MICROFINANCE AS A STRATEGY FOR POVERTY REDUCTION INTRODUCTION Microfinance is not something new in Malaysia. It has been operated by credit unions‚ co-operative banks and specialised credit windows of banks. Microfinance services of financial credit range for about RM10‚000 (USD2‚631) and mostly to finance small businesses‚ agricultural loans and loans for poverty reduction. Microfinance program in Malaysia has been implemented since 1987 as one of the poverty eradication strategies in the country
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Drive reduction: The theory of motivation is drive reduction‚ drive reduction is you are driven by biological needs‚ they motivate you to satisfy them. According to the theory‚ the reduction of drives is the primary force behind motivation. (Schultz‚ D.P. & Schultz‚ S.E. (1987). A History of Modern Psychology. Harcourt Brace Jovanovich Publications.) Drive reduction category as primary and secondary drive. Hunger‚ thirsty‚ pain‚ warmth or sex are examples of primary drive reduction‚ whereby secondary
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Acidity’s effects on Fruit Browning Aim: To test whether the acidity of the surface area of an apple has an effect on the rate of enzymatic browning over 70 minutes. Hypothesis: the more acidic the surface area the longer it takes for the fruit to oxidise. Variables: Independent: acidity of surface area of the apple Dependent: the progression of melanin (brown pigment) after 70 minutes Controlled/fixed: time of day‚ knife used to cut fruit‚ portion of fruit‚ environment
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By Vivian Cheng Health: Period 4 Mrs. Darpino December 2011 By Vivian Cheng Health: Period 4 Mrs. Darpino December 2011 Harm Reduction Theory Harm Reduction Theory Vivian Cheng Health Period 4 December‚ 2011 “Harm Reduction Theory” The war against drugs is an unwinnable war. Today‚ this seems to be a growing argument in the modern world. In a study performed in 2009‚ it was found that approximately 8.7% of Americans‚ twelve years
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often an event has already taken place. Generally‚ impact of a crisis situation is localized requiring immediate attention. Crisis situation may lead to a disaster if not managed appropriately. Hazard A dangerous phenomenon‚ substance‚ human activity or condition that may cause loss of life‚ injury or other health impacts‚ property damage‚ loss of livelihoods and services‚ social and economic disruption‚ or environmental damage. Hazard can be single‚ sequential or combined in their origin and
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Exercise 3: Neurophysiology of Nerve Impulses: Activity 1: The Resting Membrane Potential Lab Report Pre-lab Quiz Results You scored 100% by answering 4 out of 4 questions correctly. 1. What is the approximate concentration of K+ inside a typical cell (intracellular concentration)? You correctly answered: a. 150 mM 2. What is the approximate concentration of K+ outside a cell (extracellular concentration)? You correctly answered: b. 5 mM 3. What is the approximate concentration of Na+ inside
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Illustrating the Oxidation States of Mn & V © KCl http://hk.geocities.com/fatherofchemistry Procedure © KCl http://hk.geocities.com/fatherofchemistry Discussion Part A: Making Mn(VI) from Mn(VII) and Mn(IV) 1.> Explain why only one of the three mixtures reacted to give green Mn(VI). [ANS] By Le Chatelier’s Principle‚ only the alkaline medium will shift the equilibrium to right and yield green MnO42-. 2.> What happened when acid was added
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Awards/Honors‚ Health Care Exposure‚ Community Service‚ Research‚ Leadership‚ Extracurricular Activity‚ Employment‚ and Other. In the "Description of Role" section of each activity‚ please provide additional details regarding how it correlates with any other "Activity Type." The admissions committee takes into account the fact that some activities may fit multiple categories. Activity Type: Health Care Exposure Activity Name: Pharmacy Technician Organization Name: CVS pharmacy Contact/Supervisor Name: Dina
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Name: Nguyen‚ Thi Hai Yen Student ID: 2012470037 Subject: Special topic in international development: African economics and politic Topic: Uganda – The bright in poverty reduction for other Sub – Saharan African countries Uganda is a landlocked and relative small country in East Africa. After independence in 1962‚ Uganda experienced a decade of relative political and economic stability before 15 years struggling under the power of Idi Amin who lead the country to conflict and reduced country
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Chemistry 2: Organic and Inorganic Chemistry Activity 1 PROPERTIES OF ORGANIC COMPOUNDS (Sugar) Rainbow Density Column Introduction As a chemical term‚ “sugar” usually refers to all carbohydrates of the general formula Cn(H 2O)n‚ an organic compound. This exercise is focus on sugar as an organic compound and its properties. Objectives: 1. To identify the properties of organic compound - sugar. 2. To observe some physical properties and changes on an organic compound during the actual conduct of
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