AIM: To study an area of mangrove forest and become familiar with: 1. The different types of mangroves. 2. Their various adaptations to the hostile intertidal environment. 3. The importance of mangroves. 4. The different requirements and subsequent zonation or various species. APPARATUS: hygrometer or whirling psychrometer dichotomous keys pH meter canopy/ground cover diagnostic tube light meter wind meter thermometer compass PROCEDURE: The study is
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with family and friends‚ and pursue your passions. It’s also an opportunity to celebrate holidays‚ volunteer in your community‚ and take care of yourself when feeling ill—or just to take a day for yourself. All of these are reflected in Zebra’s new Paid Time Off (PTO) program‚ which I’m pleased to introduce to you today. The updated program becomes effective January 1‚ 2016‚ and is the result of our work to harmonize the different time-off programs we had through the acquisition. The changes ensure
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229.07 Therefore the total cost today of your children’s college expense will be the addition of the 2 = $72‚326.88 This is the present value of my annual savings‚ which are an annuity‚ so to get the amount I am supposed to save each year would be: PV=72‚326.88 N=15 I=5.5 CPT PMT = 7‚205.6 57. Calculating Annuity Values: Bilbo Baggins wants to save money to meet three objectives. First‚ he would like to be able to retire 30 years from now with retirement income
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directly to college athletes will undermine the core value of education. For example‚ how will deserving students feel when they find out student athletes are receiving exclusive benefits? More than likely‚ an imbalance of equality will be prevalent on many college campuses. To avoid inequality amongst students‚ institutions should not pay salaries to student athletes unless they are willing to pay all students equally. Benjamin Carson‚ a profound and well-known neurosurgeon‚ emphasized the importance of
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Running head: SHORT TITLE OF PAPER The Value of Money Reggnia Gilchrist Argosy University LASA 1 Time Value of Money A. The future value of a dollar amount put into a savings account reflects what we expect the value of the dollar amount to be in a fixed amount of time‚ or how we expect the money to grow. Growth or in this case savings account‚ the interest rate paid‚ is the amount that we have deposited. Mary has been depositing $500 in her savings account for the last 19yrs‚ which
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learn to adapt but also use and develop good writing skills that will allow us to portray a concise message. Zinsser gives a lot of advice in his book‚ On Writing Well‚ to the new writer‚ the experienced writer‚ and everybody else who uses writing in their professions or personal life. It is a book about fundamental principles as well as the insights that he learned from being a distinguished writer and teacher. He uses quirky‚ witty‚ and wise words to get his point across in the book which makes
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corporate treasurers‚ fund managers or financial institutions‚ they are all exposed to a certain market risks while carrying out their daily trading activities. There is a possibility that the institution makes a blunder in forecasting the future value of its trade and this may lead to major losses that have to be incurred by the institution. The exact number of this loss that the institution might bear is unknown and this had bothered many regulators with the fear of major banks going bankrupt‚
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Should College Athletes be Paid? How many times have you heard of college athletes being paid under the table or receiving gifts from the school they play for? How many times have these players actually deserved what they received? Many college athletes struggle to juggle their academic and work schedules. On top of that‚ college athletes need to dedicate themselves to a busy practice schedule as well. Why shouldn’t they be compensated for their time dedicated to helping their school?
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received by the average CEO has increased exponentially. The salary received by the average hourly worker‚ of course‚ has not. In 1980‚ CEOs were paid 42 times the average amount of money paid to hourly workers; by 2000 it had grown to a staggering 531 times.1 Its clear that as revenue grows‚ the pay gap between worker and CEO grows exponentially as well. In a corporation that only generates $5‚000‚000 in annual revenue‚ the CEO receives 5.4 times the median pay of all other employees. But in a corporation
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believe that each life value should be based on the individual’s income/job. People earn their own money and the amount should stay the same when they die. The amount would stay the same so the families can carry on with their normal lives. Some say each life should be valued equally. But‚ a person who went to college and worked hard for their money shouldn’t be paid the same as someone that works at burger king. For example‚ every person earns their own money/income so should be paid the same after death
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