THE INTERNATIONAL CORPORATE BANK (now UNION BANK OF THE PHILIPPINES)‚ petitioner‚ vs. SPS. FRANCIS S. GUECO and MA. LUZ E. GUECO‚ respondents. DECISION KAPUNAN‚ J.: The respondents Gueco Spouses obtained a loan from petitioner International Corporate Bank (now Union Bank of the Philippines) to purchase a car – a Nissan Sentra 1600 4DR‚ 1989 Model. In consideration thereof‚ the Spouses executed promissory notes which were payable in monthly installments and chattel mortgage over the car to serve
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There are tips on how to combat it but‚ ultimately‚ the problem of procrastination is best solved by self-motivation‚ according to Patricia Hartley‚ the Student Academic Research Center’s coordinator of tutoring and academic outreach. At 12:45 p.m. on March 24‚ Hartley paced back and forth in front of room 221 of the UCF Student Union as she prepared for her 40-minute long lecture that would discuss techniques and resources to help students avoid procrastination. She began her presentation by asking
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Historical Background The Filipino Revolutionists won against the Spaniards who colonized us for more than 300 years. Our flag was hoisted on June 12‚ 1898 as a symbol of our independence. Gen. Emilio Aguinaldo was elected the first President of the Philippine Republic but this was short-lived. The Fil.-American was resulted in the defeat of Gen. Miguel Malvar in 1903. The peace movements started as early as 1900. Many Filipinos started writing again and the nationalism of the
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around us. In my own metropolitan area there was recently a horrible event. On January 26 Darion Aguilar arrived at Columbia Mall in Columbia‚ Md. He hung around the mall for a short while before assembling a shotgun in a back room then opening fire at a retail store killing two people then himself. Howard County Police department were called and investigated the incident. They found that Mr. Aguilar had no criminal record and legally purchased the gun he used about a month before the incident.
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M.‚ de Jong‚ E. J.‚ & Cobb‚ C. D. (2008). SEeIng through a Bilingual Lens: Structural and Ideological Contexts of Structured English Immersion in Three Massachusetts Districts. Journal Of Educational Research & Policy Studies‚ 8(2)‚ 41-67. Rios-Aguilar‚ C.‚ Gonzalez-Canche‚ M.‚ Moll‚ L. C.‚ & University of California‚ L. (2010). Implementing Structured English Immersion in Arizona: Benefits‚ Costs‚ Challenges‚ and Opportunities. Civil Rights Project / Proyecto Derechos Civiles‚
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Foreign Corrupt Practices Act To be successful‚ companies must conduct business internationally. There have been many cases of corrupt business practices‚ such as bribing foreign officials and money laundering. The Foreign Corrupt Practices Act (FCPA) was created to address these issues. The following discusses risk management and the board of directors‚ managing compliance risk‚ anti-corruption trends‚ and how supplier codes can help handle third-party risks. Risk management and the Board
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Tenochititlan to the Spaniards. When Cortes first came to Mexico‚ he did not know the language spoken by the Indian tribes. He was fortunate enough to have two interpreters; Aguilar‚ a shipwrecked Spaniard who had learned the Maya language‚ and Malinche. Malinche was a young maiden “given” to Cortes as an offering. Between her and Aguilar‚ Cortes was able to become familiar with the way the Aztecs lived‚ thought‚ and fought. He used this tactic to aid in expedition and to guard against any attacks. By
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Chapter 3 is titled "Basic Underlying Concepts: Privacy‚ Probable Cause‚ and Reasonableness." Privacy refers to an American citizen’s expectation of privacy. Probable cause is usually needed by law enforcement officers before they can arrest an individual as well as search with or without a warrant. Reasonableness refers to the standard of searches and seizures to be valid under the Fourth Amendment. Katz v. United States (1967) is the case that demonstrated a change in the interpretation of
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HISTORY Las Piñas was one of the earliest fishing settlements on the shores of Manila Bay and was proclaimed a town either in 1762 or 1797. Its exact date of creation cannot be ascertained because historical records vary. Cavada‚ a Spanish historian and Fr. Juan Medina placed it at 1762‚ while Buzeta recorded the date at 1797. Besides being famous for its Bamboo Organ‚ which was built by Fr. Diego Cera and completed in 1824‚ the town of Las Piñas was also a major war theater during the 1896 Philippine
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Office of the Academic Affairs AQUINAS UNIVERSITY OF LEGAZPI Rawis‚ Legazpi City MIDTERM EXAMINATION SCHEDULE 1st Semester SY 2013-2014 Day 3‚ September 6‚ 2013‚ Friday Subject Code Exam Room Day Original Schedule of Classes Section Room Time Instructor 7:30-8:30 BA 202 T-110 MWF 3:30-4:30 2FM T-116 Barlizo Arnold BA 202 T-111 MWF 4:30-5:30 2MM/HRDM T-116 Barlizo Arnold TOURISM 106 T-129 TH 9:00-10:30 4HM2 HRM LAB
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