This research is conducted as a survey on factors that affect consumption on debit card .This study is conduct to fulfill our research method subject. All the answer is treated as strictly confidential. Your corporation on completing this questionnaire is very much appreciated. SECTION A : DEMOGRAPHIC PROFILE Please tick (/ ) and state with the answer that related to you. 1) Gender: ( ) Female ( ) Male 2) Age ( ) 18 - 24 years old ( )
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method‚ developed for convenience of customers as you don’t have to carry a lot of cash with you. It is like an electronic purse that can be used at all highways‚ selected parking areas‚ shopping centres ‚ LRT’s ‚ KTM’s and Monorail’s in Malaysia. The card uses Contactless Smartcard Technology‚which is pre-loaded with electronic cash ‚ which can be reloaded at toll plazas‚ train stations ‚ automated teller machines(ATM’s)‚ cash deposit machines ‚ petrol kiosks and at authorised third party outlets‚ ranging
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TABLE OF CONTENTS 1. EXECUTIVE SUMMARY 2 2. INTRODUCTION 3 2.1 ABOUT FINANCIAL CARDS 3 2.2 ABOUT THE CORPORATE CARD 3 2.3 COMPETITORS 3 2.3.1 Competitor profiles 4 3. BACKGROUND OF AMERICAN EXPRESS COMPANY 5 4. CORE AND SECONDARY TARGET AUDIENCE 6 4.1 CORE TARGET AUDIENCE 6 4.2 SECONDARY TARGET AUDIENCE 6 5 STRENGTHS IN MARKET SEGMENTATION 7 5.1 SMALL SCALE BUSINESSES 7 5.2 MEDIUM SCALE BUSINESSES 7 5.3 LARGE SCALE BUSINESSES 8 6 BRAND POSITIONING VERSUS ITS COMPETITORS
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services to meet the every need of the people. The company cares for both‚ individuals as well as corporate and small and medium enterprises. For individuals‚ the company has a range accounts‚ investment‚ and pension scheme‚ different types of loans and cards that assist the customers. The customers can choose the suitable one from a range of products which will suit their life-stage and needs. For organizations the company has a host of customized solutions that range from funded services‚ Non-funded services
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RIVER ISLAND CLOTHING CO. LTD.: INITIAL SUBMISSION Full Version The history of River Island spans 55 years. The business started in 1948 as a small lock-up shop in East London selling wool and ladies clothing. As the business increased shops were added under the name of “Lewis Separates” and the focus became ladies clothing. By 1968 there were some 70 stores in the UK and “Lewis Separates” introduced into a few of its stores a brand new concept and name. Innovative in design and format these stores
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A "chargeback" is the end result when a credit card customer successfully disputes a transaction that appears on their credit card bill. Customer disputes typically arise from dissatisfaction with the quality of merchandise or services received‚ merchandise or services not received‚ or a questionable transaction. A dispute creates a "retrieval" — the process of gathering transaction proof. When a cardholder disputes a charge‚ the merchant’s account is debited for the funds in question while the
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dream‚ debt has been the way of attaining it” (Geisst 207). The invention of the credit card enabled Americans to live beyond their means‚ but at a high cost. The termination of the usury laws meant the banking industry would no longer have a limit on the amount of interest they could charge for use of their credit cards. Without federal usury laws in place to protect the consumer‚ credit card companies launched and were essentially given a license to steal‚ inevitably drowning American
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» » » Rising Card Payments Drive Economic Growth Study Methodology 4-6 The Macroeconomic Impact of Card Usage Card Payments‚ Private Consumption and GDP Results Differ for Developed and Emerging Economies Methodology The Value of Card Payments: Less Friction‚ More Efficiency Cards Benefit All Parties Involved in Many Ways Benefits to Consumers and Merchants 7-8 Ongoing Effects on GDP of Greater Card Penetration: Measuring Elasticity by Country GDP Growth and Card Penetration 9
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Introduction 2 History of Poker 2 Types of Poker 3 5 Card Draw 3 Stud Poker 4 Texas Hold’em 4 The Rise of Texas Hold’em 6 Online Poker Popularity 7 Chris Moneymaker 8 Online vs. Casino Poker 9 Poker Player Demographics 10 Conclusion 10 Works Cited 12 Introduction “The history of poker is thought to have evolved over more than ten centuries from various games‚ all involving the basic principles of ranked card or domino combinations and the use of “bluffing” to deceive
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satisfaction level between each country may different. And HSBC provides many financial products such as wealth management‚ personal loan and commercial loan products‚ mortgages‚ insurance‚ credit cards services‚ personal banking‚ MPF……In the following essay‚ we will focus on the personal banking services and the credit cards services in Hong Kong. We look forward to analysis how Market Segmentation‚ Targeting and Positioning affect the business strategy in HSBC Hong Kong. (1)
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