Some pointers on the final reflection paper Your final paper‚ the reflection paper‚ is a kind of a follow-up paper to the short statement that you handed in at the beginning of the course. To that extent‚ you can write the paper holding on to the same types of questions that I suggested for that first short statement. To repeat‚ these questions were the following: 1. What do you think of when you think of ethics or morality? 2. Can you define the concept of ethics? 3. Does being ethical mean being
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Merit Pay for Teachers Around the world children are taking tests that could potentially lower their grades. In some cases‚ those test scores may also determine how much the teachers get paid and acknowledged. It can be questioned weather or not merit pay is a productive system for the education industry. Individuals that disagree may say or believe that it will be harder to hire new staff‚ it lacks fairness‚ and question if it indicate how well the children learn. However‚ it is crucial that we
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Spot Rate and Forward Rate Spot Rate: It is nothing more than the YTM on bond. It is the rate of interest on bond maturing at any time in the future. It is also known as geometric average of 1 year forward rates in the future. Hence‚ YTM on bonds can be calculated as: When forward rates are given then; oS1 = oF1 oS2 = [(1+of1)(1+1F2)](1/2) -1 oS3 = [(1+of1)(1+1F2)(1+2F3)](1/3) -1 and so on. Forward Rates: It is the interest rate established today ‚ that will be paid on money to
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Research Paper The Great Leap Forward 4/18/13 Have you been worked so hard for something that was a failure all along? Civilians living in China in the 1930’s were worked to absolute death in an attempt to have an economy to rival American economies. This was lead by the dictator (so to say) at the time. He tried to have small groups of communities which had worker‚ farming‚ and cooking groups to better the economy because it used less materials and money. The Great Leap Forward was one
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‘3 Idiots’ is one of the most meaningful movies that I have seen throughout my life. Infused with some wacky sense of comedy at times‚ it stars the widely-acclaimed Aamir Khan alongside Sharman Joshi and R.Madhavan as the main characters in the movie. Kareena Kapoor is the lead actress. Don’t get put-off by the name of the movie‚ for the movie is anything but about three idiots. Many people‚ me included‚ thought this was going to be a foolish movie with petty comedy but that surely wasn’t the case
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Reflection paper Sci-114 In this reflection paper I will address the elements of the course that I found most challenging‚ the areas which informed my understanding of an aspect of Earth science with what I already knew and list the areas I would have liked to have explored more in depth. In addition to this reflection paper I will address the concerns of global warming as well. The most challenging part of the course by far was the virtual lab work. My problems with the virtual labs were
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In Malaysia‚ Forward Ijarah is practiced by a few Islamic Banks only as there are at least two financial institutions that currently offer forward Ijarah‚ either as a standalone product on it is own or as a hybrid along with other products. 1. Forward Ijarah for House Financing – stand alone basis It is a product offered for purposes of home financing where the property financed is not completed yet or still under construction. As the usufruct is not available due to non-completion of property‚ the
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In finance‚ a non-deliverable forward (NDF) is an outright forward or futures contract in which counterparties settle the difference between the contracted NDF price or rate and the prevailing spot price or rate on an agreed notional amount. It is used in various markets such as foreign exchange and commodities. NDFs are prevalent in some countries where forward FX trading has been banned by the government (usually as a means to prevent exchange rate volatility Market The NDF market is an over-the-counter
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30. SUBJECT-VERB AGREEMENT: BASIC RULES To make sure the verb agrees with the subject: First‚ find the subject(s) of the sentence. The subject is who or what is performing the action or being described. Nurses prepare the patients for surgery‚ and the head nurse inspects the patients’ rights before the surgery. The topic is controversial‚ so the students have strong opinions. I am studying biology because it has always interested me. Then‚ look for these three types of verbs to make sure the
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Throughout the years we dream of the future. We dream of career and setting goals to become someone. I think of my future every day and ways to make it better. It’s important to know what I want in my life‚ otherwise I won’t be happy. I am still figuring out who I am and what exactly do I want to dedicate my life to. But my biggest goal in life is to be happy with whatever I’ll be doing. Enjoy life and just simply reach my dreams. I want to get a career‚ I want to travel the world‚ I want to explore
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