$150 million in 1 year loans earning a fixed rate equal to 4.75%. The assets are funded by $150 million in liabilities that have a cost of 4.25% and a maturity of 3 years. If all interest rates are projected to fall 100 basis points by next year‚ by how much will the bank’s profits and loan NIM change in year 2? Does this bank face refinancing risk or reinvestment risk? Explain. Answer: Year 1 profits = (4.75% – 4.25%) * $150 million = $750‚000; NIMyr1 = $750‚000/ $150 million = 0.50% Year
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21/09/2013 Key dates Distribution date: 03/10/2013 Submission date: December 2013 Return date: 4 weeks after submission Introduction The aim of this unit is to provide learners with an understanding of different organisations‚ the influence of stakeholders and the relationship between businesses and the local‚ national and global environments. This assignment brief contains of the following tasks: Task 1 Task 2 Task 3 & Task 4 Scenario Meeting global and
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Frameworks: Frameworks are boundaries for accountant and made up by PRINCIPLE and RULES. There are Two types of framework – 1. Conceptual: Conceptual are made up by historical practice that are done by people like- IAS‚ GAAP etc. 2. Regulatory: Regulatory are boundaries of rules and regulation like- Company law‚ National standards of accounting‚ Stock exchange regulation‚ Sometimes IAS if country adopt it etc. Usefulness and Requirement of Frameworks: 1. Framework develops over hundred years
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…………………………………………………………………. 7 1.2 Explain how an organisation structure and culture can impact on the performance of busyness ………………………………………………………………………………… 8 1.3. Discuss the factors which influence the behaviour of an individual at work ..… 10 Task 2: Understand different approaches to management and leadership ……… 12 P 2.1.: Compare the effectiveness of two different leadership styles in different organisations ……………………………………………………………………………… 12 P 2.2.: Explain how organizational theory underpins
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Article Title: “International Marketing Tooll: The Internet” Journal Title: Industrial Management And Data Systems Date/Issue: 1998‚ Vol. 98 Issue 6‚ 253 - 261. Authors: Fred Palumbo‚ Paul Herbig Summarized by: Emre Avşar Major goal of this article is to provide to understanding what marketers consider when adopting marketing decisions to the Internet. The Internet provides to organizations least expensive and original tools for advertising‚ taking and placing orders and communicating
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starts moving‚ I could tell you a million ways why to ride roller coasters but I will tell you there. first you feel like you are flying‚second you feel the wind in your face and it feels so amazing‚and lastly how it stops and you are ready to ride it again. Flying that’s one word to describe roller coasters you go so fast and before you know it you’re flying. Course it’s a little scary going up‚ but it’s awesome going down‚ what goes up must come down. I haven’t rode every roller coaster in the world
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the heart She rides with me the new Bobby and Whitney Only time we don’t speak is durin "Sex and the City" She gets Carrie feva‚ but soon as the show’s ova She’s right back to being my soldier Cuz mami’s a rida‚ and I’m a rolla Put us togetha‚ how they gon stop both us? Whateva she likes‚ I’m right over her shoulder When I’m off track mami is keepin me focused‚ so blessed lock us down like it’s supposed to be The 03 Bonnie and Clyde‚ Hove and B‚ holla ::Chorus:: All I need in this life
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cells derive from: hemocytoblasts 8. *All of the following are major branches of the aortic arch except: coronary‚ innominate‚ left common carotid and left subclavian coronary 9. *Appetite center is found in the: hypothalamus 10. *Approximately how much saliva do the three pairs of compound tubuloalveolar glands (parotids‚ submandibulars and subinguals) secrete each day? 1 liter 11. *Arteries carry blood away from the heart 12. *As the external iliac artery enters the thigh‚ its name changes
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Edwin Banarjee Class : Investment Internet Research The 2GO name embodies a proud legacy of leadership and service built on 148 years of shipping and logistics experience. They pioneered many innovations in the industry‚ including the merging of the heritage Negros Navigation and ATS under the 2GO brand. The group maintains the largest and widest logistics infrastructure across the Philippines with seamless links to over 150 countries. Over 400‚000 TEU capacity (50% market share of domestic
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only person who will have all the knowledge of the business. Aims and objectives Setting goals for my business is essential so that I can motivate myself and my employees to work to this target also to review back at the businesses performance and how well or
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