purpose. Turbinado sugar coming from the sugar cane plant and the way it is
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Sugar is a powerful substance that hooks many of its users. Similar to abusive drugs‚ intaking sugar is a difficult habit to break and doing so leads to many short term consequences. This is why it is so hard for most people to give up sugar. The journey towards a sugar free lifestyle should be slow and steady in order to completely forbid it. Saying sugar is an addictive drug is not far from the truth. There are many similarities between drugs and sugar like how addictive they are and how hard
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“If you believe in something‚ you must be prepared to fight. To argue. To persuade. To introduce legislation again and again and again.” ("Maxine Waters Facts" 2017). I can name so many people who have shown outstanding and ambitious political actions during and after President Kennedy’s birth year. I can name both men and women‚ but nothing is as powerful as an African American woman. But you never would have guessed that one of the strongest women are in St. Louis. Maxine Waters has a status of
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SMT_Introduction to Procurement:1 10-07-29 4:01 PM Page 1 Introduction to Procurement COURSE © P u r c h a s i n g M a n a g e m e n t A s s o c i a t i o n o f C a n a d a Supply Management Training Introduction to Procurement Participant Manual Copyright © 2012 Purchasing Management Association of Canada. No part of the material in this manual may be reproduced without the prior written consent of the Purchasing Management Association of Canada. 777 Bay Street‚
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Applying the Results and Conclusion of the Research Process Sheliah Gordon HCS/465 September 9‚ 2014 Dr. Obinnayay Onyecherelam Applying the Results and Conclusion of the Research Process In the research process‚ applying the results and conclusion is an important process that answers the underlying question of the study. The results are the findings of the study. Depending on what the study was about and how it was conducted‚ the results could vary and may determine what exactly was
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respectively. The country exports sugar at low price and imports the same at high rates. Transporters‚ particularly trolley-owners also exploit mill owners by demanding additional Rs250–300 per trolley during cane shortage‚ while a delay in unloading at the gate incurs an additional Rs100 per day for trolley along with the provision of food and tea for trolley drivers etc by the mills. The government intervenes by issuing export permits to mills‚ importing sugar on public account and controlling
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Intro to Philosophy Anselm’s ontological argument focuses on the notion that God exists. He defines God as being one “that than which no greater can be conceived.” If God is defined as the greatest being‚ he emphasizes nothing can be imagined greater than God. Anselm believes that if an individual understands the definition of God‚ than God exists in the understanding of that person. It is greater to exist in reality than in the mind alone. Anselm illustrates this point with the image of a painter
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Introductory Sociology/Soc. 1 ! Due R wk. 5 (4/30/2015) ! ! Spring 2015 Essay Assignment 1 5-6 pages 20% of course grade Many of us want social change of various kinds. However‚ there are barriers to that change‚ and some of the strongest barriers may be those that we don’t fully recognize - those inside ourselves. We say we want change. We say we are for curiosity‚ exploration‚ independence‚ and selfdetermination; yet when
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