Why consumers are not using internet banking: a qualitative study Philip Gerrard Nanyang Business School‚ Nanyang Technological University‚ Singapore J. Barton Cunningham School of Public Administration‚ University of Victoria‚ Victoria‚ British Columbia‚ Canada‚ and James F. Devlin Nottingham University Business School‚ Nottingham University‚ Nottingham‚ UK Abstract Purpose – This paper illustrates why consumers are resistant to using internet banking. Design/methodology/approach – A
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history‚ the United States Constitution has been put to the test over the issue of free speech. The First Amendment states‚ "Congress shall make no law respecting an establishment of religion‚ or prohibiting the free exercise thereof; or abridging the freedom of speech‚ or of the press; or the right of the people peaceably to assemble‚ and to petition the Government for a redress of grievances." Even though free speech is one of the core American values proudly embedded in each citizen‚ some poopAmericans
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Personally speaking‚ education institutions should not adopt a speech code that regulates hate speech. First of all‚ everyone has the moral right to free speech. It means that people have the right to express their opinions freely‚ whether the opinion is right or wrong. At this point‚ a speech code conflicts with the moral right to free speech because it restricts people’s right. We can refute the wrong statements‚ but we cannot forbid them. Free speech is important and essential in the society. It is necessary
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The White Witch James Weldon Johnson O BROTHERS mine‚ take care! Take care! The great white witch rides out to-night. Trust not your prowess nor your strength‚ Your only safety lies in flight; For in her glance there is a snare‚ And in her smile there is a blight. The great white witch you have not seen? Then‚ younger brothers mine‚ forsooth‚ Like nursery children you have looked For ancient hag and snaggle-tooth; But no‚ not so; the witch appears In all the glowing charms of youth. Her
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a theme‚ in order to raise my grade. Also‚ the last time we visited you‚ after you died I took Gone With the Wind. I felt like I needed to finish that book‚ because it would’ve made you happy. Since we won the rumble I wish we could get a prize‚ and that prize would be to bring you back from the dead. I really do miss you man.Sniffles*. Every time I go to bed I always think you’re alive‚ but everyone keeps saying that you’re not alive. I always wanted to ask you this question‚ how come you killed
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Free Speech vs. Harmful Hate Speech Freedom of speech is instilled at the beginning of the Bill of Rights and it allows citizens of the United States to express their opinions without being afraid of what might happen to them‚ much like in other countries. Many times people are directly or indirectly harmed by others’ actions that are considered a right under the freedom of speech clause. Though‚ some people worry that if we do not allow for complete freedom of speech‚ it is hard to figure out
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In Albert Camus’s speech‚ he announces his utmost appreciation and honor for the recognition of the Nobel Prize in literature. Camus shares that “[his]work is in progress” (par 1). As young as he is he reveals how he can often come high in doubts. To regain the main focus of the speech he expresses how art has been the source of his support. He then outlines the nobility of a writer’s craft and how it can reveal insightful truths about the world. The writer opens up his speech by sharing that writing
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“On the 24th of August‚ 1963‚ Martin Luther King Jr. had given his legendary speech.” (https://www.archives.gov/nyc/exhibit/mlk.html) MLK’s speech had a huge impact on today and on its time period. Without Martin Luther King Jr. we might have still been segregated‚ or not treated equally because of our race and ethnicity. Look at us now we have an African American President‚ we are truly equal. The March. The march was a very important part of the desegregation process. Without the march nobody
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The informative speech was better concerning the delivery‚ the speech flowed better and I was also more confident with my speaking ability which showed because I did not stumble over my words as much as the narrative speech. The narrative speech was not as extemporaneous as the informative speech‚ because I practice it much more almost memorizing what I was going to say. Whereas on the informative speech I just laid out my main points and I covered what I felt like covering when I was standing in
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Chelsea McMillen’s Persuasive Speech Outline General Purpose: To persuade my audience Specific Purpose: To persuade my audience into being in favor of distributing contraceptives (condoms‚ birth control pills‚ spermicides‚ etc.) in high schools. Thesis statement: In order to explain why contraceptives are becoming such a necessity in schools today‚ I will share how teen parenthood is being glorified‚ reasons for such an increase in teenage pregnancies‚ and how effective distributing
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