E) Altman Z-score Years 2012 (RM’000) 2013 (RM’000) X1= = 0.3833 = 0.2760 X2= = 0.3975 = 0.2977 X3= = 0.4248 = 0.4423 X4= = 0.3841 = 0.2801 X5= = 2.3047 = 2.3596 Z score for year 2012: Z= 1.2 (0.3833) + 1.4 (0.3975) + 3.3 (0.4248) + 0.6 (0.3841) + 1.0 (2.3047) = 4.9535 Z score for year 2013: Z= 1.2 (0.2760) + 1.4 (0.2977) + 3.3 (0.4423) + 0.6 (0.2801) + 1.0 (2.3596) = 4.7352 The performance of the company in year 2013 decrease (0.2183) if compared with year 2012. However
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ERG Smart Cards: Crafting Strategy for a New Horizon CASE BACKGROUND In 1978‚ Associated Electronic Services Ltd (AES)‚ a Perth-based engineering company‚ began developing an automated fare collection (AFC) system. In 1984 AES won a contract for an AFC system in Toronto‚ Canada. That same year Energy Research Group (ERG) was listed on the stock exchange. ERG was a venture capital-backed company‚ researching various technologies including an electronic sign board and a manufacturing process for
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North America Equity Research 26 June 2009 eBay‚ Inc An in-depth look at PayPal’s Business With eBay focusing on PayPal as the primary engine of its growth‚ we take a deeper look at the value of the Payments unit‚ and its growth opportunities over the coming years. We continue to believe the upper range of the company’s outlook for $4B-$5B in F’11 revenues could be difficult to reach‚ but think $4B could be achievable. At a 20x multiple to our F’11E segment Net Income‚ the PayPal business would
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Disadvantages of Credit Cards Mehmetcan Sevim 070090077 Faculty of Management Faruk Çetiner 070090005 Faculty of Management Ceylin Ulusel 020090306 Faculty of Architecture English 201 Esra Sancak December 28‚ 2011 Disadvantages of Credit Cards Thesis: It is argued that credit cards are beneficial for individuals however they bring many financial problems‚ trigger consuming and cause psychological conflicts in long-term
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Response to Intervention Plan In considering the results of Jarrod’s reading assessment scores‚ it was observed that Jarrod is in the lowest percentile in the areas of rate‚ fluency‚ and rapid symbolic naming. Jarrod is in the 86th percentile in phonemic awareness and given his age and grade level‚ the recommended course of action to improve Jarrod’s reading would be to focus on fluency‚ specifically his rate of reading. Pre-Assessment Data On the GORT-5‚ Jarrod’s average rate was one minute and
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Final Report on Criss Cross Pizza Rasmussen College Author Note This essay is being submitted on June 16‚ 2013‚ for Daniel Hellebuyck’s B119 Customer Service course. The company I am doing my report on is Criss Cross Pizza. This company was started back in 2010 with one thing in mind; the community and the customer (T. M. Cross‚ personal communication‚ May 30‚ 2013). The business was started by a married couple who had wanted to start the business for a long time. When the doors
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1) The problem with Angelo’s Pizza is that it has no strategic human resource planning. Strategic HRM is about planning to meet the organizations human resource requirements well in advance of the actual required date. The high level goals for strategic HRM will be derived from the organizations overall strategic planning. For example‚ Angelo’s Pizza started out from a single shop enterprise and then expanded three stores. However‚ there was no plan is place about the enhanced human resources which
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attractiveness 32 11.4 Marketing effectiveness 32 11.5 Legal compliances 32 12.0 STRATEGY ASSESSMENT (Tina) 33 Reference 35 1.0 Introduction (Mila) This report has been compiled to gain an understanding of marketing strategy of Hell Pizza chain operator based in New Zealand. The company operates through 65 outlets in New Zealand and franchised in Britain‚ Canada‚ India‚ Korea and Australia (Restaurant and Food Services Industry in New Zealand‚ 2012). In this report only New Zealand’s
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interest‚ I would prefer an interest rate that compounds annually because annually would cost you less than quarterly. 2. a. What is the total balance of Jessie Robinson’s real estate account? The total balance of Jessie Robinson’s real estate account is 19‚000 b. What is the total balance of Jessie Robinson’s revolving account? The total balance of Jessie Robinson’s revolving account is 500 c. Has Jessie Robinson ever applied for bankruptcy? No‚ Jessie Robinson has never applied
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How much do How much do credit card companies know about you? 1. What competitive strategy are the credit card companies pursuing? How do information systems support that strategy? Credit card company keep tracks of their cardholder‘s credit usage and classified them into different category. This allows credit card companies to learn a great deal about each of its customers at a glance. Overall‚ the credit card company uses various methods to understand all of the cardholder’s spending habits
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