speech on credit. Credit is so important because it affects much more than your finances but also your career and your personal life. Even Landlords often check up to see if they want you as a tenant. Today I will tell you what lenders look for when considering you for credit and how you as a consumer are evaluated. Then I will explain to you how your score is calculated. And finally I will give you some tips on how to use your credit wisely. What lenders look for when they review your credit report
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I. DEFINITION A LETTER OF CREDIT (Documentary Credit) is a letter from a bank guaranteeing that a buyer’s payment to a seller will be received on time and for the correct amount. In the event that the buyer is unable to make payment on the purchase‚ the bank will be required to cover the full or remaining amount of the purchase. • A letter of credit is often abbreviated as LOC or LC‚ and is also referred to as a documentary credit. The parties to this document are usually an applicant who
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P-Card Features P-card offers cost control‚ reduce administrative time and encourage cost reduction. The following factors make purchase card ideal for the University: • Spending Controls With spending controls‚ university can request as many cards as it likes and set spending limits and restrict purchases to specific categories on each card. • Fast-track Reconciliations By increasing the use of single campus-wide accounts‚ reconciliation and auditing can be automated and streamlined. • One-stop
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Video Cards Introduction People are living in a three-dimensional space. They know what is up‚ down‚ left‚ right‚ close and far. They know when something is getting closer or moving away. However‚ the traditional personal computers can only make use of two dimensional space due to relatively low technology level of the video card in the past. As the new technology has been introduced to the video card industry in recent years‚ the video card can now render 3D graphics. Most of the PC computer
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critical currents Dag Hammarskjöld Foundation Occasional Paper Series Carbon Trading How it works and why it fails no.7 November 2009 critical currents no.7 November 2009 Carbon Trading How it works and why it fails Tamra Gilbertson and Oscar Reyes Dag Hammarskjöld Foundation Uppsala 2009 The Dag Hammarskjöld Foundation pays tribute to the memory of the second Secretary General of the UN by searching for and examining workable alternatives for a socially and economically
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A video card‚ video adapter‚ graphics accelerator card‚ display adapter‚ or graphics card is an expansion card whose function is to generate output images to a display. Many video cards offer added functions‚ such as accelerated rendering of 3D scenes and 2D graphics‚ video capture‚ TV-tuner adapter‚ MPEG-2/MPEG-4 decoding‚ FireWire‚ light pen‚ TV output‚ or the ability to connect multiple monitors (multi-monitor). Other modern high performance video cards are used for more graphically demanding
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MONEY AND CREDIT Double coincidence of wants is an essential feature When both parties have to agree to sell and buy each others commodities. This is known as double coincidence of wants. What a person desires to sell is exactly what the other wishes to buy. A barter system has deficiencies. 1. Barter exchanges become extremely difficult in a large economy because of the high costs people would have to incur looking for suitable
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money‚ credit also came into existence. Credit is created when one party (it can be person‚ group of people‚ firm or an institution) lends money to another party‚ the borrowers. The act of borrowing creates both credit and debit. Debt means the obligation to pay the finance borrowed and credit means the claim to receive this money payment from the other party. Every credit involves debt‚ that is obligation to pay money and therefore creates claim. 1.1 Definition of important terms 1.1.1 Credit is generally
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Gerber‚ wife of Dan Gerber who owned Fremont Canning Company‚ came up with the baby food idea while attempting to strain fruits and vegetable for her own child. Since the family owned a canning company it made sense to utilize those resources to create baby products. In the late 1920’s the company had created several baby food products‚ changed the company name to Gerber Products Company and went out into the national market. Gerber’s baby food company began on the basis of helping other mothers properly
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Australian Journal of Business and Management Research Vol.2 No.02 [31-38] | May-2012 CREDIT RISK AND COMMERCIAL BANKS’ PERFORMANCE IN NIGERIA: A PANEL MODEL APPROACH KOLAPO‚ T. Funso (Corresponding Author) Department of Banking and Finance‚ Faculty of Management Sciences Ekiti State University‚ Ado-Ekiti‚ Nigeria. realvega1959@yahoo.com AYENI‚ R. Kolade (Ph.D) Department of Economics‚ Faculty of Social Sciences Ekiti State University‚ Ado Ekiti‚ Ekiti State‚ Nigeria. raphkolayeni@yahoo
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