BUTLER LUMBER COMPANY 關於Butler Lumber Company(以下簡稱BLC)的借貸案,我們選擇站在Northrop National Bank(以下簡稱NNB)的角度來看是否該提供借貸,共考慮三個部份:1)BLC的徵信程度,2)BLC的財務報表狀況,3)BLC的擔保品品質。以下將針對這三方面來探討: 一、BLC的徵信程度 在評估借貸案時,NNB向幾家BLC的往來廠商發函調查,以作徵信之用。回函廠商皆對經營者有信心,以及對BLC本身的營運情況有著正面的看法。 接下來NNB需要評估BLC的財務報表,以了解實際的營運情況。 二、BLC的財務報表狀況 BLC 1988 1989 1990 負債比率 54.55% 58.70% 62.70% 流動比率 180.00% 158.93% 145.05% 速動比率 88.08% 72.00% 66.92% 現金對流動負債比率 22.31% 12.80% 7.66% 存貨週轉天數 71.755 69.631 應收帳款週轉天數
Premium
The narrator in Octavia Butler’s Bloodchild is a male adolescent named Gan‚ who lives in an alien planet that his ancestors settled in due to persecution. Prior to their arrival on this planet‚ the alien residents called the Tlic were on the brink of extinction‚ because of their inability to find a suitable host animal for their young. Therefore‚ the Tlic needed to use these newly arrived humans who they call Terrans. This is beneficial for the Tlic‚ because “Tlic from Terran bodies were always larger
Premium
that gender is socially constructed is an idea that Judith Butler argues against‚ instead she suggests that gender does not exist. Butler states that gender cannot exist until performed‚ these acts that are performed are merely repetitions of pre-established behaviour. Instead we impersonate what we believe to be gender and gender appropriate‚ these gender conventions that are impossible to maintain as every person is different. (Butler 2009) It is these learned behaviours that establish gender stereotypes
Premium Gender Gender role Woman
Butler Lumber Company Case Butler Lumber Company Case Summary of facts: In 1981 by Mark Butler and his brother-in-law Henry Stark founded the Butler Lumber Company. In 1988 Mr. Butler bought Mr. Stark’s share for $105‚000 to be paid of in 1989 out of which $70‚000 was raised by a loan carrying an interest rate of 11% and repayable at the rate of $7‚000 over the next 10 years. Over the past five years‚ Butler Lumber Company has experienced rapid growth in its business. It derives its business
Premium Balance sheet Revenue Inventory
The Parable of the Green Lawn A new housing development has lots of packed earth and weeds‚ but no grass. Two neighbors make a wager on who will be the first to have a lush lawn. Mr. Fast N. Furious knows that a lawn will not grow without grass seed‚ so he immediately buys the most expensive seed he can find because everyone knows that quality improve with price. Besides‚ he’ll recover the cost of the seed through his wager. Next‚ he stands knee-deep in his weeds and tosses the seed around his yard
Free Water
If you want to know the story of Octavia Nino Gryll‚ you’d better have buckled your seatbelts‚ because she’s a damaged one. Tavi grew up in a corrupted Orphanage for most of her sorry excuse for a life. Getting tired of the terrible and illegal treatment she had escaped the place with five other people when she had just turned 11. They fled the state as fast as they could by bus and landed in a Urban town filled with busybodies and business people to the brim. In that harsh month in the season of
Premium English-language films Family American films
bedroom to wake her sister up to get to school on time. She shrugs her while saying “wake up”. Her sister woke up with a messy frizzy hair and reply with a yawning voice “ Why are you waking me up Octavia?” Octavia tells her It’s time to go to school. Her sister jumps out of bed and runs to the bathroom. Octavia walks to the narrow kitchen and makes her sister breakfast‚ meanwhile in the bathroom her sister looks at herself in the mirror and
Premium Bus stop Walking Eye color
Task B.2 Job Description for a Special Educational Needs Co-ordinator (SENCO) Main purpose of the job: The SENCO‚ with the support of the Headteacher and Governing Body‚ takes responsibility for the day to day operation of provision by the school for pupils with SEN and provides professional guidance in the area of SEN in order to secure high quality teaching and the effective use of resources to bring about improved standards of achievement for all pupils. Main duties and responsibilities:
Premium Special education Teacher
The LeRoy Butler Story LeRoy Butler story is an amazing nonfiction book to read. The Story is 194 pages long and was published by J.JKeller in 2003.It talks about LeRoy’s life from when he was born through high school‚ college and his career with the Green Bay Packers.LeRoy was born in Jacksonville‚ Florida. He grew up in Jacksonville‚ Florida with his mother and brother and sister. Leroy was born with severely bad clubfeet he couldn’t even walk. He had to have surgery and he had a full body cast
Premium High school
the heater puffing‚ I sit next to my best friend. Not a word is said. The silence says it all. She was upset and I didn’t need to know why. Silence in return was all that she needed to know‚ that she had my attention. That was fine with me. Octavia Butler‚ an American writer‚ states this better than I can. “Sometimes being a friend means mastering the art of timing. There is a time for silence. A time to let go and allow people to hurl themselves into their own destiny. And a time to prepare to
Premium