TIME VALUE Time Value • Interest Rates • Compounding • Discounting • Effective Rates • Annuities • Perpetuities 2 Interest Rates • Types – Bank rate vs. Prime rate – Mortgage rates – Deposit‚ Loan‚ Credit rates • Movement – Demand / Supply – Inflation/ Deflation – Government intervention 3 Main Components 1. Real 2. Inflation 3. Risk *Note: - Risk Free (Rf) = Real + Inflation - Nominal = Rf + Risk Premium 4 Risk Free & Real Rate • Risk Free (Rf) = Real +
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Value Alignment for Wal-Mart Fadi Anadri‚ Betrina Hood‚ Schercitha Miller‚ Samantha Redfearn BUS/475 Bill Crigger July 21‚ 2010 Value Alignment for Wal-Mart An individual’s personal values depict what is important in his or her life‚ and such values often determine his or her behavior. Furthermore‚ values are an enlightenment of why people act or react the way they do‚ based on their personal beliefs. The combined values of an individual and organization must be compatible
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Personal Values Personal Values: Ethics Awareness Inventory Self-Assessment Personal Values: Ethics Awareness Inventory Self-Assessment In today’s highly competitive and globalized business world‚ effective leadership requires building interpersonal relationships that share personal values with employees. Personal values are the beliefs and principles that define the essence of a person and an organization. Values greatly influence
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Filipino values The Filipino value system or Filipino values refers to the set of values or the value system that a majority of the Filipino have historically held important in their lives. This Philippine value system includes their own unique assemblage of consistent ideologies‚ moral codes‚ ethical practices‚ etiquette‚ and cultural and personal values that are promoted by their society. Models of the Filipino values F. Landa Jocano identified two models of the Filipino value system. The first
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Value appropriation: vital in achieving sustained competitive advantage Table of contents 1 Introduction 3 2 The role of marketing 4 3 Measuring marketing productivity 5 3.1 Customer Satisfaction and future cash flows 7 3.2 Shareholder value 9 4 Creating sustained competitive advantage 10 4.1 Value creation versus value appropriation 10 4.2 Strategic emphasis in practice 11 5 How to prevent imitation? 13 6 Limitations
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Values Orientation “Cultures‚ as well as countries‚ are formed by the emergence of value systems (social stages) in response to life conditions. Such complex adaptive intelligences form the glue that bonds a group together‚ defines who they are as a people‚ and reflects the place on the planet they inhabit.” – Don Beck‚ international expert on the psychology of values. Benefits of Values Orientation * Understand organisational and individual behaviour and successful adaptation to the environment
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Date: January 28‚ 2013 1. Intrinsic Value for Oshawa: $1‚958‚680.451 2. To determine the selected intrinsic value‚ the team examined Oshawa through various avenues. Based on a WACC of .0778. If this is divided by the amount of outstanding shares‚ the share price would roughly be $51.69. This is extremely high compared to the $26 value the shares currently trade at (exhibit 4‚ closing share price). However‚ the price will have to be at a premium to the $26 to create a fair deal for
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Virtues and Values MHA 622 Healthcare Ethics & Law Dr. Teresita Gonzalez August 27‚ 2012 Virtues and Values Virtues and Values are very important to health care today. Virtues and values are not about what a person wants to be‚ but rather virtues and values are about who a person really is. Any changes or decisions will always require people or even the patient ’s to examine their values and virtues. ( Sheryl‚ 2010). Virtue can be defined as the difference between
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Article Analysis Family values have changed a lot over the past few decades. The main reason for this is because society has been changing and becoming more open‚ therefore values for families and individuals have changed with it. The writer of “Values‚ Family‚ and a Changing Society” (F. Ivan Nye) takes the time to define different types of values and how they have defined family values. The message of the article is talking about how societal change has been shaping the values of family and life in
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Moral Values versus Academic Subject Matters Good morning faculty and Students “Welcome back to a new and rewarding School year” was the first thing I heard Principle Williams say as he made the announcements. The next thing on the agenda was to go over the rules of the school and classroom. It is the first day of school at Westover Elementary and the students are back in school for one hundred and eighty days. WOW! I just love my job. Well it is time to get down to business. We must go
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