opportunities surrounding data centers‚ cloud architectures‚ and the enterprises that rely on them. CIOs are paving an established pathway to the cloud (page 3). Service providers are stepping in to fill gaps and create new possibilities (page 11). Entire industries‚ such as healthcare‚ are transforming their operations for greater efficiency and value (pages 13‚ 20‚ 22). And smart organizations like Republic Services are finding innovative ways to operate nationally and deliver locally (page 16). What do they
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Nigerian brewery industry is a major player in the Nigerian Economy with annual sales exceeding =N=200billion. However‚ Competition in the Nigerian beer market is getting fiercer as environmental and economic conditions affect the disposable income of the consumer. Growths in this industry in recent times have been achieved through innovation‚ market share increase and exploration of new frontiers through exports. With so few options for growth‚ companies that operate in the industry are under considerable
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Characteristics that describe who a Public Officer is. Public administration is the study of government policies. Public administration seeks the public good. It does that by ensuring a well-run‚ fair‚ and effective public service Public administration is carried out by public servants who work in public departments and agencies‚ at all levels of government‚ and perform a wide range of tasks Public administrators serve in many roles: ranging from "front-line" positions serving the public e.g
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ONE INTRODUCTION 1.1 BACKGROUND OF STUDY The Nigeria banking industry has witnessed a lot of changes since the mid 1980’s and this is reflected in the increased volume and complexity of bank operations‚ increased innovations and varieties in product and service delivery. These development have not only been technology driven but have influenced move technological advances. Information technology which is the foundation of modern electronic banking through desktop computers and terminals provide
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Demerit point system Demerit points are added to your driver’s licence‚ if you are convicted of breaking certain driving laws. The rules are different depending on if you are a new driver or have a full licence. You don’t lose demerit points on your driving record. You start with zero points and gain points for being convicted of breaking certain traffic laws. They stay on your driving record for 2 years from the date you received the offence. For G1 and G2 level drivers‚ the licence is suspended
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Located in West Africa and bordering the Atlantic‚ Nigeria is a big country that occupies 356‚667 square miles with a total population of 168 million. Nigeria is abundant in natural resources like coal‚ gold‚ lead‚ iron‚ salt‚ copper‚ and zinc‚ but it is best known as a big producer of oil. Thanks to its size‚ population‚ and resources‚ Nigeria is dubbed as “the giant of Africa” (Falola‚ 4). According to World Bank Data of 2010‚ Nigeria has an annual percentage growth rate as 8.0%‚ one of the world’s
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The origin of mutual fund industry in India is with the introduction of the concept of mutual fund by UTI in the year 1963. Though the growth was slow‚ but it accelerated from the year 1987 when non-UTI players entered the industry. In the past decade‚ Indian mutual fund industry had seen a dramatic imporvements‚ both qualitywise as well as quantitywise. Before‚ the monopoly of the market had seen an ending phase‚ the Assets Under Management (AUM) was Rs. 67bn. The private sector entry to the
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2009 R Marketing Communication in Banks A Survey research on ATMs as a part of communications tool for banks Faculty Guide:Prof. R. Srinivasan Faculty‚ ICFAI Business School. Bangalore. Company Guide:Mrs. Kalpana Rao (Senior Strategy Brand Manager) R. K. Swamy(BBDO) Pratik Misra IBS Bangalore 5/24/2009 May 24‚ 2009 [Marketing Communication in Banks] A REPORT ON Marketing Communication in Banks and ATMs By Pratik Misra 08BS0002311 A report submitted in partial fulfillment
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The healthiness of the economy is directly connected to the soundness of its banking system. The role of banks has placed them as a very valuable partner in the process of economic development. Nowadays‚ banks are very useful for the utilization of the assets of a nation. If there would be no banks then a large segment of assets in the country would stay idle. It is possible to attaining long-term success in the banking sector by providing excellent customer service. It is an effective strategy
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RETAIL ASSETS (USD bn) | |FY2003 |FY2004 |FY2005 | |Outstandings |153 |217 |298 | |Disbursements |18 |22 |29 | Source: Economic Times • The retail loan market
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