our team ’s first project regarding the housing industry‚ there were six economic indicators which impact the housing industry. These indicators are GDP‚ the inflation rate‚ the unemployment rate‚ discount mortgage interest rates‚ housing starts and retail sales. Included will be a brief definition of each and its current status. Real GDP Real GDP‚ or gross domestic product‚ is an inflation-adjusted measure that reflects the value of all goods and services produced in a given year. Unlike nominal
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ACCRUAL BASIS OF ACCOUNTING Accrual accounting records the effect of a business transaction as it occurs. When the business performs a service‚ makes a sale‚ or incurs an expense‚ the accountant records the transaction even if it receives or pays no cash. Net income from this activity equals the amount of cash received from customers minus the amount of cash paid for raw materials‚ labor‚ and the services of production facilities. If the entire operating cycle occurred in one accounting period
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ID: 11514207 Student Name: Zoydulla Numanov Task: The Australian Corporate and Government debt market FIN 530 Assignement 2 Lecturer: Ruhina Karim 26.08.2013 * Executive summary The purpose of this report is to review corporate and government debt market of Australia. The report illustrates effect of GFC to Australian corporate and government debt markets and how Australia managed debt market during that period. The main finding are that Australian economy was not effected in that
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Abstract Europe’s sovereign debt crisis has captured the attention of people all over the world. The crisis is the result of several structural problems in the European Union‚ as well as the individual mistakes of some countries. The several effects of the crisis are varied and go from a European bank’s crisis‚ to potential default contagion to other countries‚ and the possibility of the separation of the European Union. European leaders seemed unable to act quickly and agree in a plan of action
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The transition from adulthood to childhood is certainly not a simple adjustment. Coming of age presents many challenging decisions‚ overwhelming pressures‚ and emotions that can be very difficult for adolescents to overcome. In the excerpts that we studied‚ The Kite Runner by Khaled Hosseini and Escape to Afghanistan by Farah Ahmedi‚ the stories of two young people are told‚ revealing their struggles with coming of age and their personal life battles. The Kite Runner tells the story of the character
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The coming of sound was an innovation to cinema that forever changed the way films were produced‚ viewed and performed. Sound plays many roles in the way a film is narrated and perceived by the audience. Sound‚ as defined in the Oxford Dictionary of Film Studies‚ ‘is central to the way in which a film establishes setting‚ shapes character‚ signposts its narrative‚ directs the audience’s and instils general emotional states’ (2012: 385). Sunrise: a song of two humans by F.W. Munrau was released in
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UNIVERSITY IN BRATISLAVA‚ FACULTY OF MANAGEMENT HOW TO ASSESS EMPLOYEE’S NEEDS FOR TRAINING INTRODUCTION A subject of my seminar assessment from Human resource management is Training needs assessment‚ or how to assess employee’s needs for training. The training needs assessment is a very effective way‚ how to identify employees’ needs for training. An object of my assessment is to acquaint readers with this topic‚ explain them‚ how the training needs of employees are identified‚ what the process
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Contents Introduction 3 1. Doctrinal bases of liability 4 1.1. Reasonable Care and Skill . 4 1.2. Fiduciary Law 5 1.3. Knowing Receipt‚ Inconsistent Dealing‚ and Assistance 6 1.4. Emerging Standard: Due Diligence‚ Suitability‚ Good Faith 7 2. Duty to advise and the liability for the advice given 8 2.1. Duty to advise 8‚ 9 2.2. Liability for advice given 10 Referencing 12 Introduction In this report I defined the duties and liabilities of a Banker under Advisory
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Forecast of AUD/USD: [pic] Table 1: Inflation rate for US and AU in 2012 to 2017 1 [pic] Table 2: GDP growth rate and unemployment rate for AU and US in 2008 to 2017 2 In short term‚ Australia is facing higher inflation rate (2.9%) than the United States (2.1%)‚ this can lead to the domestic market price increase but not much fluctuation for currency exchange rate. Moreover‚ Australia has higher GDP growth rate than United States (3.5% vs 2.4%) and lower unemployment rate than US‚ which
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Many terms have been used in connection with conceptual contexts for research‚ including theories‚ Models‚ frameworks‚ schemes and maps. There is some overlap in how these terms are being used‚ partly because they are used differently by different writers‚ partly because they are interrelated. Theories The term theory is used in many ways. For example‚ nursing instructors and students frequently use the term to refer to the content covered in classrooms‚ as opposed to the actual practice of
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