little information about the quality of the borrower (whether a good/safe‚ or a bad/risky borrower.) As a result‚ the bank cannot charge a higher interest rate to compensate the risk of the bad/ risky borrowers as those rates might not be viable for the safe borrowers. This adverse selection problem of the bank is solved by the Grameen Bank lending model. The crux of the Grameen Bank lending model is the feature of joint liability. This feature states that if a certain member of the group is unable
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Sets of T-Squares Opposing planets: Mars – Saturn Squared Planet(s) (Apex): Mercury‚ Jupiter‚ Pluto The T-Square is represented by the block of the opposing action/drive (Mars) and structure/discipline (Saturn) forces. When these two elements clash‚ the squares (boiling energy) causes a friction between the two forces‚ causing the individual two solve the tension and find the balance. As the T-Square is an unstable pattern‚ the solution is found within the other side of the apex that provides
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and interview of some manager of Square Pharmaceuticals Ltd. 1.4 Methodology • The entire report was dependent solely on secondary data‚ taken from the annual report of Square Pharmaceuticals Ltd. and books. • Some primary data were obtained by interview. 1.5 Limitations The limitations to produce this report are as follows:- • The accuracy of the report depends upon the accuracy of the information furnished by our text book and from annual report of Square Pharmaceuticals Ltd. as well.
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1. INTRODUCTION Ethics has been perceived as one of the most important factors in establishing good corporate governance. Information Technology (IT) plays an increasing role in helping modern organizations to achieve their goals‚ and it has become critical in creating and implementing effective IT governance mechanisms. The increased use of information technology has raised many ethical issues for today’s IT professional.– Licensing of IT professionals – Internet communication – Intellectual
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We are asked to determine if gender influences the choice of a major. Conducting a Chi Square Test of Independence allows us to draw a conclusion. Two variables that are categorical is required to complete a Chi Square Test of Independence (Mirabella‚ 2011). The purpose of this test is to determine if variables are independent or dependent from one another. To see the relationship between two variables‚ we are to use cross tabulation. Cross tabulation is when we display information for two variables
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CLINICAL ETHICS CLINICAL ETHICS Ethical issues concerning the relationships between medical practitioners and the pharmaceutical industry Paul A Komesaroff and Ian H Kerridge RELATIONSHIPS INVOLVING medical practitioners and the pharmaceutical industry raise serious concerns and The Medical Journal of the medical profession and the controversy within bothAustralia ISSN: 0025-729X 4 February 2002 176 2 118-121 broader community.1‚2 Within the profession itself views differ sharply‚ from the
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STUDY OF OB IN SQUARE TEXTILE LIMITED Chapter-1 Introduction 1. Origin of the Report: This report is prepared as a requirement of the course curriculum of ‘Human and Organizational Behavior’ by studying organizational behavior practice in Square Textile Limited. I have selected Square Textiles Ltd. By interviewing senior manager of HR‚ I came to know about various aspects of OB are practiced in this organization. Though it is a textile‚ it has proved itself in the related industry as a
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varies as Inverse Square of their distances‚ people began to correlate every activities of nature and predict its effect accurately. 1. Kepler’s laws Tycho Brahe’s largest and most accurate collections of planetary observations helped Kepler to present the first ever natural laws First law: Two planets P1 and P2 move on separate ellipses with the Sun at a common focus. Second law: For planet P1 the line SP1 sweeps out equal area in equal intervals of time. Third law: The square of the time taken
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http://smallb.in/bank-schemes Name of the Company : * | | 2) Constitution : * | | 3) Date of Incorporation * | (dd/mm/yyyy) | 4) Date of commencement of Activity * | (dd/mm/yyyy) | 5) Group to which it belongs to (if any) : | | 6) Name of Directors : * | Name | Designation | Tel No. | Email Id | % of Share Holding | | | | | | | | | | | | | | | | | 7) Address of the Company : | a) Registered Office Address : * | Address | | Place | | Pin
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Biology 103 Test 4 Chapters 9‚10‚11‚12 Multiple Choice 1) A monohybrid cross is A) the second generation of a self-fertilized plant. B) a breeding experiment in which the parental varieties have only one trait in common. C) a breeding experiment in which the parental varieties differ in only one character. D) a triploid plant that results from breeding two very different plants. E) a breeding experiment in which the parental varieties have only one prominent trait. 2) Which of the
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