Time Value of Money Danielle Kaplan B6022-P A01 Calculate the future value of 100‚000 ten years from now based on the following annual interest rates 2 ( 100‚000 x (1.02)10 121‚899 5 ( 100‚000 x (1.05)10 162‚899 8 ( 100‚000 x (1.08)10 215‚892 10 ( 100‚000 x (1.10)10 259‚374 Calculate the present value of a stream of cash flows based on a discount rate of 8. Annual cash flow is as follows Year 1 100‚000 ( 100‚000 / (1.08) 92‚592 Year 2 150‚000 ( 150‚000 / (1.08)2 128‚600 Year 3 200
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Time Value of Money Project Show all your work! Name _________________ 1. If Mrs. Beach wanted to invest a lump sum of money today to have $100‚000 when she retired at 65 (she is 40 years old today) how much of a deposit would she have to make if the interest rate on the C.D. was 5%? a. What would Mrs. Beach have to deposit if she were to use high quality corporate bonds an earned an average rate of return of 7%. b. What would Mrs. Beach have to deposit if she
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beneficial to pay off the debt vs. putting money in a savings account? Explain the pros and cons of either option. I think with a 14% interest rate is would be beneficial to pay off the debt instead of putting money in a savings account. I would pay it off as fast as possible because the cost would be after 1 year with 14% $11‚449.00‚ and after four years $17‚181l86. This would be a big lump sum of money I could save if I pay it off fast. Pros and cons of saving money: I would have some savings I could
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Persuasive Essay December 4‚ 2013 Word Count: 1073 “One and Done” For the past 7 years high school basketball players have had to be one year removed from high school and at least nineteen years of age if they have wanted to participate in the NBA draft. Before this time‚ high school basketball players had the option of leaving high school after their senior year in hopes of playing in the NBA. College was not a requirement for these athletes. This became very controversial when many players
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Many students are afraid to attend college because of the ever rising cost of tuition. Of course‚ parents and teachers will still ask‚ “why are high school students so apprehensive about college?” They may understand that choosing a college and sending applications is a bit daunting‚ as well as choosing a major. However‚ unlike in their day and age‚ college prices have skyrocketed. As Andrew Hacker and Claudia Dreifus put it in their article “Are Colleges Worth the Price of Admission?”‚ “Tuition
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“The Power of Self-Worth” It was the summer of 2001 and I had lost all sense of personal identity and value. I was married to a physically abusive woman and had two beautiful‚ innocent‚ children that were experiencing abuse as a demonstration of love. I became an alcoholic‚ lazy father‚ and an overall worthless man. I was struggling everywhere and instead of seeking help‚ I sought out anything that drowned out the reality of my life. Thoughts of running away‚ murder‚ or suicide would circulate through
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"Carmen smiled‚ ‘I am poor‚ but I am rich. I have my children‚ I have a garden with roses‚ and I have my faith and the memories of those who have gone before me. What more is there? ’" (Ryan 76). Even when it looks like Esperanza has nothing‚ she has much because of love from her family and her friends. Before Esperanza ’s father died and her life seemed to fall apart‚ Esperanza had not realized how fortunate it was to have a surrounding where people loved and cared about her. "Tomorrow was her
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Q. 1 Jim makes a deposit of $12‚000 in a bank account. The deposit is to earn interest annually at the rate of 9 percent for seven years. How much will Jim have on deposit at the end of seven years? Q. 2 Find the present value of $10‚000 to be received at the end of 10 periods at 8% per period. Q.3 What is the value of the following set of cash flows today? The interest rate is 8% for all cash flows. Year Amount 1 Rs. 3000 2 Rs.5000 3
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The average person is in front of a screen for 7.5 hours a day?What is screen time?Screen time is a certain amount of time spent using a device such as a computer‚ television‚ or games console‚ or any type of screen.7.5 hours may seem like an over exaggeration but it is not‚but many don’t know just how bad screen time is.Screen time should be limited to a maximum of three hours or less because too much screen time affects children’s‚ grades‚ their social skills‚ and their health negatively and something
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Time Management and Motivation for Me the Student Idell Heiny GEN/200 March 14‚ 2011 Lisa Stepp A problem in my day-to-day life that I would like to work on is my time management. I would also like to find a way to stay motivated with school. Time management is a skill I lack and motivation is something I need. I need to learn how to fight management problems such as procrastination and bad habits. If I can only learn how to prioritize tasks and possibly categorize them it might help me with
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