A personal financial advisor is a person who gives advice on many things‚ including investments‚ insurance‚ mortgages‚ college loans and savings‚ estate planning‚ taxes‚ and retirement. Their job is to help people manage their money in a good way. They have the responsibilities of helping their clients plan for their short and long-term financial goals. I expect to learn about the day-to-day responsibilities that they have. I have chosen to do this career because it interests me. For an entry level
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1. Which of the following is an example of systematic risk? IBM posts lower than expected earnings. Intel announces record earnings. The national trade deficit is higher than expected. None of the above. 2. Which of the following is an example of unsystematic risk? IBM posts lower than expected earnings. The Fed raises interest rates unexpectedly. The rate of inflation is higher than expected. None of the above. 3. What
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of chemical bonds? Valence electrons are the electrons that are on the outermost shell of the atom’s electrons which are can be either given away‚ added‚ or to be shared. When these electrons are given away‚ added to or shared‚ there is a chemical change occurring and the compound that is formed is changed from the original elements. This is called bonding which is pretty much the realm of the electrons. It is the sharing of electrons from each atom that define the chemical bond. Because all
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End of chapter revision questions for the mid term exam Rose Ch5 Questions 3‚ 6‚ 7 Ch 6 Questions 4‚ 5‚ 9 Rose Ch 17 Questions 7‚ 8 Ch 12 Questions 3‚ 6 5-3. If you know the following figures: |Total Interest Income |290 |Provision for Loan Loss |10 | |Total Interest Expense |205 |Income Taxes |15 | |Total Noninterest Income |27 |Dividends to
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Municipal bonds are debt obligations issued by states‚ cities‚ counties and other governmental entities to raise money to build schools‚ highways‚ hospitals and sewer systems‚ as well as many other projects for the public good. When you purchase a municipal bond‚ you are lending money to an issuer who promises to pay you a specified amount of interest (usually paid semi-annually) and return the principal on a specific maturity date. Not all municipal bonds offer tax exemptions from both federal
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Abacus Inc. has asked you price a 5 year bullet bond issue for them‚ with Price‚ Yield to Maturity and Modified Duration. There are no comparable existing issues in the secondary market either by Abacus or a competitor and so you will need to price the issue from scratch. You have the following set of US Treasury bond data and consultations with your Bank Equity Analyst and Debt Analyst suggest that a Z-spread for Abacus of 200 bps over Treasuries and a coupon rate of 6.5% should be appropriate
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Investments in which the owners hope to increase its value. Lesson 3 (3.0 points) 1.What are stocks? (0.5 points) Investment in which you can by partial ownership in a company 2.What are bonds? (0.5 points) Debt investment in which you give the government or company money and they send back a bond promising to pay you back sometime in the future 3.What is fraud? (0.5 points) Illegal dishonest behavior by a company. 4.What is an annuity? (0.5 points) An agreement in which you pay a company
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The Effectiveness of Personal Responsibility Even though the bare minimum is enough to get by‚ exercising personal responsibility has proven to make me more successful. Personal responsibility ranges from being at the right place at the right time‚ to taking ownership and accepting the consequences for all actions. It plays a huge role in one’s daily lives‚ as well as college success. Something as simple as writing out tasks and events on a planner can lead to mastering personal responsibility as long
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The Importance of Personal Responsibility GEN/200 As an adult you are responsible for every action that you take‚ but before that action are a series of thoughts that lead you to taking that action. Your personal responsibility starts at a young age‚ you are either taught personal responsibility as you grow into an adult by being held accountable of your own actions or the responsibility is taken from you. Depending on how you were brought up your transition into becoming an adult can either
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My Personal Experience Throughout the duration of the ‘Managing People & Organisations’ module‚ I have learnt my strengths and weaknesses. I believe one of my personal strengths was undertaking background research. I was constantly testing my ability to research and present findings through every task of this module. However‚ there is always room for improvement and this module helped adapt that. We were given many opportunities to present our research findings through group work‚ in the format
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