impact of the financial system’s structure on firms’ financial constraints Christopher F. Baum a‚ b‚ *‚ Dorothea Schäfer b‚ c‚ Oleksandr Talavera d a Department of Economics‚ Boston College‚ Chestnut Hill‚ MA 02467‚ USA DIW Berlin‚ Mohrenstraße 58‚ 10117 Berlin‚ Germany Jönköping International Business School‚ Jönköping‚ Sweden d School of Economics‚ University of East Anglia‚ Norwich NR4 7TJ‚ UK b c a b s t r a c t JEL classification: G32 G30 Keywords: Financial constraints Financial structure
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What do visual hallucinations tell us about the nature of consciousness? The term ‘hallucination’ is difficult to define. There is a fine line between a ‘hallucination’ and an ‘illusion’. A hallucination differs from an illusion in that illusions are a product of misinterpretations of external stimuli whereas hallucinations need no such requirement making them an entirely internal process. A true hallucination can also be distinguished from a pseudo-hallucination in which the individual can recognise
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Trends of Health and Illness in Different Social Groups Age- Most people in retirement are health and fit. They make valued contributions to society through paid work‚ volunteer work and by being a good citizen to the society and to their families. However there are higher levels of illness in people over 75. This is because as people grow older their bodies may be unable to function as well as it did‚ therefore they are unlikely to receive as much exercise and fresh air‚ also they may be unable
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Future Trends in Health Care HCS/533 February 3‚ 2014 Professor Derrick Dugeon Future Trends in Health Care The use of telehealth and telemedicine technologies are predicted to provide a benefit to both health care providers and the patients they treat. With the right mix of technology telehealth will provide the physicians and the patients with a means to have a face-to-face way to perform an evaluation and assessment. This technology also offers the capacity to manage
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Report about global business organization Outcome 2 Course Name： Global business organization Group Award：Global Trade & Business SCN：125042007 Candidate’s Name: Sofia Ye 叶效捷 Supervisor’s Name: Li Chen HND Centre Xianda College of Economics and Humanities Shanghai International Studies University Date: 15/11/2012 Contents 1. Introduction………………………………………………………….3 2. The strategies of Unilever for Research and Development……….....3 3. Process for choice
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Psychological Analysis of What About Bob Danyel Samuel Psy-137 6/18/2014 Abstract The movie “What About Bob” follows the story of the two main protagonists Dr. Leo Marvin (played by Richard Dreyfuss)‚ and Bob Wiley (played by Bill Murray). Throughtout the movie‚ these two display a number of psychological related problems. After Bob successfully tracked down where Mr. Leo Marvin lived‚ he then journeyed there because he felt safer near Dr. Marvin. During Bob ’s stay‚ Dr. Marvin becomes increasingly
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Decisions American Public University Johnathon Gilbert 20 May 2018 Ethical Implications of Administrative and Organizational Decisions Managed Care Organization or MCO is a health services provider or organization of therapeutic specialist whose primary objective it is to provide adequate‚ cost saving medical treatment. Managed Care Organization is a health insurance conveyance system comprising of partnered or owned medical facilities‚ doctors and others medical service providers who provide an extensive
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and their thoughts and actions. These illusions are evident in the main characters of Iago‚ Michael Cassio and Othello. This review will discuss the illusion versus reality that is seen in the play. Illusion being judgements of an individual from what is seen from the outside‚ and reality being the truth and what is on the inside. This review will also discuss the various ways in which the theme of reality versus illusion are evident and how the value of the play Othello‚ is tied to its concern with
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What is a CV? Curriculum Vitae: an outline of a person ’s educational and professional history‚ usually prepared for job applications (L‚ lit.: the course of one ’s life) In the United States‚ a curriculum vitae is used primarily when applying for academic‚ education‚ scientific or research positions CV is the most flexible and convenient way to make applications. It conveys your personal details in the way that presents you in the best possible light. A CV is a marketing document in which you
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Liquidity Ratios 2012 2011 Current Ratio 20‚025/24‚025=0.83 17‚003/27‚075=0.63 Quick Ratio (7‚138+10‚744)/24‚025=0.74 (6‚252+9‚259)/27‚075=0.57 Activity Ratios Receivable Turnover 46‚417/((10‚744+9‚259)/2)=4.6 45‚884/((9‚259+8‚784)/2)=5.1 Inventory Turnover 31‚546/((486+537)/2)=61.7 30‚814/((537+433)/2)=63.5 Profitability Ratios Rate of Return on Assets 7‚003/((139‚576+151‚220)/2)=4.8% 7‚870/((151‚220+156‚985)/2)=5.1% Rate of Return on (7‚003-56)/((78
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