Tri-Cities Community Bank – A Balanced Scorecard Case By Tom Albright‚ Stan Davis‚ and Aleecia Hibbets Case A. Balanced Scorecard Development Tri-Cities Community Bank (TCCB) is located in the Midwest US and has a total of 10 branches grouped into two divisions‚ the southern division (SD) and the northern division (ND). Each division consists of five branches; each branch employs a branch president‚ branch vice-president/chief loan officer‚ customer service representatives‚ loan
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In today’s society‚ maintain gender order is something that seems to come naturally to all‚ even though some people may not be aware that is does. This order is how we put people in their place and maintain order in society. We are products of our social culture which shapes our gendered order or the way we associate characteristics to our gender. Not by biological orientations but from “exigencies of the social order” can we fully process the social construction of gender. We uphold our gendered
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essential to the growth and prosperity of any business. The ability to appraise/value investment projects via capital budgeting creates a framework for businesses to plan out future long-term direction. Seek out new investment projects – knowing how to evaluate investment projects gives a business the model to seek and evaluate new projects‚ an important function for all businesses as they seek to compete and profit in their industry.
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The Union Budget was released yesterday. Here are the highlights. * Tax slab on personal income remains unchanged * Income tax exemption limit raised by Rs 50‚000 to Rs 2.5 lakh and for senior citizens to Rs 3 lakh * Exemption limit for investment in financial instruments under 80C raised to Rs 1.5 lakh from Rs 1 lakh. * Investment limit in PPF raised to Rs 1.5 lakh from Rs 1 lakh * Deduction limit on interest on loan for self-occupied house raised to Rs 2 lakh from Rs 1.5 lakh. * Kisan Vikas Patra
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How has McEwan constructed the narrative in Enduring love? McEwan has constructed the narrative within Enduring love by using a wide range of techniques. For the reader to be able to understand the story line‚ and to be able to come the correct conclusion that McEwan has aimed for them to come to Throughout the novel McEwan has included a lot of information about scenes and places. In the very first chapter McEwan has included a lot of detail about where they are‚ and the items they have around
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A budget is a plan. Budgeting is generally formalized written documents. Budgeting is the process of developing a plan‚ implementing it and attempting to control outcomes so that they confirm to or exceed the result called for by the plan. Budgeting is an element of cost accounting‚ because mush of planning related to cost the organization expects to incur. 1.1 IMPORTANCE OF BUDGETS Budgeting is important process in organization. A budget process that works
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Operating System UNIT - 1 Roadmap • What is an Operating System? • • • • • • • • Operating System Objectives/Functions The Evolution of Operating Systems Major Achievements Structuring methods Design of API’s Interrupts Device Organization User/System state Transition What is an Operating System? • A program that acts as an intermediary between a user of a computer and the computer hardware. OR • A program that controls the execution of application programs. • Kernel – the one program
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Theories Regarding How the Pyramids at Giza Were Constructed Theories Regarding How the Pyramids at Giza Were Constructed Introduction The Great Pyramid of Giza is one of the key structures listed in the seven wonders of the ancient world. It is important to notice that what makes this structure supreme and memorable? This wonder was the tallest man made composition in 3800 years which is not only a will to its robustness but to mark it as the most remarkable structures. This monument
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BUDGET PROCESS The budget combined with individual objectives or targets provides the basis on which employees need to be motivated and stretched. In the absence of such a structure‚ spending may become higher than necessary and the extra effort required to help bring in the required revenue may not be made. As the budget can be seen as a constraint on a department’s or an individual’s activities‚ it may not always be warmly embraced. Therefore the motivational aspect needs to be carefully managed
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STATIC BUDGET VARIANCE FOR THE MONTH JUST ENDED Income Statement line-item Budgeted amount per unit Static Budget (A) 10‚000 units Actual Results (B) 16‚000 units Static Budget Variance (A) – (B) Revenue Variable costs: Materials Labor Overhead Total Contribution margin Fixed costs: Manufacturing Overhead Marketing costs Total fixed costs Operating income
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