Citi Research Equities 20 May 2013 │ 7 pages Retail REIT’s (GICS) │ Real Estate Investment Trusts (Citi) Asia Pacific │ Singapore CapitaMall Trust (CMLT.SI) Alert: NDR Takeaways We hosted CMT management on a non-deal roadshow to Hong Kong — Key Company Update Event takeaways are presented below. Investors were interested in management’s view on current trends in the retail sector (especially in light of the labour crunch) as well as acquisition and asset enhancement opportunities
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but for the people who borrow for get a house or a car would be worse off for them‚ because will cost more to finance their purchase. 7. What is the basic activity of banks? Store money Storing money for customers is the most classic of banking activities. Traditional banks‚
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“There are over 1.6 billion Muslims alive in the world as of 2010”‚ according to senior editor lipka. The author from the book Burqas‚ Baseball‚ and Apple Pie tries to tell the readers that there are many different kinds of Muslims. Just as there are many different types of denominations within the Christian society. Globally there are Muslims that are more conservative like the Orthodox Muslims‚ there are the more secular Muslims‚ and even a small percentage of extremist Muslims. That everybody
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Question: Can Singapore Become Asia’s Leading Financial Centre? A financial centre can be defined as central locations where there are a large number of financial institutions such as banks and capital markets that allow currency to be collected‚ switched‚ disbursed and exchanged. Going forward‚ I will be listing down the factors leading to a successful international financial centre‚ the current state‚ challenges‚ strengths and weaknesses of Singapore’s financial centre‚ as well as proposed recommendations
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Introduction E lectronic banking is an umbrella term for the process by which a customer may perform banking transactions electronically without visiting a brick-and-mortar institution. The following terms all refer to one form or another of electronic banking: personal computer (PC) banking‚ Internet banking‚ virtual banking‚ online banking‚ home banking‚ remote electronic banking‚ and phone banking. PC banking and Internet or online banking are the most frequently used designations. It should
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Core banking and its importance in today’s banking environment 1.1. Definition and functionality Before elucidating what drives banks to modernize their core banking systems and how to start a major project like this it is important to understand what the term core banking refers to and how a core banking system is defined. The answer to the question “what is a core banking system?” varies by whom you ask. However‚ the answer is significant for the scope of a core banking modernization initiative
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The term fraud is defined in different ways by different authors. Boniface (1991) defined fraud as any premeditated act of criminal deceit‚ trickery or falsification by a person or group or persons with the intention of altering facts in order to obtain in due personal monetary advantage. It usually involves the perpetration of some forgery or falsification of documents or illegal authorisation of signature. The certified fraud examines in Adeyemo (2012) defines fraud as illegal acts characterized
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Comparison between Islamic Banking and Conventional Banking Introduction As far as commercial banking is referred‚ there are two main differences from the traditional approaches (conventional or Islamic)‚ and these are very significant evolutions. One is that this method believes commercial banks as serving providers‚ rather of like “money lenders” (conventional) or “investing-collaborators” (Islamic). Interest-free banking is inferred as a sub-model; the conventional banking is considered as an
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of marketing information from its multiple sources. Position of banking sector in Bangladesh A bank is a financial institution and a financial intermediary that accepts deposits and channels those deposits into lending activities‚ either directly by loaning or indirectly through capital markets. A bank is the connection between customers that have capital deficits and customers with capital surpluses.The Bangladesh banking sector relative to the size of its economy is comparatively larger than
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paper’s main aim is to find out which banking system‚(Islamic or conventional) performed better overall.11 different ratios were used and they were grouped into 4 different categories which are Profitability‚Liquidity‚Risk and solvency‚and Efficiency. 5 banks from Islamic will be compared with another 5 banks from conventional banking for a period of 5 years that is from years 2006 to 2010. To see whether there is a difference in the performance of the two banking systems which are Islamic and conventional
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