ABSTRACT The project entitled is “A STUDY ON NON PERFORMING ASSETS IN INDIAN OVERSEAS BANK WITH REFERENCE TO KODAMBAKKAM BRANCH”. The research study was done on the problems of credit risk faced by the Indian Overseas Bank after lending loans to the customers. The main objective of the study is to find out the level of Non Performing Assets‚ which affects the performance of bank pertaining to kodambakkam branch. The study also goes on in examining the recovery procedure that are followed
Premium Balance sheet Asset Credit rating
NON PERFORMING ASSETS(NPA) WHAT IS A NPA (NON PERFORMING ASSET) Non Performing Asset means an asset or account of borrower‚ which has been classified by a bank or financial institution as sub-standard‚ doubtful or loss asset‚ in accordance with the directions or guidelines relating to asset classification issued by RBI. Non-performing asset (NPA) shell be a loan or an advance where; i. interest and /or installment of principal remain overdue for a period of more than 90 days in respect of a
Premium Debt Asset Bank
International Journal of Economic Practices and Theories‚ Vol. 1‚ No. 2‚ 2011 (October)‚ e-ISSN 2247 – 7225 www.ijept.org A Comparative Study of Non Performing Assets in Indian Banking Industry by Pacha Malyadri‚ S. Sirisha Principal‚ Government Degree College‚ Osmania University‚ Andhra Pradesh‚ India Institute of Technology and Management‚ Warangal‚ Andhra Pradesh‚ India drpm16@yahoo.co.in‚ sirisha@itm.edu Abstract. The Indian banking system has undergone significant transformation
Premium Bank
CHAPTER 1 INTRODUCTION 1.1 Non-Performing Loans(NPLs) Non-performing loans (NPLs) can be defined as defaulted loans‚ which banks are unable to profit from. Usually loans falls due if no interest has been paid in 90 days‚ but this may vary between different countries and actors. Defaulted loans force banks to take certain measures in order to recover and securitize them in the best way. (Ernst & Young‚ 2004) and there also the definition of impaired loans is loans that have not expired
Premium Inflation
CHAPTER: 1 EXECUTIVE SUMMARY Executive Summary A project has been prepared under the title of ‘Non Performing Assets in Surat’. First of all the information regarding the banking industry is given. In that various facts regarding the bank industry is being provided. Also the various types of non performing assets. The brief introduction of non performing assets is given. In this the definition‚ various benefits‚ objective‚ limitation etc. are mentioned. Then a analysis of data is
Premium Bank
Non Performing Loans: Comparative Analysis of India and Pakistan Name Department Course Title Course Instructor Date Table of Contents Sr. No Topic Page No. 1. Executive Summary 2 2. Introduction 3 3. Non performing Loans: An Overview 5 3.1 Definition 5 3.2 Effects of Non performing loans 6 3.3 Relationship between NPL and Bank’s profitability 7 4. NPL: India Vs Pakistan 7 4.1 Background 7 4.2 Structure and Ownership of banking structure
Premium Bank Financial services
HSIIDC A STUDY ON NON PERFORMING ASSETS OF HARYANA STATE INDUSTRIAL & INFRASTRUCTURE DEVELOPMENT CORPORATION LIMITED (An ISO 9002 certified Institution) PROJECT REPORT Submitted in partial fulfillment of the requirement for the award of Two year full
Premium Mortgage loan Loan Debt
Transfer of Non-Performing Assets between Banks and Beyond Niloy Pyne comments on the recently issued ruling of the Supreme Court‚ in the case of ICICI Bank Limited Versus Official Liquidator of APS Star Industries Ltd. & Ors. on whether non-performing assets (NPAs) can be transferred between banks without the concurrence of the borrowers. Background This case involved a transfer of Non Performing Assets (NPAs)‚ relating to the borrower‚ APS Star Industries Ltd.‚ from ICICI Bank to Kotak
Premium Bank Finance Debt
1. a. EXECUTIVE SUMMARY The project is entitled “A study on The Management of Non-Performing Assets in the Canara Bank’s Loan Portfolio” is done at the Canara Bank‚ Donimalai Township‚ Sandur (TQ)‚ Bellary (Dist)‚ Karnataka State. INTRODUCTION: An efficient financial management is becoming inevitable for every manager in today’s corporate world. From a traditional aspect of raising funds whenever needed the importance has shifted to day to day financial decision making and problem solving
Premium Bank
INTRODUCTION V and Y Productions Limited (VYP)‚ established in October 2004‚ is an independent TV production company based in the UK that makes programmes for a variety of TV broadcast organisations. It is founded by Steve Voddil and John Young‚ who were programme directors worked in TV broadcast companies. VYP is not listed on either a main stock exchange or the alternative investment market. It has a market share of 1.4% and generated total revenue of £28.6 million in YA 2011‚ almost 39% growth
Premium Profit Profit margin Production company