work this question WITHOUT using Excel) You purchase a house that costs $625‚000 with an 8%‚ 30-year mortgage. You make a 20% down payment to avoid PMI insurance. 1. What is your monthly payment? 2. Amortize the first and second payments. 3. What is the mortgage balance after 5 years? 4. What percentage of the principal is paid off after 5 years? 5. Suppose after 5 years you refinance at 6% the remaining balance at a cost of $10‚000‚ for 30 years. What is your new monthly payment? 6. Further
Premium Money Payment Credit card
and the company would have a significantly lower inventory level. Lastly‚ the ability to make specific products exclusively for certain businesses would now be possible. However‚ the negative aspect to this plan is that it would cost a lot‚ which includes both the cost of the system and the people who will be needed to get it started. As a result‚ Whirlpool would have to decide whether the positive aspect of this system outweighed the negative aspects. Furthermore‚ Whirlpool Corporation first
Premium Enterprise resource planning Cost Supply chain management
Critically analyse what factors encourage organizations to internationalise‚ evaluating which products or services are culturally sensitive when moving into a new market from the home country to the host country With the rapid development of economic globalization‚ internationalization is becoming the development tendency of lots of organizations as it is becoming increasingly more beneficial to develop organizations’ competitiveness against their competitors (Ebner‚ 2001). Wilson (2006) states
Premium Marketing
regarded QUESTION 2 a) What is the time value of money? flows? b) What factors need to be taken into account when choosing an appropriate discount rate? c) What do you understand by the terms (i) “net present value” (NPV) and (ii) “internal rate of return” (IRR)? d) Compare and contrast the NPV and IRR. Why is it important to “discount” future cash CONTENTS PART ONE: QUESTION 1 1. INTRODUCTION . 2. RISK 2.1 2.2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Premium Net present value Rate of return
1) What are the six sensitive periods? Describe each briefly. The six sensitive periods are: a) Sensitive to order b) Refinement of senses c) Sensitive to language d) Sensitive for walking e) Sensitive for small objects f) Sensitive to social aspects Sensitive to order: This sensitiveness to order appears to the child at their first year and it continues to the second year too. This is characterized by a desire for consistency and repetition. There exists a passionate love for
Premium Language Sense Perception
The sensitive periods "A child’s different inner sensibilities enable him to choose from his complex environment what is suitable and necessary for his growth. They make the child sensitive to some things‚ but leave him indifferent to others. When a particular sensitiveness is aroused in a child‚ it is like a light that shines on some objects but not others‚ making of them his whole world." The Secret of Childhood p. 42‚ Chap 7 A sensitive period refers to a transient state that children go through
Premium Maria Montessori Sensitivity and specificity
Running Head: Organizational Systems and Quailty Leadership Organizational Systems and Quality Leadership RTT- Task 1 Tara McColeman Student ID:000297596 Student Mentor: Kristine Warner 1 Organizational Systems 2 Discussion Nursing Sensitive indicators are guidelines that were implemented during the 1990 ’s when there was a need to restructure and evaluate nursing staffing and identify linkages between nursing to patient ratios and the patient outcomes. (ANA 1995.) I also believe that this
Premium Nursing Patient Management
REPORT ON SENSITIVE PERIODS COORDINATION OF MOVEMENT (WALKING) DMT -101 Submitted by:-
Premium Brain Maria Montessori Human brain
cover the sensitive periods and I will link them to the child’s first stage of development. I will also go over each sensitive period in full and give examples of my own experiences for each of them. I will also give explanations as to why it is important for us as adults to support and facilitate the sensitive periods and also what will happen if they are not recognised or supported at the right time. I am then also going to explain how the adults understanding of the sensitive periods and
Premium Consciousness Unconscious mind Mind
RTT Task 1 Western Governor’s University RTT Task 1 Nursing-sensitive indicators can be an important tool in identifying patient care issues that could potentially arise during a hospital stay. By analyzing the data on specific nursing-sensitive indicators‚ the quality of patient care can be optimized and patient satisfaction can be improved. The American Nurses Association (ANA) and the National Database of Nursing Quality Indicators (NDNQI) are two sources of information and
Premium Nursing Health care Health care provider