FINANCING Learning Objectives: 1. Sources of Financing 2. Types of loans 3. Loan Terms 4. Underwriting 5. Traditional Third Party Financing 6. Non-Traditional Third Party Financing 7. Application to a residential real estate investment OUTLINE 1. Sources of Financing a. Primary and Secondary Markets i. The Primary Market: This is where the loan is originated. When you are ready to buy your house‚ you either contact a lender (at a bank or credit union) or a mortgage broker to
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“Next world war could be on WATER” "Anyone who can solve the problems of water will be worthy of two Nobel prizes - one for peace and one for science." John F. Kennedy Water Crisis: Water is a basic requirement for all life‚ yet water resources are facing more and more demands from‚ and competition among‚ users. President Kennedy has expressed the crisis of water in the above said lines so beautifully. According to World Water Council “While the world’s population tripled in the 20th century‚
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Professor Stave September 29‚ 2008 Casablanca The movie‚ Casablanca‚ based on the play "Everybody Wants to go to Rick’s‚” still captivates audiences around the world. This movie was a pleasurable afternoon of great movie watching. The setting of the movie is Casablanca‚ Morocco during the Second World War. Casablanca is the jump off point to get to Spain and then to America. I think that all four factors of a setting have an affect on this story. The temporal factor‚ along with
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AP Terms 1. Symbol- “with his symbolic helmet numbered 451” pg. 3- the temperature at which book paper catches fire‚ and burns 2. Personification- “the house jumped” pg. 3- the house did not really jump‚ but it’s to show description. It caught fire really fast. 3. Imagery- “the autumn leaves blew…middle of the pavement waiting” pg. 5- to show description and make you feel a part of what’s happening. 4. Symbol- “salamander” pg. 6- represents the fire truck. 5. Symbol- “the phoenix
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2/8/2014 Terms‚ Conditions & Disclosures By submitting this application‚ I certify that I have read‚ met‚ and agreed to all of the terms‚ conditions‚ and disclosures outlined below /as stated below ‚ w hich contain rates‚ fee and other important cost information. Print this page IMPORTANT INFORMATION REGARDING RATES‚ FEE‚ AND OTHER COST INFORMATION INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases 0.0% introductory APR for the first 15 months. After
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FINA 5610 Real Estate Investment Course: Instructor: Email: Office Hours: Teaching Assistant: Lecture Schedule: Location: Draft Date: FINA 5610 Real Estate Investment Joe Walsh joewalsh@ust.hk By appointment Benson Leung‚ bbsleung@ust.hk ‚ Phone: 2358 7689 6 July 09:15 – 12:20 & 14:00 – 17:00 13 July 09:15 – 12:20 & 14:00 – 17:00 27 July 09:15 – 12:20 & 14:00 – 17:00 (mid-term examination in the morning) 3 August 09:15 – 12:20 11 August 09:00 – 12:00 (final examination) Library
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A Topic: Scarcity Skill: Recognition AACSB: Reflective Thinking 1 Copyright © 2010 Pearson Education‚ Inc. 5) The most fundamental economic problem is A) security. B) scarcity. C) health. D) the fact the United States buys more goods from foreigners than we sell to foreigners. Answer: B Topic: Scarcity Skill: Recognition AACSB: Reflective Thinking 6) Economics is best defined as the study of how people‚ businesses‚ governments‚ and societies A) choose abundance over scarcity.
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Should human reproductive cloning be accepted? Based from Human Genome Project Information (n.d.)‚ “Cloning is a term traditionally used by scientists to describe different processes for duplicating biological material.” It means creating a genetically identical copy of an organism. Scientists attempted to clone animals for many years. In fact‚ there are hundreds of cloned animals existing today. It started in 1952 when a tadpole was cloned. But worldwide attention and concerns only aroused in
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Real Games Essay As a very young child‚ I often desired to have everything that I found amusing; obviously‚ my parents couldn’t always afford my wish lists or everything I set my eyes on. This always got me frustrated because I thought that “money grew on trees” and my parents had no reason for not getting me what I wanted or “needed”. Don’t get me wrong or anything‚ when I behaved and did well in school my parents got me what I wanted to a certain extent. When I grew a little older I realized‚
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WWII and Appeasement Essay The Second World War was a culmination of conflicts in Europe‚ which many argue resulted from the First World War itself. After the Treaty of Versailles condemned Germany to a multitude of reparations that needed to be paid‚ the country’s people were in need of a strong leader‚ which they soon found in Adolf Hitler and his Nazi Party. Hitler started as a mere war veteran but rose in ranks‚ eventually taking all power over Germany for himself. He started strengthening
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