Credit card debt is a major cause of over one million bankruptcies each year. The reason is that many people get a credit card without researching and reading the fine print. By the time annual fees are added on‚ along with spending indiscriminately‚ payments are missed‚ which causes their balance to skyrocket. Although we all like to place the blame on the credit cards and the credit card companies‚ you need to keep in mind that the real cause of your financial mess is you. One shopping
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The concept of using a card for purchases was described in 1887 by Edward Bellamy in his utopian novel Looking Backward. In the novel‚ Bellamy used the term credit card eleven times. But it is actually referred to a card for spending a citizen’s dividend from the government‚ rather than borrowing. In 1800s‚ consumers and merchants used credit coins and charge plates as currency for exchanging the goods through the concept of credit. However‚ it wasn’t until about half a century ago‚ the things
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Credit Cards: Paying Minimum or Paying Extra Early Though one is only required to pay the monthly minimum payment on a credit card‚ paying it off early by making more than the minimum monthly payment is not only good for one’s credit score‚ but it can save one a lot of money in the long run. The amount of interest accrued over a longer amount of time can be much larger than the amount that can accumulate in a shorter length of time. For example‚ if I had a credit card balance of $7890‚ I could
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The essay “The Credit Card Company Made Me Do It!” seems to be a fairly sound argument especially when taking Kairos into consideration‚ because the audience this paper was aimed towards hit home. The author talks about teenagers living the carefree life going on crazy shopping sprees with new credit cards that seemed to have “no strings attached‚” but little did they know their shopping trips were about to come back to bite them in the butt. The diction used seemed to be a good blend between formal
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Speech Persuasive Speech Guidelines Time Length: 5-7 minutes Topic: You will choose a topic for your persuasive speech. When considering a topic: ● will you have enough information to cover for the length of the speech? ● will your audience be interested in your viewpoint on this topic? ● will you enjoy researching this topic? Outline: Once you have received approval for your topic‚ you will need to create an outline. This will help you plan your research and delivery of your speech. Visual Aids:
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Please work on the highlighted parts of this worksheet and bring it to class on Friday‚ April 25th for participation points. PERSUASIVE SPEECH PREPARATION WORKSHEET Name Alexia Higginbotham Section ___________________________________ 1. What is the topic of your speech? ______________Eating healthy____________________________________ 2. Are you speaking on a question of fact‚ value‚ or policy? ______________fact
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Assignment Delivering a Persuasive Speech You will be delivering your speech today. The rubric that your teacher will use to grade your speech is on the next page. Read the hints below and review the rubric. Then get ready to take the spotlight! Note: You do not have to turn this page into your teacher. Your grade will be based on your oral presentation. (75 points) |Score | | | Here are the elements to look for in your own speech and as you listen to
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Orwell shows us how important squealer is in the novel by showing us how effective his language is when performing his persuasive speeches on behalf of the other pigs. In Squealers first speech he explains to the animals that the pigs are eating all the apples and the milk out of good will when they supposedly strongly dislike them. He uses several techniques which persuade the animals into believing all that squealer says is true; he uses rhetorical questions for example: “You do not imagine
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When delivering a persuasive speech‚ it is important to think about the ethical appeal‚ or ethos. Simply put‚ you will be able to convince more people if they believe you are a credible source‚ you have done your homework and you are putting forth the necessary information. I argued that the speaker’s credibility must be built and established in each speech; that what the speaker did or said before did not matter. It is important to realize that nowadays there are three different types of credibility
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Whether it’s credit card expenses or other unsecured debt‚ paying down bills can often leave people feeling overwhelmed. Magnifymoney.com released a survey in 2014 that said that more than 40% of all adults have credit card debt with the average balance being more than $10‚000. If you were to only make the minimal payment on it‚ it would take years to pay it off. Accruing debt is a lot easier than paying it off‚ but with discipline‚ there is hope for anyone wanting to get out of debt. Here’s 5
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