affect the economy both at the macro level and micro level. At the macro level‚ alarming degrees of NPAs have a detrimental effect on the macro economy. A high level of NPAs or loss could cause significant banking crisis or banking distress. This causes a serious liquidity and credit risk on the banking system‚ which unless managed effectively would jeopardize the same. Loan Defaults Loan default occurs when a debtor has not made a scheduled payment‚ or has violated a loan condition of the debt contract
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Accounting ISSN 2222-1697 (Paper) ISSN 2222-2847 (Online) Vol 3‚ No 10‚ 2012 www.iiste.org International Financial Reporting Standard (IFRS): Benefits‚ Obstacles And Intrigues For Implementation In Nigeria *IKPEFAN‚ OCHEI AILEMEN Ph.D (Banking &Finance)‚ ACA‚ACIB Department of Banking & Finance‚ Covenant University‚ Ota‚ Ogun State E-mail: ochei_ikpefan@yahoo.co.uk; Tel:234- 08053013418 **AKANDE‚ A.O B.Sc (Business Administration)‚ MBA; Department of Business Studies‚ Covenant University
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Describing our human origin advances and growth from the beginning of time to today’s time will be explained in nine big eras. Each nine big eras begins and ends in periods of chronological time periods. The first big era started between 13 billion to 200‚000 years ago. This era is about our world in the creation of the environment in which we live in. It is also about the plants and animals that grew in this world too. The first living organisms were living within the seas. ; And hundreds of years
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GROUP PROJECT ON MIS IN BANKING SECTOR Submitted By Md. Akhtar Asif ID: 1110837030 Ishtiak Khan ID: 1220203030 Md. Aqibul Haque ID: 1130442030 Jobayer Bin Hasnat ID: 1220494030 Rafat Mafruz ID: 053467045 Submitted To Instructor: Ashik Imran Khan
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Association of Seadogs (NAS) is a Nigerian charitable and humanitarian organisation and is the registered name for the group also known as the PYRATES CONFRATERNITY. The organisation is dedicated to humanitarian and charitable endeavours within Nigeria and whatever society the members find themselves. The Pyrates Creed - The Pyratical aims of fighting all social ills and conformist degradation within and outside our midst stand supreme. These are translated into the creed which is supposed to act
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CONS OF INTERNET BANKING: A SHORT REVIEW THE PROS AND CONS OF INTERNET BANKING: A SHORT REVIEW Ioannis KOSKOSAS University of Western Macedonia‚ Kozani‚ Greece ioanniskoskosas@yahoo.com Volume 1 Issue 1 / December 2011 Business Excellence and Management Abstract Bank fees often strike fear in the heart of the average banking customer. According to a survey by Bank-rate‚ a company that reports on banks and banking‚ customers continue to get smashed with higher fees‚ ranging from ATM charges to minimum-balance
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source for decision makers in the global Islamic finance industry‚ providing strategic insights from Ernst & Young Dear Banking & Finance Leader‚ It is with great pleasure that we present to you the 9th annual edition of the World Islamic Banking Competitiveness Report 2012/13‚ developed in collaboration with leading global professional services and advisory firm Ernst & Young‚ and exclusively launched onsite at the 19th Annual World Islamic Banking Conference (WIBC 2012) during a specially convened WIBC
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Vending Machine Design (2012) Harrington Vending Machines Ltd. [online] Available at: http://www.harringtonvending.com/design.htm [Accessed 1st December 2012] • Jobber‚ D. (2010) Principles and practice of marketing. 6th ed.The McGraw-Hill Companes‚ Inc.‚ 1221 Avenue of the Americas‚ New York‚ NY 10020: McGraw Hill companies. • Kocken‚ P‚ Eeuwijk‚ J‚ Kesteren‚ N‚ Dusseldorp‚ E‚ Buijs‚ G‚ Bassa-Dafesh‚ Z‚ & Snel‚ J. (2012) Promting the purchase of low-calorie foods from school vending machines: ACluster-Randomized
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THEORIES OF THE ORIGIN OF THE UNIVERSE 1. Steady State Theory – based on the perfect cosmological principle that the universe looks the same from any location at anytime. This theory holds that the universe is unchanging‚ it has no beginning and no end. 2. Big Bang Theory – presupposes that the vast universe grew out of something where all matter and energy were compressed to infinite density and heated to trillions of degrees (a beginning which was an immensely small particle of high-density
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0 The use of money and its transmission through the economy by means of a banking system characterise modern economies. Money has been used for thousands of years‚ but has evolved to more sophisticated forms and its transmission has improved over time. There have long been questions over the effects money and banking have in the economy. Frequently they have given rise to intense debate‚ and are seldom far from discussion on the economy’s performance‚ prices‚ exchange-rates and so on. The British
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