ADDIS ABABA UNIVERSITY SCHOOL OF GRADUATE STUDIES DEPARTMENT OF ACCOUNTING AND FINANCE BANK SELECTION DECISION: FACTORS INFLUENCING THE CHOICE OF BANKING SERVICES By: Goiteom W/mariam June 2011 Addis Ababa BANK SELECTION DECISION: FACTORS INFLUENCING THE CHOICE OF BANKING SERVICES A Thesis Submitted to the School of Graduate Studies of Addis Ababa University in Partial Fulfillment of the Requirements for the Degree of Master of Science in Accounting and Finance By: Goiteom W/mariam
Premium Bank
FACTORS THAT AFFECT CLIENTS CHOICE OF BANK IN NUEVA VIZCAYA INTRODUCTION Every turn of events in the past decade‚ directly affect government decision. Regulatory‚ structural and technological factors have significantly changed the banking environment throughout the world (Angur‚ Nataraajan and Jahera‚ 1999; Lee‚ 2002) and resulted in intensified competition in the market place. In the United States‚ arguably‚ the intensified competition in the market place has been primarily stirred by regulatory
Premium Bank
role of chartered accountant has changed over time. They are not merely postmortem officers. Five years back‚ people used to think that the chartered accountants are Compliance Officers. Today‚ they have proved that the Chartered Accountants are not the Compliance Officers but are the Business Solution Providers. Today‚ the Chartered Accountants are the strategic partners‚ business solution provider. Their function is not restricted to accounting‚ auditing or banking. Today the Chartered Accountants
Premium Financial audit Audit Accountant
and Confederate. Reconstruction was a new era to unify and rebuild the United States. During Reconstruction the political impact was that it gave few rights to African Americans‚ the social impact was that they wanted African Americans to have a normal lifestyle‚ and the economic impact was that African Americans shouldn’t be allowed to associate with the government. The political impact on African Americans is the few rights that were given to them. During Reconstruction they issued the Reconstruction
Premium
“If we learn nothing else from this tragedy‚ we learn that life is short and there is no time for hate.” After the misfortunate event that occurred on September 11th 2001‚ it left quite the impact on the United States. Coming out of an event like 9/11 brought a lot of negative changes to the United States. These negative changes left a mark on us that affects us economically‚ politically‚ and socially. Prior to the attacks‚ the United States was already dealing with a recession‚ which the attacks
Premium Subprime mortgage crisis Unemployment Economics
Factors that impact on and influence the organisation The business environment is often an uncertain one‚ where managers are faced with many factors that impact on and influence the organisation. The micro-environment includes suppliers‚ customers and stakeholders‚ all of which influence the organisation directly. The macro-environment‚ however‚ includes factors that influence the organisation but are out of its direct control. The micro-environment is often determined by the industry the
Premium Strategic management Hotel Customer service
EXECUTIVE SUMMARY The purpose of this report is to help me prepare for a career as a chartered in Canada‚ specifically in a firm in Montreal. I would like to graduate from John Molson School of Business with a grade point average that is higher than three so that I can then apply to the CA program and become a chartered accountant. Before I do all that‚ I need to get as much information as possible about the job and about the business field in general. In this report I will be using many different
Premium Accountant Accountancy
Chinese retail banks‚ Chinese banks strategy‚ emerging countries‚ banking market share‚ Revenue and Profits‚ impact. Introduction In contemporary social and with the world econo006Dy expand. It has produced a great number of multinational banks‚ those banks in order to achieve more profit‚ they expand and develop to emerging countries‚ which is called foreign direct investment (FDI). So‚ in this report‚ in order to much better understand some information about FDI‚ especially FDI impact of foreign
Premium Bank
IMPACT OF ENVIRONMENTAL FACTORS ON HRM ABSTRACT: This article focuses Human Resource’s are to be included in the total value of a business‚ as people constitute the core element of an organization. The various factors which emerge as a challenge have been highlighted. HR manager cannot perform his job in a vacuum as a member of environment factors which affect the HRM. Environment in HRM refers the totality of all factors which influence both the organization and HRM sub-system. Technological
Premium Human resource management Employment Economics
Political factor will influence the H&M and the fast fashion industry ‚ for example ‚ the export regulation and also the political stability of the regions that the company operates in. H&M is a Swedish company so the company will comply with the Swedish legislations and in other countries of the subsidiaries company the laws ‚ regulatory bodies and politics are subject to the countries itself. Due to its global position ‚ minimal political risk is exposed to the company but it doesn’t affect much
Premium Fashion Fashion