English fluently‚ but the first language used was something else. It may be used to refer to someone with little or no knowledge of the English language. An analysis of TELF data (the Tübingen English as a Lingua Franca corpus and database‚ found that non-native speakers often struggle with the diametrically opposed forces of wishing to fully express themselves on the one hand‚ and not being able to do so on the other(cf. Albl-Mikasa‚ 2009). Pronunciation is an essential part of language. According
Free Lingua franca English language Second language
Non-Infectious Diseases Basics * Non-infectious diseases (NIDs) are diseases NOT caused by a pathogen. They are also referred to as non-communicable diseases (NIDs). * Ex. include cancer‚ Parkinson’s and asthma. * A variety of causes contribute to NIDs including genetics‚ lifestyle choices‚ and nutrition. Two types of NIDs * NIDs are divided into 2 main groups: * Genetic diseases are caused by mutations in DNA or conditions affecting chromosomes. * Environmental
Premium Disease Genetic disorder Cancer
ABSTRACT The project entitled is “A STUDY ON NON PERFORMING ASSETS IN INDIAN OVERSEAS BANK WITH REFERENCE TO KODAMBAKKAM BRANCH”. The research study was done on the problems of credit risk faced by the Indian Overseas Bank after lending loans to the customers. The main objective of the study is to find out the level of Non Performing Assets‚ which affects the performance of bank pertaining to kodambakkam branch. The study also goes on in examining the recovery procedure that are followed
Premium Balance sheet Asset Credit rating
and face are communication tools that others use to interpret how you feel and what you are thinking. Body language is also known as non-verbal communication and comes in many forms. Knowing how to read another person’s body language can help you maintain better relationships and be sensitive to how others are feeling without even having to ask. Body language is a non-verbal way of communication. Body posture and physical contact convey a lot of information. Body posture matters a lot when you are
Premium Nonverbal communication Communication Eye contact
Non Performing Loans: Comparative Analysis of India and Pakistan Name Department Course Title Course Instructor Date Table of Contents Sr. No Topic Page No. 1. Executive Summary 2 2. Introduction 3 3. Non performing Loans: An Overview 5 3.1 Definition 5 3.2 Effects of Non performing loans 6 3.3 Relationship between NPL and Bank’s profitability 7 4. NPL: India Vs Pakistan 7 4.1 Background 7 4.2 Structure and Ownership of banking structure
Premium Bank Financial services
Horacio Ochoa Law-480 Midterm Non-compete clauses and its effects The idea of a non-compete clause came from companies and corporations wanting to keep their intellectual property secret from their competition‚ whether it from for a short period of time to a long time. Every state has their own enforcement of the clause but the general rule is that the longer the time period is the less likely it will be enforced by the court. The main issues with non-compete clauses and how their expansion into
Premium Employment White-collar worker Economics
NON PERFORMING ASSETS(NPA) WHAT IS A NPA (NON PERFORMING ASSET) Non Performing Asset means an asset or account of borrower‚ which has been classified by a bank or financial institution as sub-standard‚ doubtful or loss asset‚ in accordance with the directions or guidelines relating to asset classification issued by RBI. Non-performing asset (NPA) shell be a loan or an advance where; i. interest and /or installment of principal remain overdue for a period of more than 90 days in respect of a
Premium Debt Asset Bank
NON TARIFF BARRIERS What are non tariff barriers? Non- tariff barriers are broadly defined as any impediment to trade other than tariffs. Non tariff barriers can be classified into two groups; Direct and Indirect. (a)Direct Barriers are barriers that specifically limit import of goods or services. Eg: Embargoes and quotas EMBARGOES: Embargoes are the most restrictive of the direct non tariff barriers. They are either a complete ban on trade with a foreign nation or a ban on sales or transfer
Premium International trade
language from birth (Cook‚ 1999). A non-native speaker refers to someone who has another native tongue than the language being used. For example‚ English language. A non-native speaker in here refers to a person who speaks English as a second or foreign language. So‚ we can say that a native speaker of English is possibly a British‚ an American or an Australian whereas a non-native speaker of English will probably be a Malaysian‚ Japanese or a Mexican. These non-native speakers have their own respective
Free Second language Lingua franca English language
Not for profit organization: A non profit organization (NPO) is an organization that uses surplus revenues to achieve its goals rather than distributing them as profit or dividends. While not-for-profit organizations are permitted to generate surplus revenues‚ they must be retained by the organization for its self-preservation‚ expansion‚ or plans.[3] NPOs have controlling members or a board of directors. Many have paid staffs including management‚ while others employ unpaid volunteers and even
Premium Non-profit organization