A STUDY ON THE FACTORS AFFECTING THE N.P.A OF PUBLIC SECTOR BANKS A dissertation submitted to IMIS for partial fulfillment of the degree of PGDFC INDRANEEL CHOUDHURY 09FC041-PGDFC UNDER THE GUIDANCE OF Dr. USHA KAMILLA INSTITUTE OF MANAGEMENT AND INFORMATION SCIENCE BHUBANESWAR 2009-2011 DECLARATION I hereby declare that the report on ”Study on factors affecting the Non Performing Assets of Public Sector Banks” prepared by me under the guidance of Prof. Dr. Usha Kamilla‚ is best to my knowledge
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Factors affecting pre-natal development a. Maternal Health Since the placenta cannot filter out extremely small disease carriers‚ such as viruses‚ children can be born with malaria‚ measles‚ chicken pox‚ mumps‚ syphilis‚ or other venereal diseases that have been transmitted from the mother. Rubella is the most widespread of the viruses that have a teratogenic effect. If a pregnant woman contracts rubella in the first three months of pregnancy‚ she is likely to give birth to a child with
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CM206: Interpersonal Communications Unit II Self-Concept Assignment Steven W. Wimberly 09/06/2015 One change I would make with my self-perception would be the way I see same-sex attraction because it has little to do with my sexuality‚ but a lot to do with my self-image and self-worth since I am gay. I have always noticed most of us guys who are gay and or experience same-sex attraction have good self-images; and we get along well in life. But I have to say that I have low feelings of self-worth;
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Listening: Effective Interpersonal Communication Mark McLean BUS600 Prof. Donny Bagwell August 8‚ 2011 Listening: Effective Interpersonal Communication Modern day business managers spend the majority of their time communicating in one form or another‚ either by e-mail‚ on conference calls‚ in meetings‚ teleconferencing or face to face. As Eccles and Nohria (1992) point out‚ “managers spend very little time by themselves…they spend most of their time interacting with others – both inside
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(Malaysian Communication and Multimedia Commission‚ MCMC) The market for the telecommunication industry in Malaysia is highly competitive. This industry is currently dominated by 3 operators Telekom‚ Maxis and DiGi. For example‚ as Maxis Communications Berhad (“Maxis”) being one of the most favorable choice for users‚ Maxis believes that the main competitive factors in the mobile services market are network coverage‚ service quality‚ pricing and brand. Therefore‚ these could be the main factors that determine
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Environmental factors affecting obesity 1. introduction 2. method equipment 3. budget 4. time frame Calorie Consumption In America‚ a changing environment has broadened food options and eating habits. Grocery stores stock their shelves with a greater selection of products. Pre-packaged foods‚ fast food restaurants‚ and soft drinks are also more accessible. While such foods are fast and convenient they also tend to be high in fat‚ sugar‚ and calories. Choosing many foods from these areas may
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Emotional Challenges in Interpersonal Communication Each and every one of us faces personal trials that trigger difficult-to-manage emotions that affect our communication‚ relationships‚ and the quality of our lives. We refer to them as emotion challenges of communication. The most common emotional challenges that we all face are anger‚ passion‚ and grief. We get angry when we’re mad and even sad. We have passion in what we do and how we feel and we have grief when we lose someone or something
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Factors Affecting Rational Choice Most consumer behavior analyses and programs seek to dig out consumers’ needs and wants‚ which direct their purchasing and decision behaviors. Consumer behavior and choice are complex‚ inherently dynamic and potentially affected by a number of factors. According to this‚ it seems that the rational choice theory should make some adjustments to be adopted to this increasingly more dynamic reality and marketing environment and thus set a realistic and stable base for
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Statement of the Problem It is little wonder that business experts commonly cite inventory management as a vital element that can spell the difference between success and failure in today ’s keenly competitive business world; inventory can be nuisance‚ necessity or convenience. Organizations place stock in a subsidiary rather than a central position‚ but still an important element in operational effectiveness and often appear on the balance sheet as biggest current assets taking up a lot of money
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CHAPTER 1 INTRODUCTOIN Many factors can affect academic performance‚ which means how a person does on schoolwork. The physical condition of the student has a great deal to do with that person ’s ability to do a good a good job on anything and to understand anything. For example‚ if the student has poor eyesight‚ he or she might not be able to read well. If the student has a hearing impairment‚ he or she might not be able to listen to and understand instructions. If the
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