Guild Mortgage Company (“Guild”) is in receipt of your correspondence dated August 10‚ 2016 from the Consumer Financial Protection Bureau (“CFPB”). Guild appreciates the opportunity to review and respond to your concerns. Your correspondence indicates your dissatisfaction with the lack of communication you received form you loan representative and with the delays you experienced throughout the closing process. You also expressed concern as it relates to obtaining the Mortgage Credit Certificate
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option3‚ net income will increase to a benefit amount. However‚ if the promotion expense is equal to or less than 1548.72‚ this option should be taken consideration. 6. Based on my analysis above‚ Salem Data Services is a problem to Salem Telephone Company. Firstly‚ Flores should consider the promotion can be the turning point or not. Then decide if he will abort this service. For my consideration‚ I will recommend Flores to abort this unprofitable
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Bread Givers The book‚ Bread Givers is a novel written by Anzia Yezierska following the lives of woman who have to go through struggle because of new tradition verses old tradition. In the book I found that there are several themes within the book Bread Givers. Woman Rights‚ being one of them‚ seem to be an issue throughout the book. This book revolves around the lives of woman in a household on Hester Street in New York City. In the 1920’s times were not easiest for immigrants. In this book
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Determinig Motivation level of Bank Employees:A study of selected commercial Banks in Bangladesh QUESTIONNAIRE Name of the Respondent:Name of the Bank:Designation:Desk:Gender:Age: Please put tick mark how much you agree each of the following statements‚ where 1=Fully satis fied‚ 2=Satisfied‚ 3=Moderately Satisfied‚ 4=Dissatisfied‚ 5=Strongly dissatisfied. | Internal Environment S | Q. | 1 | 2 | 3 | 4 | 5 | 1 | What you feel about present Physical
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Inventory Costing Methods Simplified Cost of Goods Sold Formula Cost of goods sold: Beginning inventory + Net Purchases = Cost of goods available for sale - Ending inventory = Cost of goods sold $ 20 100 120 (30) $ 90 What Value Do You Assign Inventory & COGS If You Bought Inventory at Different Prices? Beg. Inventory Purchase #1 Purchase #2 Goods Available Cost of Goods Sold Ending Inventory 10 units 20 units 24 units 54 units 50 units 4 units @ $10 /unit @ $13 /unit @
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1. Describe the overall‚ current market situation with Saxonville All 3 major categories of Saxonville products- brats‚ breakfast‚ and Vivio Italian‚ are largely seasonal‚ gender-dominated‚ with higher than average Suggested Retail Prices (SRP). -Product Segmentation- 70% Bratwurst‚ 20% Breakfast sausage‚ 5% Vivio‚ and 5% other -Target- Mainly Female head of house‚ with Bratwurst targeting men through women head of house -Positioning-Bratwurst-mainly outdoor BBQ and grilling‚ between May and
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In Anzia Yezierska ’s novel entitled Bread Givers‚ there is an apparent conflict between Reb Smolinsky‚ a devout Orthodox rabbi of the Old World‚ and his daughter Sara who yearns to associate and belong to the New World. Throughout the story‚ one learns about the hardships of living in poverty‚ the unjust treatment of women‚ and the growth of a very strong willed and determined young womanSara Smolinsky. After leaving Poland to venture out into the New World of America‚ the Smolinsky family endured
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Eastman Kodak Company: Funtime Film 1. Diagnose the reasons for Kodak’s market share loss and make your assessment of the likely development of the market if Kodak maintained the status quo. Kodak has been losing market share for the past five years to the point it has gone from 76% to 70%. The underlying causes that have generated such losses and have ultimately led consumers to favor competing brands with larger growth are: I. Consumers are tending to view film as a commodity‚ often
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Pane e tulipani or Bread and Tulips directed by Silvio Soldini is an Italian film that follows a middle aged housewife Rosalba on her journey of rediscovery. Throughout this film Rosalba transforms from a lonely mistreated mother and wife‚ into a woman filled with passion and love. This transformation reflects the social changes occurring in Italy during this time. Women started taking control of their lives and ultimately becoming more independent and self reliant. This film gives hope to all ages
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Bread has been the most common food in our daily lives for at least 30‚000 years. The first bread was invented by an Egyptian slave‚ who uses flour and water to make cake for the master‚ around 2600 BC. One night‚ he put the cake into the oven‚ and he fell asleep. The fire was gone out‚ so the dough was ferment‚ and the dough was twice bigger on the next day morning. He was panic‚ and then he just baked the fermented dough. However‚ the cake turned out soft and fluffy. That is become to the first
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