THE FINANCIAL SECTOR REFORMS AND IT’S IMPACT ON FINANCIAL INCLUSION SEMINAR PAPER BY: Manju S.V‚ Assistant Professor S.N.College‚ Chathannur UNDER GUIDANCE OF D.R. GABRIEL SIMON THATTIL‚ Professor‚ Department of Commerce University of kerala INTRODUCTION Banking sector plays a pivotal role in the development of
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Text # 4 Shopping for One Anne Cassidy ’So what did you say?’ Jean heard the blonde woman in front of her talking to her friend. ‘Well‚’ the darker woman began‚ ‘I said I’m not having that woman there. I don’t see why I should. I mean I’m not being old-fashioned hut I don’t see why I should have to put up with her at family occasions. After all...’ Jean noticed the other woman giving an accompaniment of nods and headshaking at the appropriate parts. They fell into silence and the queue moved forward
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Previous research studies have ignored to investigate the impact of store atmosphere on consumers’ cognitive valuation‚ by focusing mostly on consumers’ emotional reaction and its effect on their behavior (Lin‚ 2004). With the passage of time‚ many scholars started giving importance to the process of consumers’ decision-making based on their cognition. Cognition is the part of consumer attitude. According to Schiffman & Kanuk (2004)‚ attitude composed of three components: cognition‚ affect‚ and
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1 India Equity Research | IT Sector Update IT Infosys versus TCS FY09 annual report analysis: Ten conclusions TCS and Infosys have been compared on financial performance quarter after quarter. Needless to mention‚ there are several key operational parameters that have driven their performance over the years. Some of them are shortterm measures towards achieving long-terms goals‚ such as: (1) investments in research and development (R&D)‚ patents and non-linear growth Kunal Sangoi +91-22-6623
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Rising Sea Levels: The Impact Introduction Gradual increase in temperature known as climate change is causing icebergs to melt and therefore‚ increasing sea levels‚ this is basic known fact but what might not be as clear is the effect of rising sea levels on the environment. Amongst the vast variety of issues to do with climate change‚ its impact on the ocean stood out for me. After I researched the impact of climate change on the ocean‚ I found that the topic was too broad; therefore I decided
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so who’s to say the same cannot be said about infectious bacteria living in the same environments? This question/idea is not recent‚ around 415 BC Hippocrates was one of the first to contemplate that diseases were caused naturally (not as a punishment from the gods) and that that there was a possible connection between them and the climate (Lipp). In the 20th century concerns began to circulate around the impact of humans and our alterations to terrestrial and aquatic habitats; this coupled with
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The Impact of Municipal Solid Waste on the Environment "We cannot adopt the way of living that was satisfactory a hundred years ago. The world in which we live has changed‚ and we must change with it"(Adler). We are living in a consumist - throwaway society (see Figure 1815) where there is little awareness about the impact of Municipal Solid Waste‚ "MSWmore commonly known as trash or garbageconsists of everyday items such as paper and paperboard (35.7%)‚ yard waste (12.2%)‚ food wastes (11.4%)
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iTROLLEY. We make use of RFID technique to create intelligent shopping trolleys‚ which keeps a tally of what is in them. This application also reduces time at the checkout through active billing at the trolley terminal. The trolley’s system can identify the placing of the products in (or out of) the trolley‚ access pricing information‚ display promotions‚ and relates to other in-shop applications. At the check-out‚ the smart shopping trolley system transmits the list of items to the cashier. It transmits
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While desalination sounds like a great way to solve the world’s water issues‚ there are many problems related to the sustainability of this process. Obviously‚ as discussed earlier‚ desalination has many negative impacts on the marine environment‚ but there are as well other reasons that it is not sustainable. For instance‚ desalination requires a very high-energy demand‚ which contributes to the reliance on fossil fuels and therefore the emission of pollutants such as greenhouse gasses. On average
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Discuss the Operation Management Plays a Key Role in Online Shopping in China -Using Zhuodang Book Store to analyze Introduction: In China‚ the network informatization is rapid developing. The electronic business has become the most efficient commodity tool. Online shopping gradually becomes one of people’s consumption behaviors and e-business is a simple‚ quick and low-cost electronic communication mode. Consumers can through lots of methods to business activities. Such as telephone‚ e-mail
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