2 Capital Mean? A term used to describe the capital adequacy of a bank. Tier II capital is secondary bank capital that includes items such as undisclosed reserves‚ general loss reserves‚ subordinated term debt‚ and more. operating Ratio - A performance measurement for insurers which shows the sum of expenses and losses expressed as a percentage of premium. Operating Ratio [pic] What Does Operating Ratio Mean? A ratio that shows the efficiency of a company’s management by comparing operating
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without: Love‚ curiosity‚ freckles‚ and doubt. Three be the things I shall never attain: Envy‚ content‚ and sufficient champagne. Three be the things I shall have till I die: Laughter and hope and a sock in the eye.’ *** Dorothy Parker became popular shortly after the first world war with her light verse and short stories. Although her works may not seem harsh and unwomanly today‚ they were labeled in this manner at the height of her popularity. Her cynical verses developed into
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your favorite bottle of soda‚ popping a wheelie on your bicycle‚ or merely tying your shoe is a small list of things we all could do without thinking. However someone like Richie Parker has devoted his life to overcoming these simple no brain obstacles among others in order to live a normal successful life. Richie Parker is an engineer for Hendrick Motorsports which is one of NASCAR’s leading organizations. Richie is a well-respected and talented engineer of the object he loves the most‚ automobiles
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Operational Planning What is it? The organisation has an operational plan that clearly states the actions to implement goals and strategies identified in the strategic plan. Your organisation has completed the strategic planning process. An operational plan details the actions required to implement each strategy‚ assigning responsibilities‚ setting timeframes‚ identifying resources required and indicating what difference the specific actions will make. When developing your operational
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David Parker Ray What makes a person get to the point that they want to take another person’s life‚ or inflict pain on another human being just for the pure pleasure of it? To understand a serial killer it is necessary to look into their pastto see if there was any mental problems as a child or teenager. Poverty or low socioeconomic status and childhood abuse and humiliation can cause many serial killers to feel worthless and inadequate‚ so terrifying victims is a sense of power (Social Structure
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Operational Reorganization Program Our company is downsizing‚ facing major budget cuts‚ reorganizing departments and instituting a cross-training program for employees. It ’s imperative that we effectively manage these process changes and transition into a more productive organization. A goal setting‚ motivation and stress management program is required to assist employees and management during this transitional time. As we are all aware‚ we must make our company more responsive to an increasingly
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2012 Re: Operational Gap-Exceptions Overdraft Analyst This memorandum is to inform the hiring manager of Seaway Bank of an operational gap that needs to be fulfilled immediately within the Bookkeeping Department. As you know Seaway Bank has a reputation for loyalty not only to our customers‚ but to our employees as well. We also have a reputation that ensures that we provide quality service and our management team will continue to make sure that we earn the loyalty from our customers. The Bookkeeping
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inventory handling labor costs‚ and insurance costs are a few significant costs related to such an inventory system Following are also the cost of having long delivery times. • Such delays in delivery can be detrimental for the company goodwill development with its customers. Especially for retailers in the rural areas‚ the delivery time’s cantend to be very high if a close regional warehouse is out of stock. • This leads us to the next cost related to this type of a distribution system‚ stock out
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Author Student no. Function Company Class OPL Group Tutor Date Vera Kolarska 498242 Project manager Avalon Ltd IFA B-09 08 – One Spark Mr. T. Sterk 25.02.2013 PROJECT PLAN Avalon: A spark of inspir ation Author Student no. Function Company Class OPL Group Tutor Date Vera Kolarska 498242 Project manager Avalon Ltd IFA B-09 08 – One Spark Mr. T. Sterk 25.02.2013 Statement of confidentiality & non-disclosure This document contains proprietary and confidential information. All data
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SITXHRM003A Roster staff Class Notes Student’s Name: Teacher’s Name: Email: @angliss.edu.au Student No.: Contact No.: (03) 9606 SITXHRM003A Roster staff Class Notes Project Base William Angliss Institute of TAFE 555 La Trobe Street Melbourne 3000 Victoria Tel: (03) 9606 2111 Fax: (03) 9670 1330 Acknowledgements Project Manager: Writer: Revised by: DTP/Production: Fay Staios Lilly Finlayson Rachel Fox / John Horner Kate Elliott COMMONWEALTH OF AUSTRALIA Copyright Regulations 1969
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