Case 7: Its better late than never! 1. What was Ryan’s starting salary? How much could he have contributed to the voluntary savings plan in his first year of employment? RATE NPR FV PV YEAR CONTRIBUTION TO SAVINGS PLAN .05 1 70‚000 66‚667 5th $7‚333 .05 2 70‚000 63‚492 4th $6‚984 .05 3 70‚000 60‚469 3rd $6‚651 .05 4 70‚000 57‚849 2nd $6‚363 .05 5 70‚000 54‚847 1st $6‚033 Ryan’s first year salary at this company was $54‚847 and he could have contributed $6‚033 in
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Have you ever looked at an animal in your local zoo exhibit and wondered if they were truly better off there than if they were in the wild? A growing number of people are beginning to believe that zoo animals are better off than animals who are left in their natural habitat. To thrive means that an animal is growing and learning to survive in such a way that allows it to flourish. Although animals in captivity are provided with their basic needs to survive and more‚ wild animals are more likely to
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improved significantly since the 1960’s with new‚ more advanced technologies‚ such as cell phones and computers with internet. There are now even cell phones with internet available on them. People can keep in touch and meet new people easier and faster than 50 years ago. Now we have technology where we can do almost anything with the touch of a few buttons. This shows that many things are no sweat to do now simply because of our technology. There are almost infinite possibilities a person could do with
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Many people would tell you that college is way better than high school. Others would say they enjoy high school better. Both require a lot of time and self discipline. It all come down to people’s different point of view. There are multiple differences between high school and college such as the teachers/professors‚ responsibility‚ and the living arrangements. Some would say high school are some of the hardest years of your life. It’s when things start looking at colleges‚ figure out what you want
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Hades: Better than you think Most of the time‚ when prompted to think about Hades‚ you’d think of a god that’s so related to the dead that he’d be evil to every extreme. Death‚ destruction‚ malevolence‚ and suffering right? All sorts of evil for the god of the dead and ruler of the underworld. However‚ what if I told you that Hades wasn’t evil‚ he was actually better than he’s made out to be? Hades is actually not as bad as he’s thought to be because of his role‚ his personality‚ and his location
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seems to have no feeling for this day and the same can be said for the adults in our country also. The Oxford dictionary defines patriotism as devoted love‚ support‚ and defence of one’s country; national loyalty. But the word patriotism cannot be restricted and is very subjective in nature. One need not play cricket matches or fight wars to express their feeling of patriotism. Our emotions run high when India thrashes Pakistan in any sports or when a businessman of Indian origin‚ staying abroad‚ makes
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both popular forms of mass transit‚ and methods of getting several people from place to place quickly. Some people prefer trains over buses and vice versa. Which one you choose will depend on a number of factors. Firstly‚ most people choose buses more than trains‚ because their tickets are generally less expensive. They also have more stops and can reach more destinations that their rail-riding rivals. In contrast‚ train tickets are more expensive‚ because trains are longer and therefore require more
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Teaching Patriotism In the US Public School Curriculum William Mulherin Kaplan University Teaching Patriotism in the US Public School Curriculum The purpose of an education in the 21st century has experienced some fundamental shifts from years past‚ and one of the biggest failures of the curricular offerings in most US public schools is the effort to instill a sense of patriotism among students. There is a need for instilling a sense of patriotism in every curricular
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A number of people assert that some cultures are not more efficient than others because East Asia’s inability to dominate the world was because of their geographical location in the world and their surroundings but I think that some cultures are better than others because East Asian countries continue to grow from the adoption of Western cultures. They would explain that East Asian countries did not have the ability to conquer the world do to the formation of the their land. The coastline of China
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English 002 04/29/2012 Driving is better than Flying A lot of people would rather travel by airplane. However‚ I prefer to travel by my car because I can save money‚ experience the different surroundings‚ and am in control of my environment. First‚ I can be in control of my environment when I drive. I can make the temperature in the car as hot or as cold I like it. I can travel alone or with others‚ and play music or not depending on my mood. The second reason I prefer driving is because I
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