Capital Adequacy Ratio - CAR [pic] What Does Capital Adequacy Ratio - CAR Mean? A measure of a bank’s capital. It is expressed as a percentage of a bank’s risk weighted credit exposures. [pic] Also known as "Capital to Risk Weighted Assets Ratio (CRAR)." [pic] Investopedia explains Capital Adequacy Ratio - CAR This ratio is used to protect depositors and promote the stability and efficiency of financial systems around the world. Two types of capital are measured: tier one capital
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Five Social Insurances and One Housing Fund Table of Content Chapter 1: Introduction 3 Chapter 2: Successful of Shanghai in "Five social insurances one housing fund" 4 Chapter 3: Impacts on Employer 5 Chapter 4: Impacts on Employee 6 Chapter 5: Precautions of Human Resources Management 7 Reference 8 CHAPTER 1: INTRODUCTION "Five social insurances and one housing fund" was established under Labor Act Chapter 9 Article 73. It is used to serve the purpose on maintaining social harmony by protecting
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Introduction No business today operates in a complete vacuum unaffected by market forces. By their very nature business activities are competitive. Within a dynamic‚ rapidly changing business environment producers are constantly entering and leaving the market. At the same time‚ changing customer preferences provide signals for businesses to develop new strategies with different products and services. Some businesses will succeed by responding to and meeting market needs‚ while others may not perform
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Purchasing life insurance is a widely accept money management approach in United States. People are willing to buy life insurance to avoid paying inheritance tax and financial hardship for families due to their death. It has been found that life insurance industry‚ being a financial intermediation‚ has contributed significantly to economic growth over a 30-year period (USAID‚ 2006) in USA. However‚ a research by Standard & Poor’s (S&P) (Gaskel‚ 2011) has drawn attention‚ which shows that
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FINDINGS & SUGGESTION Some type of agent network is must. As insurance customers rely on personal interactions and a need a high level of service that can be very well maintained by these types of rural agents. The distribution channel need to be improved and new ideas and people are need to be discovered those can work as an insurance agents. The Gram Pradhan‚ doctors‚ school teachers‚ mandi samiti etc. may be good agents for this purpose. Villagers have high trust in banks and post office
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The Five Competitive Forces That Shape Strategy Competition for industry profits goes beyond the direct competitors in the business. It included four other competitive forces as well: • Customers • Suppliers • Potential entrants • Substitute products This extended rivalry that results from all five forces defines an industry’s structure and shapes the nature of competitive interaction within the industry. Industry structure drives profitability‚ not products or services‚ or mature or
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Institut f. Statistik u. Wahrscheinlichkeitstheorie 1040 Wien‚ Wiedner Hauptstr. 8-10/107 AUSTRIA http://www.statistik.tuwien.ac.at Benefits from using continuous rating scales in online survey research H. Treiblmaier and P. Filzmoser Forschungsbericht SM-2009-4 November 2009 Kontakt: P.Filzmoser@tuwien.ac.at Benefits from Using Continuous Rating Scales in Online Survey Research Horst Treiblmaier* Institute for Management Information Systems Vienna University of Economics and Business
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Tata AIG Life Client Name Tata AIG Life Services Offered Technology Java/JSP‚ Oracle‚ Flash ActionScript‚ JavaScript‚ HTML/XHTML‚ CSS‚ jQuery. Website Development‚ Technology Development‚ SEO‚ Tools & Calculators‚ Forms‚ Portal Design. Revamp & Design Integration of Online Sales & Customer Portal. The Client Tata AIG Life Insurance Company Limited (Tata AIG Life) is a joint venture company‚ formed by Tata Sons and AIA Group Limited (AIA). Tata AIG Life combines Tata’s pre-eminent leadership position
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Running head: Old Reliable Life Insurance Old Reliable Life Insurance Israel Crawford Stevens-Henager College Old Reliable Life Insurance Most of the salespeople for Old Reliable Life Insurance are visiting customers in their homes or offices. Today‚ the salespeople carry a laptop computer to show value projections and cash flow summaries for various policies. Many of them also carry a PDA for appointments and a mobile phone. Julie would like to ensure that salespeople have access to the
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2.1 FACTOR OF PRODUCTION According to Porter (2004)‚ factor conditions are factors of production such as labour‚ land‚ natural resource‚ capital and infrastructure. Moreover‚ a disadvantage might be an advantage. Local disadvantages in factors of production force to innovate to over come their problems. This innovation often results in a national comparative advantage. The big number of population in China provides retailers with a huge and cheap labour power. Furthermore‚ according to Day (1996)
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